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Do I put down the £500 deposit?
Hi just got a call from the Sales Lady telling me that the house that I want is no longer reserved. I've been house hunting only again in the last 2 weeks and mainly looking at new builds. I hadn't even seen a Mortgage advisor but between me and the bf we both agreed that the area we've looked at has potential. There is…
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Shared ownership and fixing house
Hi all Quick questions I'm under shared ownership with midland heart and they've never helped paying out with things around house that need fixing such as windows, electrics, boiler. Should they be helping me as I only own a quarter of the house and pay rent on the rest ? We have spent thousands fixing things and just had…
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When Shall I Give Notice?
I am a FTB with an offer agreed and mortgage offered pending valuation, searches under way and enquiries raised by solicitor etc. The house I am buying is empty and there is no chain further up. Unfortunately the wait for valuation surveys is very long at the moment and this is only happening on Jan 2nd. Countrywide's…
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Buying house - crack on wall - should I worry
Dear members, I am a First time buyer and saw a house which we like it. The house has a integral garage and there is a crack inside. The crack is on the wall and on the pillar. Since I have no experience about builds I am turning for your help before deciding to make an offer. The house is a 4 bed terraced priced at…
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Fully furnished flat- TV issue
I moved into a fully furnished flat 3 months ago, when I viewed the flat it was a right state so could not really tell what came with the flat furnishing wise. The furnishings are spot on and good quality but unfortunately there is an awful lot of rubbish (like pillows, throws, and other bizarre things that obviously the…
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2 mortgage offers 2 houses 1 bank how does it work?
Hi our situation has left us at a loss for words. We need advice and words of comfort. This is our situation House 1 offer accepted, mortgage offered, valuation and Home buyer's done, searches done, enquiries raised and answered. Chain of 3, lady on top pulled out (told divorce initially but found out it was due to a death…
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Advice - New Build Purchase
Hi, We are currently in the process of buying a new build, and still negotiating with the builder. The property is the showhome listed at 420k that completed around mar/apr 2013 and was released around Sept 2013. It's towards the end of the development with 3 plots remaining. The previous list price for this particular…
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New build extras
Quick question, when adding extras to a new build eg carpets, upgraded appliances, switches etc is the money paid seperately or is it added to cost of house? Thanks
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We finally had our offer accepted!
Hi all I recently posted on here about us looking at a private sale. Well this is now going ahead and the house has not been on the market. We had a decision in principle from L and C and Ive got to ring them up tomorrow and actually apply for the mortgage and then get survey done solicitors in etc. We are probably going…
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what would you price my property at?
A house 4 doors down - pretty similar in size and shape (as in theres has a downstairs second bathroom - and ours has an upstairs ensuite) both are 4 beds.. the other house his slightly better spec.. theres sold for 465.. in 2012. What would you guess our property is worth and what woudl you do? ((I know only what someone…
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Will I exchange before Xmas??!
I know none of you can tell me if I will exchange before Xmas, but hoping for some advice on how to proceed! I had my offer accepted on a flat at the beginning of October and from our end everything has gone smoothly with mortgage offer, survey, searches, etc. The vendor had some problems with the house they were buying…
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gas safety check
hi is the cooker include in the gas safety check on my cooker the ignition broke so the ll unpluged the ignition and gave me a lighter and said i would cost me £90 for a new part thanks for any help
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My experience thus far
I would just like to write and share my experience of selling my property and buying a new house to relieve some of my frustration. I was an FTB and bought a shared ownership property in 2010 and it all went relatively smoothly from my side. The whole process took 2 months and was pain free due the solicitor being good and…
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Has anyone had a similar experience
I'm intending to exchange contracts shortly. There are 4 parties involved in the chain and the last 2 parties of the chain appear to be causing delays. If, on the day I sign to sell my house and the person whose house I am buying decides not to sign what is the worst scenario. Am I out on the street?
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how long to wait for building insurance documents?
Hi all.. I completed on the 6th and my broker told me he had sorted out my buildings insurance on the 4th when I exchanged. I have not received any documents as of yet however received my life insurance documents today. (commenced 6th dec) When should I start to wonder if the policy has even been set up? is it usual to…
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Negotiating Part Exchange
Hey Just looking for some advice. We are interested in two developments with Millers and Taylor Wimpey. Taylor Wimpey have come back with the part exchange offer on our house which is around 10% less than what we were advised to put it on for last month by 2 estate agents. However I have read enough posts in this forum…
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Help to buy... good idea for FTB or a massive con?
The shared ownership by the government. Don't know much about it. -What are the conditions for buying, do you have to be poor and on benefits or can anyone do it? -Who is responsible for repairs and maintenance on the property if it's half owned/rented? -What happens if you stop paying the rent? -Are credit checks…
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Recent Court of Appeal case - S21 validity
Interesting piece over on Nearly Legal following the Court of Appeal case of Spencer v Taylor [2013] EWCA Civ 1600 Nearly Legal's David Smith comments: "In summary the position is now that if a tenancy has at some stage had a fixed term then a notice which complies with s21(1)(b) will always be an acceptable means of…
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Could I refuse KFH tenancy renewal and remain in the property?
Greetings all, I would just like to call on the the expertise of these forums if possible... KFH have started hassling us about renewing our AST which expires at the end of March, but I want to know: Would it be possible to refuse to renew the contract and still stay at the premises on a monthly rolling basis? I know that…
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Overpayment of rent partially STOLEN due to mixup with dates
Hi All I need to know what's the best course of legal action (if any) to take on the following matter please.. We handed in Tennancy notice on the 20th Oct We moved out of our rented home on 4th Nov We weren't sure exactly when the checkout should be, and asked if it was the 26th Nov (via email) We were told no, it's the…
