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Buying NIHE property
hi there wasn't so sure as to where to post so sorry if in wrong place I live with my mother and brother in a NIHE property and my mum and I are joint tenants. My mum gets a bit of housing benefit help but I still have quite a lot to pay each month in rent and it is set to increase again. We had applied last year to buy…
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Buying family out of shared inherited house
Hi, I am asking for my cousin. House belonged to dad, left to 3 children who are adults. Daughter lives in the house, other 2 sons live and own houses of their own. She wants to buy the two brothers out. What things should she be thinking when making them an offer? - get house valued - research what's been sold - capital…
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Help!!! Landlord wants us to sign a new contact halfway through tenancy agreement?!
Hi All, I will try to be as brief as I can. We signed a 2 year tenancy agreement and now have 8 months left until the end of it. We are planning to move anyway so wouldn't be renewing it. We have been great tenants, had regular inspections and no problems whatsoever. However, suddenly the landlord wants to get a better…
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Lease query for leasehold maisonette we're buying - opinions?
Quick query about our leasehold flat, which we are exchanging on next week (hopefully - we are posting the signed contract today). One of the terms of the lease states: "You cannot use the flat for any trade of business, or sub-divide it off into smaller living units" My partner and I work from home on a semi-regular…
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Genuine opinions wanted - need to sell house
Hi all, I'm conscious this will warp the viewing stats, but I would like opinions please on how to make this house more saleable. We have had a handful of viewings but no offers. It's been on the market since August 2014 but with the 2nd agent since Dec 2014. I have suggested lowering the price to both agents and they said…
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Nowhere to live, no money or assets
I'll start off by saying, I know this is all my own doing, that I have been reckless and I am not asking for judgment just advice only. I am without work and soon to be without a place to live in the next week or so. Here's why.. I resigned from my job last week with immediate effect due to an ongoing disciplinary issue…
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Can't Work, Won't Work
Just been watching Ep 3 of Can't Work, Won't Work, hadn't seen it was on before. Oh dear, where do they find these people? One family, 60 plus mum, son who is getting married to someone only just younger than his mum. They're trying to get married, the lady he's marrying and he are thinking about having children. She…
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Deposit Dispute and Landlord doesn't want to use ADR service
We have disagreement regarding the deduction from the deposit as the landlord changed the carpet in the lounge and painted the kitchen. She wants to charge me £365 for this. My husband partially painted the walls but she said the colour was different then the rest of the wall. Before we moved out we hired professional…
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estate management fee advice!
I've been searching the internet for advice on estate management fees but without joy so im throwing the question out here!!! I live on a new build estate with around 140 houses. Each house has to pay an estate management fee, mine being around £220 a year, but it starts at around £150. I want to know if theres ever hope…
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Mineshaft under property
So I agreed with the Halifax to buy a property from them for the home report value of 62k. I am also getting a mortgage from Halifax to buy it. Have just received the coal report and there is a mineshaft directly under that property, number 54. Now Halifax already own it so wondering what they will do. These houses are…
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rent help needed.
Hi, I don't know if anybody will be able to help me but anybody who can, I'd be really grateful 😃. I recently moved house and the tenancy from my old property ran out on 19th Jan which is when I paid my rent until. We had moved already though so I returned my keys on 13th Jan. I telephoned the letting agent on 15th Jan to…
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Help...I think Im in trouble
Hi everyone i really need some advice and my issue is really stressing me out. Here my situation I brought a house 8 years ago with a 100% mortgage with Northern Rock was my girlfriend at the time for £108.000 long story short she cheated on me 2 months into a 35 year mortgage and the relationship broke down. I tried to…
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Some Advice please...
I am in the process of a house purchase and I am considering the idea of taking on a lodger or lodgers when the property is in a position to be able to handle it; I'd want things to be right so it could take some time for that to happen - but at least I want the home to be future-proof as much as possible. The house I am…
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Parents considering beoming landlords
Come home tonight to a message from my parents, that a house opposite is up for Sale as it's been repossessed and they are seriously thinking about purchasing and renting out. They are considering being fully managed via a agency for 12% monthly fee, as they don't want the tenant to know they live opposite. Any Advice, or…
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Energy Performance Certificate
Hi, does anyone know how I go about getting an EPC and how much should it cost? I Googled it and have seen varying prices and don't want to end up with the wrong thing! Thanks in advance!
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whats fair wear and tear
we should be moving soon out of our rented flat. what would be considerd fair wear and tear after 6 years. when we moved in the LL promised us a new kitchen the one in there is 1970s and a new bathroom all we got in six years was 1/2 a bathroom. I know the flat will need a complete refurb when we move out so is it worth…
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Buying a house next to a graveyard
Would it put you off or see it as a quirk? I guess it'd be quite nice and quiet at night...
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Any successful stories about getting compensation for deposit not protected?
I think I will take my previous LL to court over the non protection of my deposit (I moved out in 2011). Recently I was checking again the emails I have sent to them and had from them during the tenancy period and I remember now all the hassle of begging for simple repairs and not getting it, all the broken promises, all…
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When to offer? Strategy for open days
Hi All, We're viewing a property at an open day tomorrow that we already know we want. The property will be very popular and they have already extended the open day to all day tomorrow and now Monday. It's on for 500k and we can stretch to the asking price but no more. Our finances are rock-solid with an actual mortgage…
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Rent4Sure Referencing
Hi I was wondering if anyone had experience in being referenced via this company. I am looking to rent a property and have been given an application for Rent4Sure. It asks all the usual information including if you have any adverse credit. I currently have an outstanding CCJ on my credit file, however this is being repaid…
