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We want to Sell But Nuisance Neighbour
My partner and I bought our house 3 years ago. At the time of purchase we were made unaware of the vendor about a mobile mechanic who lives 3 doors away. We have experienced problems with parking, he did use to dump vehicle on the grass verge outside our house (cars he was working on). Since October their behaviour has…
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Guarantor problems
I signed as guarantor for a relative who took on a 12month tenancy. They lost their job after 14 months,had rent arrears. They paid £1200 off after getting a S21 letter, then handed in 4 weeks notice and moved to a cheaper flat. A solicitor advised relative that the S21 was invalid as the dates on it were wrong,however I…
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Property indemnity policies
So, we're at the stage where exchange and completion is imminent. We have An email from our solicitors yesterday confirming our buyers solicitors require a further 2 indemnity policies! The policies are for exception of mining and minerals for over £100 and an issue regarding access to the rear of our property. What…
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Bills for a 2 bed mid terrace?
Yes, I know, how long is piece of string... I'm saving up to buy my first house and am trying to make a realistic budget, however I've never lived in a 2 bed terrace so I'm unsure what it will cost. I'm wondering what people pay in total for utilities, buildings insurance, water...so everything basically. Hopefully it will…
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Indemnity policy, advice please.
Hi, Im in the process of buying a house, near to exchanging, and my solicitor has told me I need a 'Lack of building regs consent indemnity policy'. The house has a small single story extension to the rear and has had the lounge and dining room knocked through to make one room. None of this work showed up when the…
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Seller failing to complete on sale of flat - Help!
Hi all, This is my very first post on the forums, so I hope I'm not doing anything wrong posting here. Essentially we exchanged on a flat and were supposed to complete yesterday - this didn't happen due to the seller! My wife and I need to be in by July, what can we do?! Below is the abridged version: We had previously…
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Home buyer report came back?
Have had the valuation and home buyer survey back from our hopeful purchase, The chap has said yes to the funds etc but its highlighted a few issues, none that would get in the way of the mortgage but should I be worried, But the ones that are worrying 1. potential wood infestation/signs of woodworm, to lounge floors, un…
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Money Laundering Checks
We've just had our contract through, we are currently going to potentially exchange next week. The solicitor has sprung on us that we have to submit information for money laundering checks. What do these checks entail, and what should I be passing through to my solicitor in order to ensure we get trough this quickly so as…
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Mortgage standard security form scotland
Hi all Would a standard security form in repect of my mortgage taken out in 1997, redeemed in 1999 have the mortgage account number on it? It was a BOS mtge Cheers
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Tenants stopped paying and then guarantor died
I am renting out my house, so that I could move closer to work and get my son into the school near work. Tenants moved in at end of jan on a 12month assured short hold tenancy agreement. Couple are on housing benefit, which I said was ok providing they had a guarantor. Housing benefit covers all but seventy pounds of rent.…
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To sell or not to sell...
Hi, I'm looking for some friendly advice please. We are looking to move up the chain this year into a bigger home for our growing family (2 kids, a cat and 2 gold fish). We are in a fortunate position currently as we our current interest rate dropped to 1.6% variable about 2 yrs ago after our fixed term deal ended. Our…
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Housing dilemma
I want to stay and get planning permission to extend. Hubby wants to sell and buy a 4 bed in either the village we are in now or near to the special needs school we are looking to send our youngest son too which would mean moving our 2 older children's schools too. There are no suitable houses we like within 1/2 mile of…
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Worth the extra £10k
Me and DH are currently looking at buying our first home. We have just been given a lump sum of £90k, £11k of which is paying of depts so thats leaves us with £79k. We applied for a mortgage 6 months ago and we got offered £65k, but since then DH will have had a payrise, we will have also paid of our depts and we will have…
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House with a lease of 99 years
Hi, I am new to the forum and I'm looking for some advice please. Myself and my boyfriend are first time buyers and are in the process of buying a house, however the searches have identified that the house is leasehold on a 99 year term, with currently 61 years left (. Mortgage Broker cannot offer much advice at the minute…
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Error on HomeLet application
Edit. Should be sorted now
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I'm here again, moaning.
I am so sorry. :( Just hoping for a bit of advice and some reassurance really (hopefully...) I posted about a month ago to say that my husband and I have been offered a home with a housing association. When they rang, they said we could probably view it within a week, but as it needs a lot doing to it as the tenant has…
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Advice needed on a tenancy bond
Good afternoon everyone. I have come on here looking for advice on what I can do with regards to a tenancy bond I have paid. I will start with the details. A few months ago my mother was diagnosed as terminally ill. We were told she would have atleast 2 years to go, but unfortunatly in the last couple of months this has…
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Buying a house with dodgy DIY / no regs
I'm a FTB looking for a bit of advice. We have seen a house we really like but the owner has done a couple of things themselves which I am a little bit concerned about. We have just done a second viewing and another party is apparently also interested in making an offer so we need to decide what we want to do. I have a…
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Solicitor holding £80k of my money for months....
Hi all Our solicitor has been holding our £80,000 deposit since the house we were about to purchase in March fell through. We didnt bother to take the money back as a few days later we had an offer accepted on another property. After much time wasting this property also fell through! Again we found another property quickly…
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Neighbouring house on market for £40k less!!!
Hi, I have recently had an offer accepted on a lovely 3-bed Victorian end of terrace in good condition and a great location. Having looked at lots of other properties in the area, we thought that we had got it, not cheap, but for a fair price at £278k. Had a full survey done and got quotes for the work needed (roofing and…
