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Changing Estate Agents - should we avoid the agents of our buyers?
We've been unhappy with our estate agents and were about to change agents when we got an offer that we accepted. Then a couple of days before exchanging our sale fell through (our buyers lost their buyers). Our buyers still want to buy our house but are not in a position to proceed. They've changed agents (just before we…
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Landlord problems and our deposit protection
We have been renting from our landlord since 2007 and have had a number of problems. We are now being asked to leave at the end of January which we are more than happy to do, even if it means moving in with my parents for a short time. We have asked him for a number of things that he cannot or will not provide. He never…
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Do you buy when you disagree?
Hi, Some people say that you should only buy when you are 110% certain that you want that property. My missus likes it while I'm lukewarm. The only factor that may convince me is that the longer you wait the more you have to pay. Yes, it's one of the biggest purchases of our life, but can sell it or rent it out if it there…
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Thinking about buying my first place, please advise
Hello dear nice people, I am thinking about buying a 3 bedroom flat/house in Manchester as I will be 30 years old in January (getting old J) using that First Time Buyer Scheme from the government where you pay only 5% deposit instead of 20%, thinking about buying one of these new built houses in Manchester as some of them…
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Offer declined and vendor is thinking of remortgaging
Hi, Need some advice from gurus on how should I proceed. My stituation is as below: I am an FTB, have an AIP in place. I have put an offer on a property (3bed semi) twice, first for £175, £180, both got declined. The property on sale is for £190k. The property earlier fell through a chain, earlier buyer offered £188k. I…
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House near a flood risk area - necessary for solicitor to contact mortgage provider?
Hi there, We're in the middle of buying a house that backs onto a railway line and then a canal. The railway is broadly at the same height as the canal, but the house is at the top of a steep embankment - it's significantly higher than both the canal and railway. Because the house has a driveway that slopes slightly…
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Return of deposit - deductions for cleaning.
We have just received our check out report via email for our one bed flat in London, from our agency. As usual, they wish to charge for cleaning. Carpets £70 - happy to pay this as they were a bit grubby. Cleaning of the flat - £135 - not too happy about this, seems quite alot of money to clean and are not some just not…
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Am I being unrealistic?
I am looking for a valuation on this house: http://www.rightmove.co.uk/property-for-sale/property-41196841.html. I offered 148K but it was rejected. It looks like the vendor will not accept less than 155K as that is how much they need to move. It was last bought in December 2005 for 158K. The price seems to high to me…
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Letting Without Agent
Hi everyone, I have a property that I have been renting out through a Letting Agency for a number of years. it is about to become void and I am considering letting it unfurnished to a long standing friend of my son. I am going to reduce the rent and recoup the money by letting it directly without using the agent. A few…
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Restrictive Covenants on New Builds
Reading through our TP1 form last night (before signing), I was a little disappointed to find the three pages of restrictive covenants on the exterior of the house. Basically, we're very limited in what we can do to the front garden, no commercial vehicles (not that this affects us, but imagine being a plumber and buying…
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Ultimate Home Selling Guide - Costs, Taxes etc.
The online estate agents eMoov have put together an 'ultimate guide to selling your home' here :) It has lots of stuff in it about presentation and a checklist for running a viewing, but there's especially a lot of info on this page about the costs involved that could hopefully help save you money! (Links at the top of…
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Acommodations 30mins between Glasgow and Edinburgh?
Hi Everyone, Dya here. I live in Ireland at the moment and i just got hired by an English Airline which this means i will have to move in England in around march/april. I will have to be located aprox 30mins from Glasgow Airport and Edinburgh Airport. Myself and my partner want to move in a small village and that is close…
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completing a purchase over christmass/new year
technically im scheduled to complete my house purchase over the christmas/new year period. Is there any problems i may encounter at this time of year ?
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Need a survey when buying a doer-upper?
Quick opinions needed. Do you think a homebuyer's survey is worth the ££, if you are buying a very regular leasehold flat in a very well-maintained mid-rise block, and you're already going into it knowing that you need to completely refurbish the place (as in totally gut it, rewire/heat/glaze/replaster/re-floor etc etc)?…
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First time buyers ...house safety and enquiries...
Hi, We are currently in the process of buying a house and have received the bs7671 form from the vendors solicitor for works and amendments they had carried out in 2008, I was wondering if this covers the whole of the electrical safety of the house? Or will a further electrical safety inspection (a periodic? Or EIRC?) be…
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Offer accepted and then declined
I had a offer acceptted on a property last week which was confirmed by the agent, I then completed my mortgage application which got approved , the survey was booked in for 30th of december 2013 all running like clockwork. This morning I get a call from the agent telling me that over the weekend someone else put an higher…
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Freeholder wants £2k to approve new windows
A friend has just bought a flat in London - top floor in a 3 floor building. Several of the other flats have recently had new windows put in and my friend wants to do the same. However the freeholder has said that they charge £2k just to approve new windows (which is what the new windows would cost!). They have said that…
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do builders ever pull out of sales?
As a ftb I got an offer of about 18% discount accepted by a very small (<200 houses a year) builder to (best endeavors) complete by Christmas. Offer was accepted around 4 weeks ago and it is the last house on a site of 8 already sold. So they are keen to get off the site. They have no help to buy etc available. I had all…
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Is this a loft conversion?
Trying to buy a house with an inverted 'V' ('butterfly) roof. At some (recent) point, the loft has been knocked through and opened up, so the first floor rooms are much taller, with extra skylight windows. The first floor ceiling is then affixed to the underside of the roof. I've got a full survey and understand the pros…
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Problems with management company
Hi My flat is managed by the lettings agency and I've had problems since I moved in. They obviously hadn't checked any of the appliances when I moved in as the washing machine wasn't working and neither was the immersion for the hot water. I eventually got these sorted out. On Friday I reported that the electric shower…