-
Another ‘structural movement’ and house insurance question
[FONT="]Hello all, sorry for another question on this topic. My brain is in house buying stress mode and not functioning properly, so would welcome your advice on this. [/FONT] [FONT="] [/FONT] [FONT="]The building survey on the house I am buying (17th century timber frame) has come back identifying a small…
-
Building Insurance on Leasehold
I'm a first time buyer, and we're going to be finding out within the next week our date for exchanging contracts. But something has come up with the buildings insurance that I am confused by and I am not sure what cover I need to get myself. So to give an overview of the property, the building comprises of two Georgian…
-
What % of your income goes on BASIC utilities?
Following another thread about rent/mortgage, the next question has to be about BASIC utilities. This isn't the cost of your Sky, or iPhone. But "the basics". So, how much of your TOTAL household take-home income (including any benefits, maintenance, etc) goes on just:* Council tax * Gas * Water * Electricity.
-
Is this amount of viewings good / bad??
We've put our house on the market - NE England on 5th Apr, going with the highest valuation. The estate agent is not on Rightmove - but we weren't in a hurry so thought we'd see how it goes. We've had two viewings and another tomorrow so will have had 3 viewings in one month. We've just put it on with another agent also…
-
First time buyer - letting for a couple of years?
Hello, I recently came into some inheritance money and now have a deposit for a home back in Scotland. Unfortunately, my fiance and I currently rent and live in London as he is studying for a doctorate, which will be finished in two years. I feel like I can secure a good price on a property right now and I'm worried by the…
-
House previously for sale with another EA?
Hi I've been looking at a house which has been up for sale with an EA since Jan. however when looking on house.co.uk I can see the property has been indexed since Aug 12. I take this to mean the property may have actually been up for sale since Aug but with another EA? Is there anyway I can find this out for sure?…
-
Income needed for £750/month house rent
I am interested in renting a house which is £750/month My salary is only £20,000 so I doubt I meet the salary multiple needed - however I have a large amount of savings a few times the amount of my salary. How should I approach this with the agent - should I just say I have £x of savings or would I need a guarantor? I have…
-
Lodger - Deposit queries - cashing cheques
Hi, I was a lodging with a guy for several months but have now moved out. Although he officially lived in the house, he was rarely there and wasn't around when I vacated, so I just left the keys and dropped him a text to say he was free to inspect the rooms and sort out my deposit, etc. Few weeks later and I get a text…
-
New tenancy credit/reference checks
I'm trying to start a new tenancy at a new property, i've been living at my current property for three years. New EA have sent an application form which includes last two jobs, salary/income, last three years of addresses, bank details and current estate agent details. First Question: I haven't given notice on my current…
-
Help to buy, am I being played?
We have just attempted to put an offer in on a new build using the help to buy scheme and were told by the developer that there is strictly no negotiation on the asking price and that that's the policy rule, nothing to do with them. I can't find confirmation of this anywhere, are they having me on? Grr Nic
-
How much for DPC on 2 bed house
Been told house we are interested in has no DPC, now I am unsure if it's ever had one (does it make a difference?). What are the costs of a completely new DPC and what does it involve please? thanks
-
Car parking space value as part of let ?
I've recently won at auction a duplex apartment that will be changed into 2 flats to rent out. The property is in central Harrogate and has two parking spaces to the back, these are very rare for a flat so a real bonus for me. Thinking ahead I was wondering what value the parking spaces would add to the lettable price ? I…
-
What % of your income goes on your rent/mortgage?
I am just being curious. We hear about how expensive it is to buy/rent and i was thinking of asking how much your rent/mortgage are, but it's only relevant to your income. I am not asking your income and rent amounts in £ (unless you want to share, in which case, feel free), but i am wondering how much of your total income…
-
Genuine mistake or cheap EA tricks?
Hi all, We re-negotiated the price based on the home buyers report. This happened on the 28th of April. I emailed the EA with the revised price and they replied back confirming it. I recieved a letter from the EA saying "blah blah blah, please find your revised memo of sale enclosed" and guess what, it has the original…
-
Will our chain ever end!?
This is my first time posting on here but I have had a look at a lot of the posts and they seem really helpful so I hope someone will be able to help me! We sold our house really quickly (luckily) back in February and found somewhere to buy that weekend. We had our offer accepted on the Tues. The vendors of our new…
-
Help with buying 2 new builds with px from Bellway!!
Hi all Hope someone can help. I've been negotiating with Bellway for over 3 weeks now & still not happy with their deal they seem to be very sly about the money they'll deduct it from somewhere then secretly add it on somewhere else! NOT a discount in my opinion. Here's the situation; Part exing 2 old homes for 2 new build…
-
Buying a repo
We've found a great house that requires a fair bit of tidying up - cosmetic mainly. It's a repossessed property that we think has been on the market since before Christmas. It was bought back in 2006 for £206k as a new build. My guess is that it was never worth that and explains why the current asking price is £155k. We're…
-
Help with survey results please...
Hi There We just had our homebuyers survey done on the house we want to buy and there are a few things that we aren't sure how to interpret so hoping for some advice! There is no banister on the stairs, which we knew and just thought we will have to get one put in when we move in because we have a baby and it could be…
-
Nationwide mortgage offer letters
Was emailed and text to say mortgage offer approved on Wednesday and details to be sent out to myself and solicitors in that day. Was hoping to expect letter by today (Saturday) but nothing Anyone else just been through this and how long did it take?
-
House hunting in Berkshire
Maybe I'm being unrealistic, I don't know. I've been looking for a month for a modest detached property in the Reading-Wokingham-Bracknell area; an area that isn't exactly thinly populated! What little there is in the £300-330k level is poor quality and either in a bad state of repair, very small in size or on busy main…
