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buying and selling at the same time - worse than the doctor's waiting room
Hi all, this will be a very familiar thread and I hope others who are going through it, thinking of going through or have gone through it will post to share their wisdom and experience. I accepted an offer on the sale of my house on 21 May. At the same time the EA told me the buyers were hoping to compete late August/early…
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Do you need building regs to block up a fireplace?
Thanks in advacnce
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Credit Check Concern - Renting
Hi I am trying to find a decent flat to rent but my income might be deemed unfit for this lol. I viewed at a place today that I really liked for £550. The problem is my monthly earning range from £1200 to £1600 depending on my overtime. I feel confident that I can pay the rent and bills on this salary, I am a single person…
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What type of Mortgage?
Hi, Im new to this guys but need advice. My partner and i want to buy a house which has 3 holiday lets attatched to it. Neither of us are working, but my partner has over £50,000 in savings (we survive on the interest!) My question is would he get a mortgage on £200,000 based on his savings and the fact that we would have…
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Question for LLs
We have been on the hunt for property for a while now. Preferably private but also been looking at LA. The last house we looked at was really nice, but not such a great area, and rent just a tad high. We decided to check our credit scores to see where we stand. Mine came out as 960 something, regarded as excellent. I make…
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Rented Property - LetterBox Issue
Hi. I live in a rented maisonette. The landlord got a company to replace the front door while I was away. I have come back and it turns out the new door has no letterbox! This means there is no way for the postman to deliver letters to me. I have raised this issue on the landlord and I am waiting to hear back. I was…
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Buy to live/Buy to let
Hello Everyone, I am new to this. So please excuse me if this question has been asked before. I am interested to buy a flat for myself. But its currently let out and would be available after 8 months. a) What mortgage should i look for ? buy to let or normal? b) What would be the tax implication? Any other things to be…
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Professional cleaning at end of tenancy (advice for tennants)
Hi, I'm due to move out of my first rented place soon and am a bit stressed about how much all of this professional cleaning is going to cost me I need to do carpets, curtains, windows, oven, hob and extractor fan professionally cleaned As we live in a bungalow, it would be fairly easy for me to do the windows myself and…
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tenancy issue
hi there i live in an annexe situated next to the landlord. however i have just recived a letter telling me that she has sold the annexe and her house with surrounding buildings. she has said that there happy to keep her current tenants in place. is this all legitimate. i dont want to find out the day she moves out that im…
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Shared Ownership...is this realistic
Does anyone have experience of shared ownership? So I have been in rental for five years, but I really REALLY want to actually, finally get on the property ladder so that I can look into fostering children. Trouble is I am single and on a low-ish income and I have no other sources of money beside salary, not even working…
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Bills and food costs for 1 person
I am currently in the process of producing an application for a flat I am interested in. I start a new job in September and I have used a salary calculator online which tells me my take home pay will be £1070 a month. The flat I am interested in is a 1 bed at £450pcm. I believe this is affordable if I am stringent with my…
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is ex-Landlord deposit deduction right
So had to move as landlord was selling Rented via a letting agent. House has suffered unresolved damp issues the majority of the tenancy. Letting agent have said that out of £425 that we would only receive £100 back. The reason being they say is the cost for them to have garden waste removed. branches and grass that could…
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Rentchecks.com - What do they check?
Had to fill in this application form to apply for house... http://www.rentchecks.com/GeneralINT.PDF Was in girlfriend name as she earns more than me, her credit rating is perfect. Added me into application form as just my name in the "additional tenant" bit, with a 50% rent share. No details from me were required. They say…
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Paranoid or something up - buyer wanting measurements?
Not sure if there is anything I can do about this anyway, but our buyer wants to come and measure up this weekend. They have had no survey yet and were lurking around outside in their car yesterday. I would rather if they had changed their minds they just said so, then we can get it back on the market. If the worst comes…
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Adding a name to a Title Deed
Hi I was wondering if someone could advise how to add a name to a property title deed? My partner & I were wanting to move in together. We looked for the right property, viewed it, loved it, put in an offer and had it accepted. But when it came to signing all the paperwork he didn't even tell me he'd made an appointment -…
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Shared Driveway - Paper or No Paper?
Hello I live in a house on a courtyard (not as posh as it sounds) shared with three other houses. The largest house is made up of three apartments - all owned by the same landlord. At present my deed does not mention contribution towards the shared driveway (which is paved and looks OK - needs a little work) however the…
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Fixed Electricity Company and Service Charge???
Hi all, So I got my contracts through from my solicitor last week for my new build flat. One of the documents mention my electricity supplier is EON and there will be a yearly service charge of £330 to supply the electricity to the building (this service charge is separate to the service charge I pay to the maintenance…
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How can you find out council tax band?
Is it possible to search a property to see if it has a council tax band just by the postcode?
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Another post survey question
We're currently negotiating with our seller regarding roof repairs following a building survey. The property is a victorian semi with slate roof. The survey says the roof needs complete re-slating in the next few years, but in the meantime there some slates that have moved/gone which need repairing. There is daylight…
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Need help working out monthly rent
I am letting a property out through an estate agent with full management costing 12% plus VAT each month. I have just been paid the second months rent of £353.60 which is different from the first month which was £393.60. Can someone tell me if this will be different every month or how this is worked out. Waiting on letting…
