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Subsidence in solicitors environmental search
Hi all, I'm in the process of buying a home. Just received my solicitors search results which is basically all clear apart from low risk of subsidence. The exact wording on the report is: What is the potential for Natural Ground Subsidence within the search area: LOW The study site is located in an area where some…
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Couple with child near me, offered a 2-bed bungalow in social housing!
Just wondered; how could this happen? This couple are mid 40s, they have a child of 13, and have been in private let for 3.5 years since going bankrupt in late 2009. She told me that she has been on the housing list for 5 years - 1.5 years before she and her husband went bankrupt. And last week, they were offered a…
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Selling freehold in Ireland
Hi everyone. My dad inherited the freehold of a plot of land in Dublin, although he's English and has never lived in Ireland. The land has some houses on it (can't remember if it's 2 or them or 4) and is supposed to pay him ground rent of £12pa or thereabouts, although by the time the agent has taken his cut and then not…
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Stamp Duty on House purchase where I already have a share of the house
Hello I have been left a 5th share in my parents house that is valued at £300,000. I am planning to buy the house from the executor. Do I get charged Stamp duty on the full amount of £300,000 or on the amount that I will actually pay which will be £240,000 (the full amount less the fifth share that is already mine from my…
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Official notice not received in time, but we're aware of it. What to do?
Hi, Bit of a strange situation here. We have a tenancy (in England) that started in 2009 as an AST and after one year became a monthly SPT. The tenancy period runs from 28th to 27th. Yesterday (Friday 24th) we received an email from the letting agent saying that the landlord was selling and therefore we were being given…
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Advice on agreeing a mutual surrender
We've just had a long week without electricity due to a very dodgy set up in our rental property. Our electricity was cut off when suppliers came and removed a stolen key card meter that had been bypassed. Turned out the meter we were paying for by direct debit was supplying the upstairs flat (although had originally…
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Advice needed re: new build
Hi all, I went along to my local Taylor Wimpey homes site yesterday to look at a 4 bed detached house marketed at £220,000. Whilst there they advised me that they have one of this style which is completed and has fallen through several times due to problems with mortgages, change of mind, relocation etc. This property is…
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Bought house - what documents should I have?
It's a long time since I bought a house, but have recently bought one to let. Our solicitor was very bad at communication but seemed to do the job OK otherwise. But I had to keep prompting him for documentation to confirm the purchase. Completion was on 4 January and, at the end of February, his reply to my query was that…
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Letting inspection issues
First post so please go easy! I moved into a student property three years ago in my final year of undergrad. Two bed house, shared with my fianc!. We ended up staying here while I did a postgrad and he started work. We're moving out next month and I'm concerned I won't get my deposit back. When we moved in there were…
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Solicitors Deeds and Dispositions
Friends sold their flat in 1994 and bought a new flat all in Edinburgh all through one solicitor now retired, gone to ground or even departed this world. Recently these friends have sold again and moved to Norfolk. This is their final move after buying and selling a further 4 houses in the space of 18 years. I suspect they…
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house bought with government First buy scheme
Hi all We bought a new build house last year. We have the next 5 years to pay off as much of the 65k the government loan as possible. Does anyone know if its possible to remortgage after a few years in order to pay that off and incorporate it into the main mortgage? ? Dan
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LLs - How would you proceed choosing tenant?
Tenant 1 comes to view property after basic vetting. Is very keen, but says partner wants to view it when home from working away before applying. Explain that's fine, but have had lots of interest so T1 sends applicaton form, says partner will send theirs over the weekend between work. Start T1's reference checks, they are…
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New Builds: When do you complete & negotiate?
Just curious, partner and myself are looking to purchase/mortgage a new build home from Redrow near the end of next summer 2014. We are going to reserve a plot possibly start of 2014. When should we: A.) Negotiate purchase price and extras? It is currently up for £165k but earlier last year it was £160k. We have also seen…
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New council tax rules landlords uproar !
With the new rules on council tax from april I had basicaly prepared myself to suck the hammer as it were, but following a meeting of landlords in Wakefield on Wednesday it emerged housing association properties still get six months exemption .I did not know about this and I can tell you every landlord in that room didn't…
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Bad Past Conveyancing
We bought our place 6 years ago to be honest i should have guessed when i raised stuff that was in the survey and she told me not to worry about any of it. Anyway i've come to sell now and i'm getting costs pilling in to cover lack of building regs on the boiler system, the conservatory and now lack of adequate planning…
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title deed delay
I'm just after your thoughts on our house purchase: March 23rd we had an offer accepted on a house we want to buy, we are FTB. The vendor is selling the house due to a divorce, and has already moved out, so there is no chain. We also actually have a mutual friend with the vendor. Our mortgage was approved, house buyer…
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shared freeholder/leaseholder opened up roof space sans permission, now plans to sell
I am the leaseholder of a flat in a Victorian conversion in London, in which I also have a share in the freehold, and am secretary of the company we set up to manage the house when we bought the freehold. The guy who moved into the top floor flat above my flat 12 years ago has in my view been highly irreponsible, carrying…
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insurance/protection of deposit given to solicitor
I'm a worrier. Gave cheque for my deposit to receptionist at the solicitors firm dealing with house purchase and stupidly didn't write a "line" to remove rest of space from payee line on cheque, and my writing was very small and barely took up any space, and now worrying what if she or other staff member altered payee and…
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Irritated with EA - Should we be ?
Evening all Just wondered others thoughts , we are selling our bequthed ? (inherited) property , we live in it , and we are eager to move on. We enlisted an EA who offered us a good deal (.75%)of sale price , mainly because the house we want (and still is) with the same EA , so we fell for the "were desperate to do two…
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Buying a probate property
Hi all I have put an offer in on a probate house and had it accepted, the mortgage is in the process of going through however the estate agents have told me that because it is a commercial sale (through a probate company) they will not take the property off the market at the point of bid acceptance as would normally be the…
