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FTB Help please - To buy or not to buy?
The situation: Note: the sellers solicitor is a relative of the seller and also acted when she originally purchased. Offer accepted on a 2 and a half year old house built on land previously owned by the council. Covenant in deeds for the land states: the purchasers shall not at any time erect construct or allow on the said…
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Moving - downsizing and storage space
I have to move very quickly and need ideas where to store most of my stuff as i wont be able to take everything where im moving too. So the storage spaces in london are expensive about £40per week unless there is anyhere else to store my stuff any ideas ?
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Converting a garage - worth it ?
Like probably 75% of the population who have an attached garage - we use ours for storage (i.e junk!) Therefore, we are thinking of converting it into an additional room. The 2 options are full conversion with building regs (i.e removal of garage door and floor insulation etc) OR non-regs (door remains & no need for floor…
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What exactly do i need to be in place before trying to rent a property out?
What exactly would I have to do to turn my home into a rental? Do I need to tell my mortgage provider, I am assuming I would need different home insurance? Is there anything else I need in place (apart from renters) before i can rent it out?
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Survey prior to agreed sale
myself and my husband are first time buyers with a 95% mortgage agreed. we have made an offer on a property and the estate agent has made it clear that this 95% mortgage will be a problem and has obviously advised the vendor to approach us with caution (even though we have offered them the full asking price). They have…
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Property name change
When we purchased our property in 1998 it had been known as (changed here for privacy) "The House", The village, The County, Postcode. (There are no road names in our small village and only 4 postcodes covering all 200-ish houses) Our ownership is registered on the land registry under the name above. Within months of…
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Judgement issued - rental property damage
Hi I have recently had a request for a defualt judgement issued as the defendant did not respond in the time frames allowed. As the defendant is defendant 2 in this case, and defendant 1 did reply, defendant 2 has asked for the judgement to be set aside. In the application notice submitted requesting that the judgement is…
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Daft FTB question alert...
Hi all, me again ;) Had the valuation survey back, we are aware of a small crack towards the back of the property, the valuation says the minor structural movement is longstanding and unlikely to be progressive. Translated does this mean, yes there's a crack in the back, but they doubt it'll get any worse? Not urgent but…
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Renting - Inventory Issue
Hi All wonder if someone could assist me I've been renting a property and im due to move out of the property next month. I find the agent and landlord a pain to deal with and very un helpful The reason for my post is, im aware that the inventory checkin & out company should be independent and im not sure if they are ive…
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Delays in buyers survey / mortgage offer
Hello, I would love to get some advice / thoughts from others on our dilemma while selling our house. Our buyers had a valuation survey conducted on 25th April (i.e. over 2 weeks ago) through Santander / Countrywide and they claim via the estate agent that they haven't had the results yet. We believed them for 2 weeks but…
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Quite possibly the most complex, stressful house move ever!
Where do I start with this rant? Ok back in 2008 my partner and I decided to buy a new build on a small development of 18 houses in a little village. Only 14 of the houses were built so we were the first to buy as they were struggling to sell. Anyway at the front of the estate is a small compound which has 3 underground…
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Selling House/Property on eBay. Anyone?
Hey Peeps... Just wondering if anyone has sold a house/property privately via eBay? I've had a gander at it's process and it appears to be a flat £35 for a 28 day listing as a Classified Ad. Cheers... Pimp
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rent or mortgage for me
Hello Friends. I'm 53, divorced and remarried with a small baby. I earn 39K in I.T. and am paying 500pm rent. I have no savings, and a 6.5k bank-loan. I'm worried about future accommodation. Should I be paying a Mortgage do you think? In my first marriage I paid an interest-only Mortgage for 21 years - so have probably got…
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Paying Stamp Duty to HMRC
Seen a few scare stories recently (on here and in press) about solicitors not paying stamp duty to HMRC, going out of business and then HMRC chasing purchasers direct to pay the stamp duty (again), plus penalties. This has got me thinking: - Is it possible (and relatively simple) to pay stamp duty direct to HMRC rather…
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Help required with selling contract
Hello fellow forumites. I'm looking for advice on an EA's selling contract I need to sign. Specifically I'm looking for any terms that might be out of the ordinary or unfavourable. I've already read it a few times over, but I'm freaking out I might be missing something that will come back to haunt me. If there's a kind and…
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Remortgaging rtb
Hi , I am about to buy my Right To Buy , value £ 140,000, discount £ 70 , deposit £25 , this leaves a mortgage of £ 45000 . I needed to borrow the deposit from a relative and would like to pay it back as soon as possible . The deposit was big because i am currently on disability benefits. Would it be possible to remortgage…
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How long to wait for offer to be accepted?
How long would you consider as a buyer an un/reasonable amount of time to wait until your offer is accepted? We submitted an offer nearly a week ago and the vendor has still not confirmed their acceptance. Slight fly in the ointment is that she lives abroad, however, we were told that she responds to emails within 24 hours…
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buying roof terrace form freeholder or seek to buy the freehold
We live in a Victorian property that has been converted into 4 flats. I and the neighbour above me want to extend the property to the back to gain an additional bedroom. This means buying the lease to the patio space at the back of the property, the freeholder sold this patio space to another company which they own (same…
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Selling house before divorce - mother entitled to higher percentage?
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House Simple
Hi All, Has anyone ever sold their house with House Simple? Currently needed to sell our house, a house in our street went up for sale with House Simple and was sold in just over a week. I have looked on their website and it seems they dont come out to value your house like other estate agents, you have to buy their…
