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Knocking out a supporting wall to join a lounge and dining room
We are looking at buying a house in London that has a lounge at the front and a slightly dingy dining room behind it. Both are approximately 12 ft x 12 ft. Does anyone know roughly how much it would cost to bring them together into one room? It is a supporting wall so might need an RSJ (whatever that means!). Has anyone…
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Is 'life cover' tax deductable on a CTL property?
Just wondering if any policies taken out to protect a property with CTL would be tax deductable e.g. life cover, mortgage protection, rent guarantee etc. Thanks.
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Gazumped
Hey guys, We have just been gazumped and I just don't know what to do? Offer accepted a week ago at just £123500 asking price was £125, my house is near completion so we are in a good position and now some guy who seen the house back in jan has offered £126500 and the vendor has accepted. The vendor had been all for us…
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Living in Slough ,Langley,West Drayton areas?
Hello, I have 200k budget for a Terraced or semi detach house,with this budget I have very few choices to live in West London area,so I would like to gather public input about these areas. I have read many negative reviews related to Slough so not really sure about it.My priorities are good schools ,safe area(less crime…
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problem getting mortgages on certain properties?
Does anyone know if there could be problems getting mortgages on bungalows in general, oh says hes read something that might but dormer bungalows are ok?? But I cant see why there would be any problem between a bungalow and house? Ive heard there are problems on certain flats but I thought thats more to do with leases, we…
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Am I entitled to the refund of service charge?
Hi MSE Forum Users, We owned a property in 2012, a flat that we paid service charge on. During that time we were over charged a reasonable amount £500. We sold the flat in Jan 2013 and I've since found out that a refund as be given for the previous year. Friends who still live in the block informed us. I've contacted the…
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Preparing for my first *proper* private rent in 12 months time!
Hello everyone! Wondering if you can help me. I am currently a second year student living in a second house. I have loans for my rent, parents to fall back on when it comes to coughing up for the costly deposits at the start of the year- naturally after I graduate this will be completely different, and I'm desperate to be…
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Right to Buy valuation too high
We just got our RTB valuation and according to my internet research and three estate agents it's about £30k too high. The landlord did not seem to have considered the impact of major works on the price (estimated to be over £20k) and which are due to happen next year. Also the property is on the top floor of a high rise…
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Question on AST and Deposit
I took out an AST with a Landlord last year on a 12 month tenancy, 4 months in I was supplied with a new tenancy agreement to sign indicating Landlord was a different member of the family. I never signed the new AST as didn't wish to pay agent fees but aware it applicable. Ended Tenancy now but LL wishes to withhold part…
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survey valuation less than i'm paying?? bit of advice please.
Hi, I am new to buying a house. Valuation and survey has just come in today and valuation is quite a bit under what i'm going to be paying. This isn't a problem as my deposit is enough that the mortgage finance isn't effected, i'm just wondering if this is normal or often happens. The survey hasn't particularly highlighted…
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RMG Service Charge
Hello all, In need of some advice, at the last stage of completing on a new house, we have been informed we have a service charge payable to a company named RMG. The seller has offered too pay the first 2 years for us, however is there a way you can opt out of such charges? I am buying a house in a street of about 14…
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Extractor fan follow up
This was my original thread forums.moneysavingexpert.com/showthread.php?p=60724095 (won't let me post direct links) but for some reason no matter how many times I received an email with new password it won't accept it when I enter it! So I've registered again. Anyway extractor fan is now fixed, disconnected from shower…
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Gifting house title to son
I'm a pensioner owning my own house and wish to transfer the ownership to my only son.The reason being that on the state pension I have no chance of maintaining the property,the house being in need of quite a lot of work to keep it in good order. He is already named in my will as my sole beneficiary and I thought it only…
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Houses priced at 260k
Lots of houses in our area seem to be priced at £260k. We want to avoid the massive jump in stamp duty ifpossible so thinking of offering £249950 on one. Is this unrealistic or is this what estate agents are expecting/ being offered when marketing at this price? Opinions welcome, thanks.
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How much money do you roughly need for house buying process?
Hi there, How much money do you roughly need for house buying process? E.g. Let's say you have enough money for the house and mortgage itself, but don't know how much other costs such as surveying etc add up to. :)
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Kids walking along back garden wall as a through route
Possibly the wrong area of the forum... Hi all, Looking for possible 'sensible' suggestions here, These pictures are either from google maps or from when I moved in (fair bit of work has now gone into the garden) Ok, I own my house and have been in 18 months, at the back of my neighbours garden and mine is a 6 foot wall…
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Previous owners still taking out credit
Hi can anyone help please. Wasn't sure which board it should go on. The people who used to own the house we bought almost a year ago are still taking out credit (and then not paying it back). The solicitors we used to exchange with said they can't do anything. Am sending the post back in the mail - is there anything we can…
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Any tenant signed an inspection form?
Hi, I was wondering has any tenant ever signed any inspection form when a landlord / agent has been round for an inspection? I'm really worried now as I'm having problems with my landlord / place. I hadn't had any inventory done on the property when I moved in. The place is awful but I was desperate when I moved in. When…
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Furious with my conveyancer
Some may know some of the problems I've been having with my house purchase. My partner and I are both FTB's and first had a ln offer accepted in March. Although everyone was ready in technical terms to exchange 6 weeks ago, a problem with the top of the chain delaying things led to weeks of standoff and stalemate whilst…
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fee to re join sky tv?
hi guys hope someone can help I have tried posting this on the board for digital tv but there doesn't seem to be many people using / replying to topics on there so thought someone here might have some experience with this I moved out of my rented house at the end of march and cancelled my sky package as I was waiting to…
