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Thoughts on this selling tactic?
House has been on the market since April. We're relocating 170 miles over the summer whether the house has sold or not as I have a new job starting in Sept and we want the kids in new school for the new academic year. We had wanted to be settled in the new house by mid August, but accept that's never going to happen now.…
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Mould in rented new-build
Hi, New to the forum and looking for advice. I moved into a brand-new, literally just finished, two-bed ground floor flat on 28/05/2013. I had the estate agents round within 3 days because I was finding furry mould spores along the skirting of both bedrooms and patches of paint 'bubbling' away from the wall. Not only that,…
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Rent out, sell up head going to pop
Not sure which is the right think to do rent out or sell up, bought my house in 2008 for 115k have 97k left to pay on it, with 18k equity if I sell up some of that equity will be used probably to pay estate agent fees and solicitor fees, then I will have to look for another house and pay more solicitor fees and get…
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area to live
Hello! Which area is better to live in? Whitechapel, Brent Cross, Kilburn, Tufnell Park? In which order? I currently reside in Turnpike Lane and it is absolutely horrible. Thanks
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Market house now or wait until September?
Due to a combination of circumstances I am ready to sell my house now and not a moment before. Ideally I would like to get sorted by Autumn so my son can start the new term in his new school. Also, a house has just come on tje the market that I would really like to buy. But I am aware that summer is the worst time of year…
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How to find a mortgage broker?
My partner and I are getting to the point where we want to start viewing properties but I would like to meet with a mortgage broker first. We want to buy about 25 miles away from where we currently are in the south Herts area (Hatfield, WGC, Welham Green, London Colney etc). I have read that its best to get a broker in the…
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homebuy loans
Hi, Has anyone been in the position that they can pay off more of their homebuy loan. Do you have to buy back equity in one payment or can your month payment be increased? If it has to be a one payment can you increase your mortgage to buy back equity
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Unregistered Landlord (Scotland) and small claims court action.
Hello, This is a pretty long saga as they usually always are. However ill be brief. Our previous LL is taking us to a small claims court over rent that was withheld as they and their agency failed to repair a pretty serious issue with the property. He has made a claim to small claims court which for one is full of…
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Dispute over house with Ex-Partner
I will try to keep this simple My partner and I split 30 months ago and after a rocky start we now get on fairly well. I thought it best that I move out of the family home (3 bed semi), as we had a 3 year old daughter and I wanted her to have a stable as possible home life, it was agreed that she would pay the mortgage as…
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Contract Clause to Protect Against Lender Withdrawing
Hi, We're in the process of buying an house. We're at the start of a chain (we're letting out our current property), three others in the chain right now. We're at the contract negotiation stage. One thing that struck me is how the contract (as usual) states that we would lose our 10% deposit if we pulled out, but how our…
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Joint Tenancy VS Tenancy In Common
I am buying a one bedroom flat for the investment purposes. Initial plan is to live there for couple of years and then put this property on rent and then buy another flat/house fore residential purposes. I will be paying the mortgage cost of the flat as my wife does not work. Also I am on high income tax band. I wanted to…
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Aspestos roof on garage?
Just had a report done on the house we're looking to buy, its come back with an asbestos styled roof on the garage which is a fair size 7 meters long, When it comes to repairs, is it a case of getting in a pro, or can it be done if I suited up with a mouth mask, as it stands its in good condition but few drill sized holes…
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Putting in an offer - how low is acceptable?
We have been for a second viewing on a property that we like, the house itself and it's location are ideal however all the walls will need skimming as well as the bathroom and kitchen updating / replacing. The property is on the market for £137995, it's a 3 bed semi in the North West of England. Looking at property bee it…
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i want to own a static caravan?
i want to own a static caravan? because i can not afford my rent long term and i can pick up a static caravan for around £2,000, do you think it would be cheaper liveing in a static caravan? if so i live in Southampton can any one recommend any sites witch will take me no with not much ground rent/fee? thank you for your…
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Buying a flat for investment purposes
We had dinner with friends this evening and one of those ...."what would you do with a lump sum" conversations came up and ended up in a bit of a heated discussion so I wondered if anyone can help solve it. Ok the main jist of it was, if you had this windfall/ inheritance of around £100 000 and instead of just leaving the…
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Claim for possession of property
I received a letter from my letting agent that landlord is increasing my rent by 100%. I tryed to negotiate to lower the increase down, they reduced it only by £20 per week. Between that I receive another letter from them. Saying-in order to remain in the property I will need to sign the letter. I refused to pay the…
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Can I reclaim admin fee if I passed credit checks but Landlord refused application?
Hi All All advises are welcomed and highly appreciated. Here is the story. I was about to replace myself with current tenant, as he(current tenant) had to move out in short notice and emergency problems. I paid admin fee of £240 to estate agent AxxxHxxxxx locating at Leytonston (by law, not sure if I can state the exact…
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NI Co-ownership Appointment
Hey So I recently applied to buy a house through co-ownership in Northern Ireland, and I got my letter telling me my date for my appointment. Can anyone tell me what happens at this appointment, all I can see in their leaflets/websites is that it is an opportunity for me to get my questions answered. But surely there is…
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Talk some sense into me! Offering 10% less
Before doing a 300 mile round trip for a second viewing I want to ask the agent if the sellers would even consider a £20-25k price reduction. This is max. 10% reduction on a house that has been for sale since March. I feel like we are being really cheeky with that, but realistically that is about what its worth. Its less…
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FTB help... should I have heard from solicitor by now?
Dear all, I am in the process of buying a shared ownership house. I had the offer accepted 11 days ago, since then we have had the valuation survery come back satisfactory, and the mortgage lender is just waiting on the employers reference which has been sent via post so will be sorted in next few days. But I haven't heard…
