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Live In Carer what do I do when I'm not working ?
Hi, I would be really interested to hear from others who have worked as live in carers! I have just been offered a job as a live in carer, which will start in about a months' time. The starting rate is £450 per week (paid monthly) and I will be working 2 weeks on, 2 weeks off. On the weeks I am working I wouldn't be paying…
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Negotiating early release from tenancy
Hoping you can help me. Our tenancy runs out NOVEMBER 30 and we won't be renewing. Our circumstances have changed as my partner is now pregnant. We want to find a nice house to rent rather than this 2nd floor apartment but first move in with my parents for a few months to save £3-4k. Is it possible to negotiate our way out…
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Warner Goodman conveyancing
Anyone had experience of the above for conveyancing? Following a bad experience I've cancelled my previous solicitor (monkey) and now seeking a new one. They did get searches completed, but final straw was loosing personal items and not replying to communications over a 4 week period. First communication was after a said,…
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Buying a share in Parents House
Hi, Looking for some advice. My parents owe about 80k on their mortgage with 10 years left (Property value 180k ish) Due to a change in work they are falling behind on mortgage. Me and my brother would like to a buy a share in the property at 20k each (we both still live at home) reducing my parents outstanding mortgage to…
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Stamp Duty Holiday / Shared Ownership confusion
Hi All, I'm attempting to assist my partner with this conundrum, and I'm a little bit stumped. She purchased a flat in September 2009 on a Catalyst shared ownership scheme. The total value at the time was £150,000 and she purchased a 50% share for £75,000. My understanding is that at this time, no Stamp Duty was due on…
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Help parents
Hi there My folks are struggling with the everyday costs of life They own a 2 bedroom bungalow valued at about 180k (no mortgage) They have us three children and a grandson They are retired 67 and 62 - dad is on DLA Is it possible that mum and dad could give us kids the bungalow but we pay the costs of them living there ie…
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Written record of agreement to sign contract
Hello, I know that if you have a verbal tenancy agreement along with proof of payment etc. then you might be legally considered a tenant. However, I've got a somewhat different situation: I had agreed with a landlord to sign a proper tenancy agreement upon moving in, which was to take place a week from now. We've had this…
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Council Housing List
I registered on the list for a council property 5 months ago, I have bided on a few properties since then but as I currently have housing realise that I am way down the list. However this week I was offered a council property. During the viewing the housing officer was gobsmacked that I had been offered this after 5…
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Buying ex girlfriend out of jointly owned property
Hi everyone, looking for some advice I jointly own a property with my now ex girlfriend. Here's the figures: Property bought for - £190k Property now worth - £165k Mortgage taken when new - £117k Mortgage remaining - £99k My deposit on the property - £73k Her deposit on the property - £0 We lived jointly in the property…
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tennants damage house + owe rent
Hi all looking for advise , i rented my house out for a couple of years through an agent all was going well till about 16 months ago when the couple split , rent became sporadic untill i told agent to say if they dont start paying they were going to be evicted , as if by magic payment started getting paid again but non f…
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Buying Half a House
My sister and I own a mortgage free Freehold house, my wife wishes to buy my sisters half off her for approx £80,000. Can we do this legally between the 3 of us as there are no searches etc involved. Degs
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Notice Requiring Possession
Hello looking for some help/advice re my landlord/estate agent. I have damp in my rented property, took pic's showing problems when we (myself and 5 year old chid) moved in on 16/3/13, work started via landlord in April 2014, they knocked through a large hole in the stairwell which had been previously painted over and damp…
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Flat illegally sublet; up for sale - happy ending!
Back in April I posted about how my tenant had illegally sublet my flat (and no longer lived there), which I only discovered when showing it to potential buyers. Served section 21 on original tenant, with letting agent dangling carrot of possibility of deposit return if the illegal occupants went quickly. Everyone was gone…
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Wear and tear on long term renting
Hello All, We are renting our property through a housing association for last 4 years. During the time we have noticed usual wear and tear e.g. Carpet is not as clean (was a brand new when we moved in) and beige paint on the walls is looking a very slightly dirty. In our opinion we expect to have dust and marks while you…
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Bought house vendors taken kitchen out !!
Hi everyone I'm actually asking on before of my friend that's hopping mad right now !! I told her you are all fab with advise so here goes.... My friend just completed on house ( Wednesday) her solicitors have not been the best , but that's another storey, she viewed house and purchased knowing it needed completely…
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Allowance ( cash) to buyer
Hello Our house needs some enhancements ( escape window on 1st floor and automist system in the kitchen) in order to get building regs approval for an open plan kitchen. We have agreed the buyers will do the project themselves, and we will fund it. Is it ok for us to give the buyer a cheque on completion. thank you Belinda
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Landlord's rights going through property
Hi I've been looking around sites relating to "Torts" and the like but like most legal documents it's as clear as mud to the average Joe (or Joanne) like me! The story is.. Thanks guys
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Planning Permission & Building Regs
Hello everyone, I have a thread for the post office mortgage but now have a few side issues so thought I’d ask for advice etc. from anyone who may have experienced similar in the past. Other than having endless amounts of problems with the Bank of Ireland/Post Office it seems my situation has become even more of a pain.…
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Ex partner mortgage issues
Hi, I split up with my ex partner 8 years ago. She remained in the house and paid the mortgage. I have now found out that for the last 5 years she has had the mortgage changed to interest only without me being aware. The mortgage is also in arrears by a few thousand pounds which will damage my credit rating. We have a…
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buy rtb or swap flat
I have the right to buy a decent flat in a decent area, I wish to move to a large distance from my home for personal and work reasons, i swapped from a 2 bed to a 2 bed many times, took about a year to 2 years to fins a swapper and it had to coincide with new job,Very hard to do. prob is im now in a 1 bed and if i try to…
