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Electrical Checks and Renting
Hi All, In relation to renting out a house, how often should the Landlord have the house electrically certified to ensure that it's safe? Thanks
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Building regs for through lounge
Hi All just wanted some advice/opinions The house we are buying had a wall removed approx 18 years ago to create a through lounge. The valuation was done on the basis all building regs required were approved. The planning portal website says load bearing walls being removed require building regs sign off. I am pretty sure…
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Changing Solicitor
Anybody changed solicitors mid way through a buy/sale as....are incompetent, don't respond and lost our marriage certificate Update - I've cancelled and demanded a full refund. I've just bitten the bullet as I can't deal with someone this rubbish and finding reviews hasn't helped…
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Renewing tenancy agreement
We have rented a flat for the last 12 months on a fixed agreement and were offered, in writing, another 12 months, albeit at a slightly higher rate. "We are pleased to inform you that your landlord would like to offer you a further fixed term of 12 months at a rental of £xxx.xx per calendar month. If you wish to accept…
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Buying at auction with a mortgage?
Maybe I've been watching too much Homes under the Hammer but I've seen a property I like which is being sold at auction. The house is habitable (central heating & double glazing) but from pictures look like it is the roof must be leaking & is in poor decorative state/a mess. I'm going to have a look at it tomorrow. I have…
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Recommend me a property/landlord tax adviser, preferably in South Croydon area.
Hello all, I've received great help from this site, but think I now need to take the plunge with a professional tax adviser. So, does anyone come highly recommended on here, who specialises in landlord/property tax? Thanks
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Purchasing household items
Were just waiting for our full mortgage offer to be approved and were wanting to purchase a new corner sofa for our new home. The sofa has one more day on sale. We are wanting it on interest free credit. Will this affect our mortgage application?
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Not on Contract of New House Share
Hi Everyone, I have paid the deposit and the first months rent of a room in a house in London I am moving into on Saturday, There are three of us in the house, however the landlord insists only 2 names go on the contract (I have not yet met the landlord, but will on saturday) The room I will be moving into was previously a…
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Looking for info on legal position as a tenant
Background: we have lived in this house for nearly 2.5 years. Rent always paid on time, inspections always passed, never obstructed managing agent entry for any reason, allow them and repair men to enter with their key if I am at work, resulting in the door not being locked after plumbers left, and carpets being ripped up…
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Renting rooms to family and friends
After a long time looking, I have just finally found a property to buy which is perfect for me. I have a large deposit (280k) and a good income/credit history for the remaining amount (it is 425k) and am a first time buyer in my 40s. It is a leasehold 3 bed flat. I would like to buy the flat and be able to to rent out two…
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Electricity board easement
Hi All, Looking to buy a relatively new home (built mid 80's) but on the deeds there is a covenant wherby the Midlands electricity Board have access to the property whenever they need to dig up or build anything. Furthermore no extensions or structual alterations can be made to the house without permission from the builder…
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Garden chalet now a dwelling?
I have lived in a nice wooden chalet in my parents garden for nearly 5 years, the chalet has a bathroom and kitchen etc and I have recently been asked by the council to pay council tax back dated for the 5 year period I have been living here, they have been out to rate the building. Due to the fact that the building has…
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Neighbour's TV
Hi I live in a mid terraced house and live next to a young jobless couple. They have their television on in their upstairs bedroom and the bass is terrible. I can hear it through my ear plugs, can even hear it downstairs. They have it on until around 2am. I have asked and asked and while they do tend to turn it down on…
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Buy outright or shared ownership? Dilemma
Good evening all, Im looking for your thoughts, and any advice you might kindly like to impart. Ive been searching for a house for a few weeks, I do know what I don't want (not a flat etc) and am busy working out what I do want. This afternoon I viewed a 2 bed, end of terrace, with garage and garden, electric heating,…
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Lease extension: owner dies & property is in probate just before tribunal
Hello. We're having an interesting time trying to extend our lease. Negotiations have been slow & frustrating - and ultimately unsuccessful. So we applied to the tribunal... We're all set for tribunal, then the landlord's solicitor notified us that the owner has recently died & we've been negotiating with her daughter, but…
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Deposit refund, is it to late
Hi all thanks for looking advice very much appreciated. We recently moved out of agency let property but over the 2 years got to know the landlady, anyway on check out some damage was noticed from candle on pvc windows which I was happy to pay for, £45 from deposit, but it was also agreed between landlady and agent after…
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what to do with house money?
I am exchanging on my sale in the next couple of days and hopefully completing on or around 8th September. My purchase is lagging behind and I don't expect to exchange contracts on that for at least a couple of weeks... how long is a piece of string?!! My solicitor has asked if I want the money from my sale sent to my…
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moving out
We are moving out of our rented flat in just under 3 weeks. Our rent is paid up until 17th September. Our landlord has already advertised the property and has been texting me about letting people come round to view it. I told him last night that I wanted to be present for viewings and that he had to give us at least 24…
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Lazy solicitor is already starting to irritate me!
Since my old solicitor left the partner took over this Tuesday, he's been telling me that consent mortgage form which my bf signed must be witnessed by a solicitor which will cost me about £200 even though his colleague said fine for independent non solicitor to witness, so on Tuesday I spoke with halifax who apparently…
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The cost of general living.
I know the answer is going to be vague but if you could suggest a ball park figure that would be great. So far excluding council tax I'm thinking... £120 a month food. £60 a month electric (cooker is electric) Water? £~0 summer. (what about heating the hot water? Electric or gas?) £30 a month (winter) £20 a month Broadband…