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Demands By Management Company
Hi We are advised by our solicitor that the windows in our second floor flat are our responsibility. He also advises that we do not need permission from the Management Company to change the windows, as this is not classed as an alterations. In fact there have been court cases to support this. The management company say if…
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Mortgage Letter received but solicitor cannot proceed without title deeds?
Hi All, Last week both my solicitor and I received the mortgage letter from the lender. Then my solicitor said he will send me something to sign off, which will conclude the purchase. However, I gave a phone call to him this morning and he said he didn't receive the title deeds so he cannot prepare the final paperwork....…
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Renting Fee's!
Hi, I was wondering if it was possible to negociate fee's when renting, we have found a really nice house the rent is 1150 but they want to charge fee's of admin fee £544, Reference fee £108, check in fee £155. Do you think I can knock them down? Thanks, Danny
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Taylor Wimpeys new development Loddon Park , woodley
Hi, Is there anyone who is planning to buy a Taylor wimpey home in their new development in Woodley? We are planning to buy our first family home in South East and looking for new developments, we came across this Taylor Wimpey's which they are planning to launch this summer.We have been living in North so don't have much…
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what to do with my house
Thinking of selling my house which i bought in apr 2008, was on the market for 125K my offer was accepted at 115k got a mortgage of 96k still left to pay. I bought my house on my own but now want to move in with my girlfriend and look for somewhere a little bigger, looking around the 140k to 150k mark. however if i choose…
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Solicitor too busy to exchange
Need a rant :mad: Have meant to be de to exchange this week, well actually the past few weeks apart from a delay with our vendor, today was confirmed as 100% going to be the day. Our purchaser transferred fnds late yesterday to show up in accounts this am our solicitor called us up at 8am to say he was ready. Just found…
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Epc
As part of the sale negotations, I agreed to buy the EPC for the property instead of our landlord who is selling. What point of the process does this need to be done and do i need to provide it to anyone or just for myself to keep?
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Notice to leave
Hi, I am currently in an SPT and want to leave the property. Am I under any obligation to write to the landlord to tell him when I am going, and under what legal ruling is this required. Also I am expecting there to be a check out process. Is the landlord or the agent obliged legally to let me know when this will take…
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Convey Quote Conveyencers
Just wondered if anyone has had experience of these. I have searched through the forums and found lots of user experiences for many of companies I have already had quotes from but cant seem to find any for this one. Theyre recommended on The Advisory website and have their own reviews but cant seem to find any independant…
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Shared Ownership advice
This shared ownership has come up near me, I've rented for years and never been that bothered about buying, but I do always look at whats around. Can anyone explain shared ownership? What sort of money do I need etc. My current rent is 750pcm. These are the details provided on the website: Full description: A 2 bedroom…
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No hedges or fences
Does anyone know the reason that all the properties in some estates do not have a fence or hedge in the front garden? Is it just personal preference or is there some rule that means they have to leave their front gardens openplan? These would be freehold properties.
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Price between semi-detached and detached
Hi , I am currently look to buy a property . Myself and my partner were very interested in buying a house but at the time not a position to make offer as had not sold ours it is now sold but another property pretty much identical in size has come up but it is not detached and does not have garage like previous. I am trying…
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Help with service charge - leasehold property
I have a leasehold property with 111 years left on the lease. There are 6 properties in a row, of which I own the lease for one of them. To the side of the properties, there are 6 storage units. I have just had the landlord management company phone up to say they would like to demolish or refurbish the storage units, and…
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Damp in Rented Room
Hi everyone, I'm hoping someone can give me advice on where I stand with my landlord on this issue. I have been renting a room in a shared house since the start of February. I have a tenancy agreement, meaning that (as far as I'm aware) I have the normal rights as a tenant as opposed to a lodger. Before I moved in I asked…
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Do I need an electrical certificate?
My property had a prepayment key meter when I bought it in 2005, and I had this switched to a standard meter in 2006, so that I could pay by DD. I don't have any paperwork relating to this. Now that I am selling, my PIF asks: "Has there been any alterations, additions or installations to the electrical system since 1st…
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Buy to Let mortgages
Hi there, I`m thinking of buying a flat to rent out but I have noticed that in BTL mortgages, the loan to value rates (LTV) are quite high. They range from 60% to 75%! (therefore requiring deposits of 25% to 40%). Does anyone know of a reputable mortgage company that maybe does 85% LTV? And why does MSE not have any info…
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Would I improve the situation of make it worse?
We are, for various reasons, saving to buy my partners parents house. Her father wants to rent mine, partly so he has somewhere to live, and partly so we dont have to sell my house to buy theirs. Because we were keeping ownership of my house, she was going to buy her parents (shes within all the affordability criteria) in…
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who really puts the rent up?
When you rent through an agency who puts the rent up? If i ask my landlord about my rent he says its the owners decision but i cant help thinking that maybe the agency tells her to put it up? Anyone know?
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Is a home buyers survey for a flat worth the money ?
I am buying a flat in a block of 3-4 storeys which was purpose built in the last 60 years. When i viewed the property , the flat looked in good condition. Everywhere i check says you should always get a survey done before purchasing property but I am told that the survey cannot be a full structural survey on a block of…
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local issues pushing up house prices
We are in the process of purchasing a property for £245,000. We are very happy with what is four bedroom listed georgian house, fully modernised inside. We instructed a full survey, our surveyor was very happy with the property. Actually he was quite gushing about the scale, size and location. He made an interesting point.…
