Found problems after I moved in - not picked up by survey...

aj9648

Hi

We have just moved into a new home and now found a few problems which the survey did not - I had a full structural done.

We agreed a price on this property back in Jan. Survey was done in March and because of lots of issues we got keys on the 20th May, but we only actually moved in last weekend.

During the week we found a large mould area on the kitchen wall and the ceiling near there has a small 'bulge' as if its about to come down. The bathroom (and specifically) the shower is above there.

Now I cant prove that this was there when the survey was carried out and the pictures dont show anything.

Is there anything I can do? I have not had anyone round to have a look but if its a big issue will it be covered under insurance?

Thanks

artbaron

Was it not their when you viewed it? Certainly a survey should have picked it up, though.

phill99

It's likely that it has happened since you moved in. You can't prove that it was there when your surveyor went in so it's unlikely there will be any come back on him.

It is likely to be covered on your home insurance, assuming you declared that the house was unoccupied.

aj9648

artbaron wrote: »

Was it not their when you viewed it? Certainly a survey should have picked it up, though.

No not there when we viewed it as we certainly scrutinised the whole place

_Andy_

What type of survey did you have ?

_Andy_

"but if its a big issue will it be covered under insurance?" - 99% no, but you can ring and ask/check your policy docs to be sure

aj9648

_Andy_ wrote: »

What type of survey did you have ?

Full structural - at nearly £1k

_Andy_

aj9648 wrote: »

Full structural - at nearly £1k

Sorry,. missed that in your OP!

Well, the problem you've got is

a) it may well have happened between survey and moving in
b) even if it didn't, how would you prove it?

MoneyMate

artbaron wrote: »

Was it not their when you viewed it? Certainly a survey should have picked it up, though.

Totally Agree :beer:

olly300

If there was no bulge when you had a look how do you expect the surveyor to pick up there was a leak? Especially if the rest of the plumbing was clearly intact.

I had a leak about 3 years ago and I noticed mould after about 1 month even though the leak then mould were in a visible place. My internal walls are brick with plaster over them.

A previous place I lived mould occur from a leak about a week later. The walls were plaster board.

You viewed the house in January had a surveyor at the end of February/beginning of March which gives sufficient time for:
1. A new leak to occur
2. That new leak to lead to mould.

aj9648

olly300 wrote: »

If there was no bulge when you had a look how do you expect the surveyor to pick up there was a leak? Especially if the rest of the plumbing was clearly intact.

I had a leak about 3 years ago and I noticed mould after about 1 month even though the leak then mould were in a visible place. My internal walls are brick with plaster over them.

A previous place I lived mould occur from a leak about a week later. The walls were plaster board.

You viewed the house in January had a surveyor at the end of February/beginning of March which gives sufficient time for:
1. A new leak to occur
2. That new leak to lead to mould.

Ok I assume by this I cant do anything with the surveyor - what about insurance?

And who would I need to speak to have a look - plumber, builder??