-
Neighbour - hedge problem!!!
Hi guys, I am just checking I have the facts right here before I bump into my neighbour again..... I have rented a house for the past 2 years. There is a hedge at the bottom of the garden. My neighbour just told me that the hedge is growing at his side and needs cut back. I said no problem at all, just cut it back. I dont…
-
Buying a house - extension over right of way
We are planning to buy an ex-local authority end of terrace house. The neighbour on the left (who is still a council tenant) has a right of way over the back garden of this property. Having built an extension over ROW, the current owners laid a concrete path, effectively moving the original right of way by 3 meters. It…
-
Indemnity insurance and retrospective approval - a risky purchase?
So after a year of searching my husband and I found a great house to buy in a perfect location. We've had the survey done and are currently on track to exchange contracts by the end of next week. The only outstanding query at the moment is on the buildings regulation certificate for the single storey extension on the…
-
Fixtures and Fittings
Scenario You are buying a house' The vendor has filled out a f & f list that she is leaving behind. If (for example) an old piano was left behind that isn't on the f & f list. Am I legally able to dispose of it /if I get someone in to dispose of it can the vendor be charged for the disposal? Can I be charged for unlawful…
-
Buying New Barratts Apartment.
My husband and I have been thinking a buying an apartment as a buy-to-let for some time, but it was only yesterday we realised that we could up the budget to £100k. Today we have seen a brand new two-bed Barratt apartment on at £101k, on a brownfield site just outside our city centre (easy walking distance from centre and…
-
The long wait - offer made
Offer made today at 0950, still waiting to hear back :( Its so nerving! :)
-
Structural Calcs - Without seeing?
Hi All, I am looking at getting structural calcs done for removing a load bearing wall. I posted a job on mybuilder and two companies responded. both of them are asking for pics and floor plans. Is it a normal practice to give RSJ Calcs without actually seeing the wall/property???? The property is a typical 1930s Semi…
-
House Valuation advice
I am getting my house valued tomorrow, purely for a idea as to whether I am in negative equity or not and if not, roughly how much profit I stand to make. My issue is that the house has cosmetic damage from damp (firebreast wall cracks and paint flaking). This is due to be re-plastered and painted by my uncle but has been…
-
FA says I can afford a 40% share but I dont think I can
Hey, I am shocked! I am going through an application process for a shared ownership apartment and the Financial Advisor of the housing association (he is independent) says I can afford 40% and put down a 10% deposit. 10% equal £10,000 and I have savings of £13,000 which they know. The housing provider has not yet confirmed…
-
Sold a flat June 2012 and still having problems with buyer
I hope someone can help me with this issue. I sold a 1 bed maisonette in June 2012 and accidentally damage the staircase wall whilst moving out. I agreed to pay for the repairs which amounted to £40 and get the plasterer to paint the wall with the same paint left in the loft. The buyer never gave the plasterer a time to do…
-
Email vs letter
Quick question. Is emailing LLs and LAs the same legally as writing hard copy letters to the address provided for serving notices? Ie if you get approval for something via email does that count as signed? Thanks
-
keys?
Hello everyone, was wondering if I could ask your advice We have completed on the sale of my grandfathers house today. The house has a front and side door, up and over garage door and a pedestrian garage door. The only key we have for the house is the back door key, which we left with the house for them. The front door is…
-
online mortgage calculators
Hi I am wondering how accurate the mortgage calculators are? I have just rang my mortgage company as I was overpaying my mortgage and I have had to stop that amount. When typing in the figures onto mortgage calculators online (including moneysaving expert) they are coming out at around £40 per month less than what the…
-
Stuck in the middle of two solicitors who won't work together
We are virtually there with our first house purchase and signed our contract last week. However, when I chased up our solicitor re an exchange date she said there were still queries outstanding, 6 in total. Our estate agent has been saying for over last week that everything requested has been sent to our solicitor, but our…
-
Letting Agent tenancy renewal issues
Hello all The issue of renewal fees charged by letting agents is one that has been dragged up here and elsewhere online for a while now, but my research has not uncovered a definitive way of dealing with it. Solutions seem quite vague and I'm not sure exactly where I stand. Citizens Advice also can't seem to help me beyond…
-
Pregnant and notice to quit served
As usual I'm asking you your advice. 1. Best friend and her partner rented a house for 4 years (2 kids) and is pregnant due in July. 2. Originally rented house privately with landlord - he later passed it to an agency (who protected the deposit after 10 months) 3. He has served notice to quit. 4. Is there such a thing as a…
-
FTB question: Making offer after first viewing?
Hello, Ive seen a property online that is just perfect for me and well within my budget and well priced overall. Listed today. Is is sensible to offer after a first viewing? I have AIP, proof of deposit, solicitor in place and can give one months notice on rental. Property is on market for £225k near Cambridge. Essentially…
-
Guarantor Obligations
Apologies if this has been covered elswhere but I have a question about the specific situation I am in. My wife's son left university and went to live with his girlfriend in her privately-rented house. The landlord has decided to end the tenancy and, because of the state the house is in, has refused to give them a decent…
-
What happens if the lender's valuation is lower than the accepted offer?
So we had an offer accepted at 194k - we're about to have HSBC's valuation done. Is it common for it to be vastly different to the agreed sum? If it's more, are the vendors likely to demand more money? What if it's less? Can't quite get my head round this part... :( Thanks :)
-
Redrow - Useless Garden
'm looking for some advice. My daughter bought a Redrow house in Lanark 5 years ago. We put down turf. in a mater of months we noticed problems with the garden in that water (rain) seemed unable to drain. It was a bad summer so we put it down to that and hoped things would improve the next year. They didn't, we complained…
