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Which layout would you prefer?
I'm currently doing up a flat and need to decide by tomorrow morning which of these layouts to go for. Any opinions would be hugely appreciated! :) [IMG][/img] [IMG][/img]
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Just about to exchange contracts and our solicitor has noticed deeds issue...
We were scheduled to exchange contracts tomorrow but at close of business today our solicitor has left me a voice mail to advise that on the property we are buying, they noticed the area of leasehold/freehold (there are both types) defined on the plot map on the deeds is different to what is on the land registry map. They…
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How do I live ??
I'm 26, I'm still at home with parents. Everytime I meet girls eventually it leads to them wanting to have a family and rent a flat together. I would like the same, to have my own life, be a man. But how ? Private renting for a 2 flat - 400 min Bills, food - 500 ish That's 900 gone. I earn 1 grand, full time job. So left…
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Separation and House
Hi All My partner has agreed to sell me her share in our house, so I need to change the name on the deeds for the house, my questions are - What is the correct terminology of this deed? or is it just the owners deed? My mortgage provider has advised me there is a £150 admin fee and I need a solicitor for the change of…
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Shale
Hi - popped on here for some advice. I'll keep it brief: 2 yrs ago myself and my partner saw a house for sale which we liked but weren't in a position to buy. House never got sold and was subsequently took off the market. 2 yrs later same house is up to let. We approached the seller, asked whether he would still be…
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Porting Intelligent Finance mortgage, 1 hr phone interview...
We are looking to port our Intelligent Finance mortgage to our new house. We have been told the process will be a 1 hr phone interview. We have been with IF for 7 years, always paid mortgage no problems, we are not increasing the mortgage. We are buying a house which costs more than the current house but have equity and…
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Nationwide House Price Index Calculator
Is this calculator to give an idea of what a house might be worth based on the last sold price? Is it accurate for anyone? http://www.nationwide.co.uk/about/house-price-index/house-price-calculator
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House sale fallen through help!
I recently sold our house for full asking price, so we started to look at properties and found one and put an offer in and had it accepted. We have had a survey done on the property and paid for mortgage fee and some searches on the house we are buying. We have now found out that our buyer is pulling out of buying our…
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easement of necessity
This is my first post, but this site has been a great source of information in the past, so I'm hoping someone might be able to help me. Settle in, it might be a long one... My wife and I are trying to buy a house, which is on a private road. The Road is about a mile long and has 7 houses on it (all at the end of the road)…
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Service charge- sinking fund. What percent of service charge should it be?
Hi, Received our service charge statement today for tax year 13/14. It showed that 75% of our service charge goes into a sinking fund. To us this seems quite high. Does anyone know how much the percent should be? Or can they charge what they like? Thank you.
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Modern Fireplace - fixtures/fittings, will it be left?
We are in Scotland. We have had our offer accepted and solicitor is putting offer in writing tomorrow. The house has a modern fireplace similar to this...... http://www.ebay.co.uk/itm/ELECTRIC-WHITE-SURROUND-PEBBLE-FIRE-MODERN-CONTEMPORARY-WALL-FIREPLACE-SUITE-/201179070599 It is just a decorative fireplace. There is no…
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Advice in boundaries.........
Hi All Apologies if this is a bit waffle like, but I'm just trying to paint pictures with words....... The property we're in the process of buying is three years old and was built in the garden of a larger property. As you look at the property we have a hedge to the front and fence to the RHS, which are our responsibility.…
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buying in Spain
can anyone tell me the best way to buy an apartment in Spain. Transfer by bank or exchange. No mortgage so just a cash sale. Thanks
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House buying survey issues
Hello, I am planning to buy a 1970's house, and i have done the basic survey. This is what survey came back with, anything to worry? This property is in acceptable condition for lending purposes,My valuation reflects the fact that there is wear and tear to some items and that maintenance repair or upgrading will be…
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draft contracts
I was just wondering how long it took everyone to receive their draft contracts through?
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Taking Money off of my Deposit
Hi guys! I've never rented before, and now I'm leaving my tenancy. I would really appreciate your advice and with the understanding that I've never rented property before. They have decided to charge me for three things: * A Deep Clean *Broken Milk Shelf *Base of blinds cracked on both sides They said they would inform me…
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Capital gains advice
My girlfriend bought her house in 2009 for 224,000 with a deposit of 54,000 so 170,000 mortgage At the time she could not get a mortgage alone so her mum went on the mortgage with her to get her on the ladder so to speak. My girlfriend has made all the mortgage payments since and the mortgage amount is 154,000 and is going…
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Renting without a job (freelance worker)?
Hi there, I'm soon to be returning to the UK and will be looking for a private rental. Problem is I don't have a job and plan to continue working online as a freelancer when I return. Does anyone know what I would need to show to a letting agent to be considered worth of a rental property? As I've been out of the UK for a…
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Sell Rental House to fund Extension on own house?
Please help, need some advice. 4 yrs ago I bought a rental property with a friend, we got it very cheap & did it up to rent out. We have a repayment mortgage and only have a few years left on the mortgage. We have had good tenants, but they have decided they would now like to buy there own property. As the market is strong…
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Remove my name from mortgage help needed
My husband has been separated from his ex wife for almost 9 years. His ex wife has since re-married. My husbands name is still on the mortgage that that he had with his ex even though he hasn't paid anything towards the mortgage since the day they separated. He walked away with nothing and left his wife in the home as his…