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Finding out restrictions to house (new build)
Hi all, Where do I need to go to find out what restrictions are in place on my house? Its a Miller Homes new build, and I know there are some restrictions im hoping to buy the freehold and do some work to it. Where could I find this information out? Thanks
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1st Buy to Let/Sell - Advice Required
Hi, I am looking into buying our first Buy to Let/Sell with my one of my parents. The property we have an interest in is a repossession that is across the street from my parents house. I actually live in the same street, so having the possibility of our first project in the same street and it is in a great desirable…
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Estate agent moans - feel free to share yours
I am sure people post these all too often so here's mine for the day. We put in an offer on a house on Monday, AIP and savings account details all ready to provided once they were asked for. But no this bloody agent has to do things differently. They will pass on our offer as legally they have to. But until we've seen…
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House buy - solicitor extra searches
Hi all, We are in the process of buying a house. House is a 6 year old detached. Solicitor is asking about environmental search and water drainage search. Do people think these are worth it? Council maintain a contaminated land registry which is empty. Also do people think a survey other than the basic one, would be…
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Council Tenants - Inherited Property - Right To Buy
If there are two council tenants (husband and wife) and the husband has been left a property in a will: Can the couple exercise their right to buy the council property? If not both, can the wife exercise her right to buy the council property? The inherited property has been left in the name of the husband only and they are…
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Contents Insurance with lodger
I understand that contents insurance is invalid if you have a lodger or, 3 times the price. In practice do people bother with insurance when they have a lodger? Thanks
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Deposit not protected in 30 days
Hi We moved in to our property on 28th June 2012, we paid the deposit £300 on 14th June and a further £600 on 24th June - on 25th June the landlord gave us acknowledgement she had the full deposit in her bank account. We asked about the deposit protection on 6th July as were told it was protected via deposit protection…
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Question about completion day
Hi all, We finally exchanged on our house today. Completion day is next week and I have removals booked in and all that fun but solicitors told me that although generally we should be able to get the keys to our house after midday, nobody knows whether the funds will reach the sellers by then, so they can't really tell,…
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Private sale vs Repossession
Hi I apologise if this is the wrong thread for this post. I am in a very strange situation and I'll try and keep it brief. My private house fell into disrepair early this year and I couldn't afford to fix it. I had no heating or hot water as the boiler had broken and there were other structural things that needed doing. I…
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Tenant being awkward
In October, my tenant gave me notice that she would be leaving when the fixed term of her AST expires later this month. The arrangement was that the LA would market the flat before she moves out but that each month, if she hasn't found another flat, she can ask to stay another month and we move the date it's available back…
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Truth about property BBC / Apartment to fund retirement doesn't add up...!
There was a programme on a few years back on the BBC called "The truth about property" where Jenny Scott gave an example to a lady who bought an apartment in London which she hoped would fund her retirement. Jenny showed in a very simple way with bundles of cash that with interest, inflation, capital gains tax and repairs…
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4 possibly 5 offers and want advice about the decision to take.
We are in an unusual position of having 4 offers for our house. Asking price is 105k (we paid 120k in 2006 but it needs work) and we have : cash offer of 90k (originally accepted his offer of 100k but he didnt get in contact so put it back on the market) cash offer 90k (not negotiable) mortgage 100k mortgage 102,500k and…
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Housing Association - Accounts Not Released
Hello! About a year ago, my fianc!e and I moved out of a shared ownership apartment - we were asked by our buyer's solicitor to leave retainers to cover any retroactive adjustments to service charges. At the time, there were two sets of unpublished accounts, and we left a retainer of £1,000 per financial year; so £2,000 in…
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Selling with NHBC cert
Hi I am in the process of selling my house which is within it's NHBC guarantee. The solicitors have asked for certificates for the boiler and electrics installation but I don't ever remember getting either of these, and I thought all this stuff would be covered by the NHBC inspection (i.e. not the fact that they are…
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12 December completion date looking dodgy!
I'll try and keep it short! Found a buyer towards the end of August. We made a verbal commitment to them that we would complete well in time for Xmas. Young professional couple, mortgage agreed in principle. Absolutely no problems with them, nor have they tried to push to quicken the process up. We had a long since booked…
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Landlord withholding deposit - am I responsible for this bill?
I have just moved out of a rental property and my landlord is refusing to return my deposit as he says I owe £630 for heating. There is a central heating system in the apartment block which heats the apartments and generates individual bills for each property, which the management company issues to the apartment owners. I…
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Cash offer on our house how does it work?
Hi all, We have received an offer on our house from a cash buyer. Obviously they don't need to go down the protracted route of a mortgage application, so how does it work exactly? We were going to keep our house on the market until our buyer had had their survey and started their searches so we knew they were serious, but…
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Property owned by seller less than 6 months
Hi all, I just put an offer on a property which has been accepted – great news! However, upon talking to a solicitor, it feels that the fact that it has been owned by the seller for only a few months (smth like 4-5 months) could be an issue as banks are often reluctant to lend on such an occasion as they fear scam of some…
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Letting Agency Credit Check
Sorry! I know that this question comes up periodically because I have done a lot of searching, but I still feel like I am not sure of the answer in our particular case. Basically, we've applied to rent a house and we're in the process of being referenced. From what I've read on this forum and elsewhere online I am somewhat…
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Off-plan property - Refund of deposit
In August 2013, I paid £4,000 to an estate agent (EA) (knightknox.com) to reserve one of their buy to let properties. At the time when deposit was paid, development was in the planning process. One month later, I changed mind and asked for refund. Estate agent refused refund till another reservation has been received on…
