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Selling a joint house
Hi So my parents are divorced now and are looking to sell the house after the new year. However....my dad wants to sell and not my mum. Me and my brother still live at home due to the expensive of moving and finding a place. We help out each month so we don't scrounge at all. My mum works part time and just simply couldn't…
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Advice: taking my landlord to small claims court
Hi, 5 months ago i moved out of a rented property, and since then i've been going back and forth with my landlord to try and get my £630 deposit back from him. Despite asking him countless times for an itemised breakdown of any reductions he is making the best i have is a very simple text mentioning a few things with no…
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Cancelling with letting agents but keeping tenants
We rent out a house in a different city, and for peace of mind chose a fully managed service. We're not happy at all with the service provided so don't want to renew after the initial 6 month period is up (next month). But if we want to keep the tenants in there without renewing the lettings agent contract we have to pay…
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Mortgage protection Insurance & Life Insurance
I am in the process of buying a new house, using the capital from my first house sale as the deposit for my second. I am under the impression that along with the usual B & C insurance, I will obviously need MPPI which should pay out on Accident, sickness & unemployment. And I will need life insurance with critical illness…
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What would you do? (offering on house)
Seen a house we like on for £120,000 that has only been on for 3-4 weeks. Made an offer of £108,000 as there were some works that needed completing (updating of kitchen and potential boiler/electric works) Offer rejected saying vendors thought it was way off the mark, even though they note there is some work to be done in…
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How long will it take to move in?
I'm currently living with a friend and I'm thinking of moving out and buying a flat. I'm going to be paying cash and I was wondering how quickly would I be able to move in. There's no chain, the one I'm interested in is new and I don't have to sell anything. Thank you for your help!
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Would Appreciate Any Local Knowledge Of An Area Of Stoke?
Hi all, I would very much appreciate if anyone with any input to offer could share it on the area of Penkhull? I'm looking at a property near the Sainsburys in ST4. Thank you very much, Steve
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Renegotiating house price
We've had a homebuyers survey and the mortgage company are about to send out an offer. They have said there will be 5k retained until they receive an electrical report, drainage report and the render issues are fixed. There will also be £65 reassessment fee after all the above is completed and a further £30 transfer fee…
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Looking for a property.
Out of curiosity how are people searching for properties? Most of them I call and they are already sold. Thanks.
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Help to buy approval time?
Hello! I sent off my application for help to buy (equity) last Wednesday (or rather my estate agents did on behalf of me. To anyone who has previously applied: how long did it take? (nervously checking the post every day!)
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Inventory clerk impartiality?
Hello all, Have you ever heard of an inventory clerk, hired by the estate agents to do the check-out, being MARRIED to the letting manager at the agency? This is what i've discovered through very minor sleuthing. The inventory actually stated that our property was in very good condition and was professionally cleaned,…
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Should i set up a company?
Hello all, I work in London - a higher rate tax payer and have a rental property in my old home town... my long term aim is to buy a number of these 'cheaper' properties so I can move back and live on the rental income... and do developments. This is a 5-10 year plan so nothing immediate... but I am getting clobbered with…
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How long before exchange/completion date ?
All paperwork complete. Deposit was transferred to solicitors yesterday and received today. Solicitor said Halifax (our lender) can take 5 working days to do their stuff and she was thinking of Friday (not sure if she meant completion or exchange) Is there a chance exchange and completion could be on the same day ? The…
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Letting agent possible asking for deposit back!
Hi all, we moved out our apartment a month ago with a letting agent doing the check out inventory which they said the apartment was in great shape to say it has been lived in the for the last 6 years, we also provided them with a carpet cleaning receipt as the carpets had a stain or two on them but I don't think they…
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MSE Blog: My £2.24 MILLION tax bill
"Sadly, I’m not a millionaire and therefore don’t make nearly enough to be taxed anything close to £2.24 million..." Read MSE Helen S's full blog: My £2.24 MILLION tax bill Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Shared ownership vs Whole ownership
Good Morning! I am in a similar position to alot of people on the forum (looking to get my first property in my local area) and would appreciate some advice. I have savings of £29,000, which would need to include any legal fees of buying. Properties in my area are roughly £180,000 - £200,000 for a decent value 1 bedroom…
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First time buyers - advice needed.
Hi just looking for some advice. A house went on the market 6 weeks ago so we viewed it with one selling agent twice and put an offer in for 100k (asking price 105k) on Wednesday 24th September. Waited till the monday to chase the agent she advised she doesn't know what's going on and she will get back to us. We'll we were…
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ducted air
how many on here would be put off purchasing a house where the heating system is ducted air
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Property has been in the market for so long... bad sign?
The market in Westmidland is not boiling or moving fast but still reasonable. I drove to see another property (just a look from outside). Luckily, I met the owner. He invited me for viewing. The house looks very good, out and inside. It is also in good area where the market is moving ok. The house has been in the market…
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Landlord wants to deal direct with me not letting agents
Howdy! I have an amazing landlady who even goes so far as to say we can treat the house as our own while we live here. As far as she's concerned, we pay to live there so the house is ours. Lovely woman! Anyway.. our tenancy is up for renewal in February and we were chatting about it and she said she would like us to stay…
