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What to offer? Advice please
Hi, I hope someone out there can offer some small piece of experience / advice. We have viewed a lovely house, in the flesh today and want to make an offer, but dont know how cheeky to be about it. Basically, it is on for guide price 300k-320k. Four bed, semi, driveway for 3 cars, double garage, comforatble house owned by…
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Have 10% deposit but as a gift off non family
Hi, I was wondering if anybody could help. I am looking to buy my first property but the 10% deposit is from a friend and not family. It seems lenders will not accept this. Can anybody advise as it is very frustrating and would be much appreciated. Thankyou
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Found problems after I moved in - not picked up by survey...
Hi We have just moved into a new home and now found a few problems which the survey did not - I had a full structural done. We agreed a price on this property back in Jan. Survey was done in March and because of lots of issues we got keys on the 20th May, but we only actually moved in last weekend. During the week we found…
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how long can we expect?
hi! we've accepted an offer on our house (whoop) and had our offer accepted on the house we wanted (whoop whoop). the couple buying our house are FTBs. The house we are buying is currently rented out and the tenants were given notice today. any one have any ideas how long it'll take to complete? thanks in advance!
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What happens on completion day
Hi, can anyone explain the process on moving day , in terms of : What time do we have to vacate and when do we pick up our new keys.? What happens to the money in terms of it being transferred to each solicitor and how long does it take? Does the lender send funds to the solicitor prior to completion day? Does the lender…
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Own freehold of building and want to buy leasehold flat above
Hi, I own the freehold for the house and live in the flat on the ground floor. The flat above has 75 years left on the leasehold and we have not been approached to extend the lease. We are assuming their property is deteriorating in value due to the length left on the lease. One day we would like to restore it to being one…
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Where else do people advertise properties?
Sorry if this is a silly question but... We have narrowed down where we want to live but now really frustrated because hardly anything on rightmove/zoopla that fits our budget/criteria. I just wondered if anyone knows of places that sellers might advertise privately or online estate agents that may have property for sale…
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Mainstay and completing on house
We have been in the process of buying our first home for the past 19 weeks. There seems to be an issue on the estate where we are buying with a maintenance company called Mainstay. Most of the estate were refusing to pay the service charge as Mainstay weren't doing anything. However, this dispute seems to be causing a…
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A surge in the market come jan 2014
Can I ask what people's opinions are on the following please. Are any future buyers waiting til next January to start looking at the older houses for sale. Currently help is available on the new builds but this is then open to all builds in January 2014. Thanks
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Renting - rights to end contract?
Hi, hoping someone can help advise me. Ive been living in a rented property for the past 3 years, with an assured shorthold tenancy agreement. I have had to sign a new contact each year, which is valid for 12 months. My contact is due for renewal at the beginning of July. I shall actually be relocating to a new town in…
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Good or bad....what surprises awaited in your new home?
The stress is over and your finally in your dream home. What nasty surprises did you uncover after moving? or did you get more than you bargained for? Just a bit of fun. Share your stories good or bad. Was just thinking about the used bog brush in my old house and my more recent move that included an ants nest, ivy…
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Being charged £30
I am being charged £30 if I do not take the company supplying the mortgage, insurance on a property. Would this be standard as my FA seems to think so? Written into their T&C's "£30 payable if you arrange your own insurance" Just seems a little unfair. Any thoughts?
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Freeholder varying lease without authority
Hi I wonder if anyone could help me with my lease please? I am a leaseholder of a flat in a block of 4. Another of the flats is also owned by a leaseholder, the other two were retained by the freeholder. It is a large house that was extended and converted on a busy main road so in coversion they made the garden out back a…
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Going to buy a house, but will have no money left, living costs
2 bed semi, will be living alone :( Please tell me if these running costs are not realistic: council tax and water £1000 Electricity £200 Gas £300 Insurance £200 Food £1500 Total: £3200 per year This figure is around my current income so I'm just wondering if buying a house will leave me short of money or can I achieve…
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buying repossessed house survey/utilitys
hi all i went to look at a house today, we are first time buyers. as soon as we walked in we could smell damp and after a quick look we saw damp patches on the walls downstairs. they were rather scattered some high some low, the house is a semi and there was a small damp patch on the joining wall. we liked it and want to…
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Buying house in Scotland
I have had an offer accepted on a property in Scotland, I am having serious doubts on the situation. Can I pull out as the missives have not been signed?
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Tenant references/deposit?
All, We've just had an offer accepted on a house for sale locally. The vendors want to stay in the house, long-term, but need to raise equity, so are looking to rent the house back. They seem like lovely people, and have clearly kept the place in top-notch order in the years they've been living there, so we've got…
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Buying land from parents; What tax????
I'm buying some of my parents garden from them to build a house, can we avoid capital gains and can they sell below market value? I'm buying in installments, will cost £120K in total. Also at what stage can we transfer it into my name - when I have paid what percentage??? Thanks
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Tactics In a Fast Moving Housing Market
Hi all, After the elation of getting an offer on our property in three days im now starting to get frustrated trying to buy our next property. We live in London and the market has gone crazy due to the lack of stock available. Has anyone got any tips on extra tactics needed to secure a property in this type of market. One…
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how many vieweres have you had...
I put my property on the market 6 weeks ago now .. and viewers have slowly dwindled over the 6 weeks.. and i'm now pondering my next step.. I'm trying to work out how many viewings would be about right.. so how many viewings have you had..
