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permitted development extenison question?
im about to buy an end of terrace with attached garage i wish to do a rear extention 6m and also build out into the side behind the rear of the garage would this fall under permitted devleopment? so basically i can have a larger back room kitchen diner
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Check out at the end of a tenancy
Hi all, Our tenancy came to an end on Wednesday and we are currently having problems with our letting agents regarding the check out. We didn't attend the check out (well we couldn't as they gave us 15 minutes notice - which when we both work over an hour away it isn't possible to attend) But since then the letting agent…
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Mortgage application and new job
I am currently self-employed and have the relevant proof to apply for a mortgage. However, I may soon be starting a new full-time job paying around 50% more than I am currently earning. How is this likely to affect my mortgage application? I know they generally want proof of 3 months work and stability in a job. I want the…
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Is this normal with letting agents
two adults moving in a house £300 referencing fee, plus £250 for a tenancy agreement, plus deposit and £150 check in fee
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Help with ending my rental agreement
I moved into my rented house on feb28th 2008 and signed up for a 12 month tenancy. After this time I was expecting to have to sign again for another 12 months but my landlord didn't ask me to and I've now been here over 5 yrs. my rent goes out on the 28th of each month. I'm now wanting to move out in July, the house I'm…
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Home buyer report came back - please help!!
Hi guys, Our home buyer report came back with two things that I have raised to the seller. However she made below comments. Should we really give up on checking them again or her words are convincing? Please advise! p.s. our house is a 1930s bungalow. 1) Roof - Tiles are cracked/broken or have slipped out of place on the…
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SO Stamp Duty on Specified Rent?
Can anyone help please because I can't find anything on the HMRC website or anywhere on Google (unless I'm not looking hard enough!). I've been told by my solicitors that I have to pay stamp duty on the specified rent of the SO property. Is this right?
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Securing a rental house
Went to view a house yesterday. Loved it. Told the boy (yes he was just a kid literally, in a tie lol) that i wanted it. He said they have other viewings that afternoon so to fill in an application, pay the admin fee of £250 and just wait and see who the landlord goes for. On the application form, the fee was actually…
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House Selling / Investment Decision
Hi all, i have an investment decision to make and i was hopingwith your combined knowledge you’d be able to help me make the best decision. Idon’t normally like discussing figures etc but I appreciate that in order tohelp you help me make the right decision I need to give you as much informationas possible. I have about…
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My house was nearly on fire!! What action next?
The electrics are pretty dodgy in my rental house, this was discovered last year when our bathroom light was kicking out a real fishy smell and stopped working (despite several new bulbs) and our LA sent an electrician to find out what the problem was. The electrician's actual words were 'these electrics are archaic, the…
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Stuck with Mortgage...
Hi Guys, Newbie just wondering if anyone may be able to give me a little advice as I seem to be getting conflicting information from HSBC & my solicitor Please indulge me while I explain... Last year I was planning to remortgage or explore the possibility of moving nearer my elderly parents. Just days before our meeting…
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Advice between purchase and sale
Good afternoon all Just looking for some advice from anyone in the know. Apologies if this is posted in the wrong section. A quick background on the issue. I currently own my own home which is on the market for £650k, mortgage of £450k, valued at £690k. I have found a new house on for £675k and have an Agreement in…
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Mortgage Advisor costed me 2200 what are my options
Hi All Please read my case as I am need of your urgent help and really feel helpless I am First Time buyer and found a house through haart estate agent. Put an offer down which was accepted on a condition that I will be using their in house mortgage services (although I had mortgage in principle with my bank) and their…
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Can buying a tenanted property be a good thing ?
I ask because all the information I have found so far on Google and property related forums seems to suggest that it's not a good idea. We are looking to buy a property in cash and rent it out with a view to using the rental income in the future to supplement our pension. We have found an apartment that is lower than many…
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Oh No! Countrywide have taken over my Letting Agents !!
Countrywide who will be operating under Fran Innes in this instance have taken over my letting agency and the landlord is playing along with them! Every review I've read about Countrywide and it's sub-brands has been bad! They've already sent me a letter about a future visit threatening to charge me £25 if the visit is…
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Building your own house
Hi im thinking of building my own house. (once sold my current one!). Ive been scanning the web for average price per m2 for a build just to get an idea? Phoned a few builders for a quote but they werent very helpful! It would be of a standard build about 160m2.;)
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Stamp duty payable?
Hi looking for assistance on the following. We are going to be purchasing a house for £120000 which is valued at £155000. The house seller is a relative hence the good deal. Do we have to pay stamp duty? The hmrc website is not clear and refers to both the price paid and the market value as if it's always the same thing!…
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Upset with estate agents /vendor threat
So we made our offer on a property back in February and it took a long time to sort out the mortgage (we are FTBs). While waiting for the mortgage decision (took about 4-5 weeks) the estate agents told us that vendor wants to exchange ASAP and they pushed us to get our solicitors to conduct searches before we found out…
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What to expect from a "valuation"?
Tomorrow evening, the local estate agent is sending over a valuer to see how much my house is worth. Having never had the luxury of a "voluntary" sale in my life (Work has moved me around a bit prior this, forcing me to take a quick sale price, pack up and go, whereas this time we're moving because after much saving, we…
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Tenants will not move out
we are selling a house we rent out and are looking to complete on the 30th May. Notice was served on the Tennant but now they want to stay for an extra 10 days. This does not suit the buyers but the Tennant is just saying he will not move out. If this happens how quick could we get them out and what would happen if we did…