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Developer purchasing land
Hello I own a piece of land, which at the moment I maintain it once or twice a year and keep a shed on it etc etc. A developer has recently approached me with a decent offer of buying the land (along with adjacent pieces not belonging to me) to extend a development. As the land is not used as part of a private dwelling…
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Credit Checks - What Included?
Me and my girlfriend are going to move in together. Both work full time in steady jobs, combined salary of 36k. We looking at around 500pcm. My credit file isn't brilliant, few defaults on there, no CCJ's or bankruptcy. Girlfriends is immaculate, highest possible. Worried mine will hinder the application. Have heard estate…
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End of 12 month contract - letter from Letting Agent - help!
Hello, My partner and I have a 12-month rental contract which ends on the 23rd of August. We received a letter from the LA this week, dated 28/06/13, enquiring as to whether we wish to renew our tenancy agreement or move out. The letter states "If you do not wish to renew the agreement with your current landlord, we are…
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Landlord deposit disagreement
removed........
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i own flat in block council wana knock down
i have a flat in a block still with 19years on mortgage and have been informed that in around 3 to 4 years time the council is going to knock down the hole block to rebuild new flats or bungalows, they have already emptyed and started on other blocks on same estate, the council have not been in contact with me about any of…
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Cardiff - Want to move there and need advice
I'm looking into going into a house share with someone (after meeting them of course). I don't like where I live now mainly for safety reasons because the people in this multi-person building keep having trouble. I'm considering moving there within the next 2 months as I also want to work there. My family told me I…
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Changing rent due date
Hi guys, My girlfriend and I split the bills in our house, she pays the rent, and I pay everything else incl. car etc. She's just accepted a new job and as a result she's going from a monthly salary (last Friday of every month), to every 4 weeks. The rent is currently due on 1st of the month, but she doesn't start for the…
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Buying a residential/commercial property
We've been thinking about moving house for a while and also need some additional storage for our small business at some point - we were probably going to rent a small warehouse through the business in the next few months. A house has come up that we like and it comes with a warehouse at the back of it! It's already being…
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Express Estate Agency Scotland
Marked For Removal by request
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HSBC - conveyancing
Hi, was wondering if anyone could offer any experience. We are using a solicitor on our sale who we are pleased with. Unfortunately he is only accredited for HSBC mortgages of up to 150,000 so we have the choice of either using him and then having hsbc's solicitors verify the work, or using an HSBC solicitor for the…
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Taylor Wimpey - making an offer
Hi all, I've visited a number of homes of Taylor Wimpey sites in the North East and have found one property that my partner and I both like. They are asking £265,000 but I am honestly clueless as to how realistic this is and how aggressive I should be in making an offer. Are their starting prices generally high? I'm just…
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council turned down right to buy
i applied for the right to buy on my house and the council have refused. i am with west kent housing and they are saying that i am not a secure tenant because this house was part of sevenoaks council and then in 1989 they sold it to west kent housing and so that makes me not a secure tenant. i am really disappointed and…
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Mortgage Options
I have a mortgage with Alliance & Leicester, I currently owe £129,000 with 29 years left. I have a two bed house which I'm looking to sell for around £140,000 and I have seen a 3 bedroom house I want for £180,000. I earn £25,000 and my wife earns £21,000. What are my options? Can I move? Help!
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Rental - four cottages all share same address
I have seen a lovely cottage to rent, part of four cottages that were built together. Landlord owns plot of land. There is no distinct royal mail recognised address, all four share the same address. my worry is that somehow our credit files could be interlinked on address. I have a good credit file and want to maintain…
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Remortgage or buy to let mortgage???
I want to invest in a small house to let. I have a fully paid for house worth £180,000 and income of £31k but only have savings of £15k, I dont have a clue where to start, do I remortgage my home to buy the property or get a buy to let mortgage? Does anyone have any experience of this who might be kind enough to advise me?…
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Buying off plan - selling existing house
Hi, I had a quick search and couldn't find another thread - apologies if Imissed it. We're interested in buying a new build home off-plan. The builders areinsisting that to reserve the property we must have a solid offer on ourcurrent home, even though it won’t be finished until early next year. We wouldthen need to…
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Londoners, why do you not move?
just a simple question, as if I was living in London I would want to move from there because its simply too expensive. For the same price of a tiny 1 bed flat, you could move north and get a modern semi... Unless you have very good careers, then its a bad decision to live there
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Where in London would you buy?
Hi all. A close friend of mine is looking to buy a studio/1bed flat. Max budget is £150k. Ideally in south west London as her family lives in Surrey. It could be a bit out of London if good transport links but not too expensive travel costs. She needs to commute as she works at Earls Court. Is this budget realistic and if…
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Internet included - it seems not!
My daughter and three of her friends have just moved into a rented student house for their final year of uni. The house was advertised as "internet included" and they double checked this verbally with the estate agent. The contract they signed was a standard terms and conditions and no mention was made of the internet. The…
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Notice to Quit and other unpleasantries.
Okay, here's the overview. I have been a tenant in a 3 bedroom property with 3 other flatmates (2 friends and I share a room with my brother) for the last year and have received a notice to quit from my landlord. What my landlord has cited on this notice to quit is that he has been through a "remortgage exercise" and is…
