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Council flat "unannounced home visit"
NOt sure where to post this, if this is wrong place - please let me know where can I ask? I live in a council flat, around 5 years at current address. I pay my rent, do not get any HB or CTB. Last year my daughter moved out for a while and I took on a temporary lodger (with Council's permission of course). Now the lodger…
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Prospective tenant without credit histroy in the UK
Hi All :) , I am a new LL :( in a tricky situation. The prospective tenant has just returned to the UK after living in Hong Kong for 30 years so we wouldn't be able to obtain a credit reference report or rent protection insurance as he wont have a UK credit history. He is in a position to pay 6 months rent up front plus…
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Buying house. Fees advice plz
Hello all, We are buying a house in the Kent area and had the first of two quotes in at £1500 from Manor Hall. We are cash buyers so we are not sure if that is unreasonable. They handled the sale of our house in Reading really well but feel that is expensive. We are awaiting a quote from a firm called Foster Law but do not…
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Solictor Fees
Hi, I am a first time buyer and have just received a quote from a firm and would like to know if it seems reasonable; Fee £495 (includes 10% discount for Local Authority worker) VAT £99 Searches £300 (approx) Photocopying and CHAPS £52.80 Land Registry £270 (approx) Many thanks for your replies :beer:
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Help needed if sale falls through...
The buyer of my property fell through at the very last minute. All the local authority searches had been done, contracts drawn up - the whole thing. A prospective new buyer made an offer but didn't want to use the existing searches, currently in the possession of the old buyer's solicitor. I was astounded by this. In…
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BTL - profit margins?
I wondered if any one could provide a bit of experience on how much one could expect to return from a BTL these days. I've been playing around with the figures that I might achieve if I were to rent out my flat, which I may do in a few years time. For a mortgage of £150k (value 200k), 5% interest only repayment would be…
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Problems with section 20
I have a 125 year lease on a four bedroomed flat and at the moment am having an argument with the landlord/freeholder as to who has the resoponsibility for the windows in the flat. In my lease under the section entitled "DEMISE" it says "The Landlord demises to the tenant the PREMISIS" and in the section entitled…
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Buying my council house
Im buying my council house and using Santander for mortgage. Santander sent someone around to value the house and he valued it £10k/£15 less than the asking price. Now sure what to do now, is there any way of appealing to council etc.
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refugees from LLZ
I'm going to start a thread in DT, same title.
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Delete me :)
Delete me please; moved to mortgages sub forums.moneysavingexpert.com/showthread.php?t=4720795
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Asbestos slates on the roof of the house. Bad??
Hello, I am buying a 1900 terraced house. The surveyors report states that the roof slates will contain 'asbestos fibres' and they are perfectly acceptable and safe so long as they are not disturbed. He also states that the slates are in 'reasonable condition' I have asked the seller for more information on the roof such…
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Dont have to maintain either boundary , really ?
I have asked my solicitor to check this but just interested in if this would be likely really , we are buying an end of terrace house , but the gardens on both sides , still meet each other , on the PIF form the seller has stated that the boundary on the left is maintained by the neighbour and also , that the boundary on…
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Stuck before exchange!
Hello All, I'm looking for some advice on how to solve our current predicament. I'll try to keep to be brief and to the point: 1. We sold our house to a FTB at the end of May. Things were slow to start with but picked up. We did advertise the possibility of 'No Chain' but as FTB was in rented, it all seemed ok. 2. We found…
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Cant buy a house at any price!!!!
Having just recently found a buyer for our house we have been putting offers in on various houses. The trouble is we're seeing a lot of compertition from FTBs and other people otherwise not in a chain and the vendors are prioritising these offers over ours even though we have offered the full asking price on at least two…
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selling house, mortgage shortfall and secured Loan
Hi If this is in the wrong category then just move it please. I'm covering a lot here. My ex has agreed a sale on our currently unoccupied house and he hasn't paid mortgage since January (this was a condition of sseparation agreement) The sale price leaves a shortfall in the mortgage of 25000. The mortgage is with…
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Estate Agents and Management Companies
Hi all, Need some advice on what is official and what is nonsense. I have put in an offer on a house which is vacant as someone died. The house is being sold through an estate agent, and they are acting on the heirs of the property and also a management company. I have an AIP and deposit and am very happy with my current…
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council flat and demolition
Hi there is a possibility that the flats I live in are going to be demolished. The housing officer has informed us that its a possibility and we will be told the outcome soon. I am wondering though, will we be offered similar to what we have? I have a private garden and really don't want to end up in a flat without. Or do…
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Repo is street affecting remortgage valuation?
Last year I re mortgaged my property and it was valued at £110k. An accurate valuation imo as 2 flats in the same street had sold for similar prices within the last 6 months. Slightly after this an almost identical property was repossessed and sold for £75k. My fixed rate mortgage finishes in 9 months and if I move to…
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Could anyone property bee this please?
:beer: http://www.rightmove.co.uk/property-for-sale/property-38597812.html
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house buying problems
A bit of advice pls? I am looking to buy in SW London :( I put an offer in on a property of 245k against asking of 250k. the reason I did this was because I had lost out on other properties by bidding too low and not increasing enough. This property had just come on to the market and I liked it and so wanted to secure it.…
