-
Should I be negotiating a lower price?
I agreed a price of £91k on a property but it transpires that: Flooding has occurred "2 or 3 times in last 10 years we have witnessed a few cm's of water in the cellar, although this seems to have not happened since the drains on the street were redone and the road recovered." Obviously that's no guarantee it won't happen…
-
Help! Buying House and Public Sewer issue
Hi, please can you guys help on what options I may have? I am in the process of buying a property. The issue is that the vendors over the years, 80's to mid 00's, have extended to the back and side of the property. There is a public sewer that serves 8 properties with ours being the last one before the sewer diverts into…
-
Insuring the landlords contents???
So were moving into unfurnished rented property in about a week (fingers crossed!), we've just had a letter through from the agents (home2sell) confirming our appointment time to come in, read and sign the TA, and pay. However, this letter also states that "its is a requirement of the landlord that you will be taking out…
-
Would you move around christmas time?
Had a offer put in on march this year , buyer was in a chain and pulled out so they had to find a new buyer and all the rest if it, to cut a long story short everything now is sorted, my partner wants to move before christmas and so does everyone else in the chain, but I'm not sure I'm just really stressed, there's boxes…
-
Shared right of way
Just had a survey/valuation done on the property i want to buy and the report says the property has access by a shared right of way, i'm buying a semi detached house, there is a drive for it to the right hand side, then a neighbour has a drive next this drive, see pic below and tell me what you think, i've blocked out the…
-
Solicitors report = green deal items
Hi, Am a FTB in the UK (non-london), buying a house (below £250k, 3bed semi) and at the bottom of a chain of 3, ideally completing before xmas. I've just received the Solicitors report = fairly ok, no major issues. However, it lists loft insulation being completed under the green deal one year ago. The report specifies the…
-
Self Employment Mortgage and Exaggerated income
Hi guys, could really do with a bit of help here. Me and my wife have been renting for years now and last night we had a couple of friends around and was talking about getting a mortgage. My wife has had solid employment and good credit and has done for a few years now, but im self employed 2 years ago i was making good…
-
No notice period in tenancy agreement
We just bought our house and want to leave our rented accomodation. What is the notice period if the contract/tenancy agreement don't mention it? Our understanding is that the right answer is "any". Based on the "Notice that you must leave" booklet on GOV.UK pg12-13 "There is no provision in existing legislation requiring…
-
First time buyer - Covenants
I'm a first time buyer and since originally putting in an offer for a property it took over 2 months (nearly 3 months) before the solicitors sent me paperwork. The paperwork (deeds) when received have now shown up several covenants which have all been breached by the seller. My solicitor has now offered an II policy which…
-
First time buyer - Covenants
I'm a first time buyer and since originally putting in an offer for a property it took over 2 months (nearly 3 months) before the solicitors sent me paperwork. The paperwork (deeds) when received have now shown up several covenants which have all been breached by the seller. My solicitor has now offered an II policy which…
-
property repossessed prior to completion
I recently negotiated a purchase of a property at £540k two days later the vendor stated he would keep the property unless I offered £595K and exchanged and completed within three weeks. When it came to handing over the keys the vendor had to get the locks changed to gain entry and on entering the services had been…
-
Advice please. Ended tenancy and a few questions.
Hello. Girlfriend ended her tenancy recently. She needed to give teo months notice, which she did on 6th October. Landlord asked her to be out by 22nd November which she was, landlord agreed to payback rent from 6th December - 23rd November but has not yet and wont answer to texts or phonecalls. What can we do? Upon last…
-
Advice please- buy to let but lease needs renewing
Advice wanted please, as I am new to this! Want to purchase and let a 2 bedroom flat as an investment, and for monthly income. I am a cash buyer. Not much on the market at the moment, and I am in no hurry apart from worry about prices rising, and wanting to get my money working for me asap. I have seen a flat which I think…
-
B61 Notice of severance of a joint tenancy - Help!
Hi, Me and my ex partner are currently in process of selling our house. We purchased it as joint owners but today I received a letter saying this is now severed and we are tenants in common. Is it right that my partner can do this without my approval? She handed me a letter with notice but it wasn't sent through the post…
-
Help understanding tenancy agreement
Hi all, I'm in the process of moving out of rented accommodation and the agent has informed me via their generic moving out "checklist" that I must pay for all the curtains to be professionally cleaned, which is not something I've had to do before. From looking at my original contract the only point that refers to curtains…
-
Access rights
Hi - wondering if anyone can help me I'm in the process of buying a property that's part of a larger Grade ii listed building. I'm buying what was historically the main entrance and the driveway goes past another part of the original building that belongs to somebody else (who happens to be my vendor). He assures me that…
-
Buying & Renting
Hi Everyone, Wondering if you can help me. I am currently buying my flat on Right to buy and close to completion. I am getting a RTB mortgage with some extra money on top of which initially i wanted to use for home improvements and extend the loft. However since i cant do that (flat is leasehold-roof belongs to council)…
-
Meter Reading - no change since last reading
I am a landlord of a flat and have just visited to take the final meter reading for tenant who is moving out. The readings are exactly the same as readings that were taken 2 weeks ago. What's my next move? Do I contact the energy supplier? Im obviously not an account holder with them (the tenant is), so would they speak to…
-
Property is unregistered, title deeds can not be located.
I hope someone in the know can help me with this matter. I am buying a property in London and a month ago I instructed a local solicitor to do the conveyancing, but they have been very slow in communicating relevant information. Today I received this email from them: “I refer to your email below and apologise for not being…
-
HELP 60 year lease left
Hi guys, I need some help :( I bought a flat about 7 years ago that had a lease of 68 years remaining. I was very naive and didn't have a clue what that really meant. I did ask my solicitor who thought it wasn't a problem. However, 2 years ago I paid for a survey to be done at a cost of £400, it turns out that the cost of…
