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How much to offer?!
Hi all, I'm new to the forum, and totally new to house buying! I live in North London at the moment, in the Bounds Green area, but am looking to move to Seven Sisters a few miles away. I'm still at home with my parents at the moment, so will be chain-free if I do buy somewhere. I will also be a cash buyer if I can find…
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Buying a house with a friend
Hello My friend and I in the very early stages of considering buying a property together. We have lived together for four years in a rented flat (with one other friend) and now both have similar salaries and deposits saved. Both late 20s, steady jobs for last four or five years. Neither of us particularly wants to live…
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Feeling pressurised by estate agent...
I put an offer in on a property around 2 1/2 months ago now on the condition that some minor work was done to the roof to stop the damp inside (it really is minimal) I have explained to the estate agent that I'm not paying out anything until I know the work has been done properly, but they keep calling and asking why…
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Urgent advice needed please!
Hi Everyone, As i said in previous posts my fiance and I are looking to buy a new build property using help to buy later this year. We found a house we were interested in but it's in a later phase of the development and weren't expecting it to be released for a few months giving us time to get enough for our deposit. Today…
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cash buyers
It is many years since we bought a property, so feeling a bit rusty. Anyone know of a useful guide for buyers, especially cash buyers, please?
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Help to Buy Scheme - New Build Negotiation
Evening all, I'm hoping someone on here may be able to offer some advice on purchasing a property on the new government scheme, Help to Buy? I have been putting some figures together and think I am in a position to be able to buy a new build property later in the year. I have done all my research and spoken to an IFA who…
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Buying 5-year new build no NHBC cert
After having an offer to buy a 130-year leasehold accepted on a flat that was initially thought to be a converted industrial estate unit (in East london converted to 6 flats). It has come to light that the property was newly built in the industrial estate 5 years ago and that there is no NHBC 10-year guarantee cert. My…
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Offer at asking price on a house
We're first time buyers with a mortgage in principle and no chain, ready to move ASAP. We saw a house last weekend in a nice area that has just gone on the market for £175,000. It is a big 4 bedroom house for the money and a little research showed that it last sold for £250,000 in April 2012! I knew there had to be…
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How to find out who owns fence at property
Hi all A fence has come down at my rental property, when I look at my paperwork I cannot find who owns what side and I know that it can be different for every property. I have a copy of a Land Registry 'official copy of register entries' this has a plan attached but it only highlights the whole property in red (there are…
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Buying house - failed environmental search
Hi there, Am at a loss as to what do with our stress irritating house purchase. What should have been straight forward is turning into a nightmare. (Made worse by being suckered into using the estate agents recommended solicitor as same as vendor keep things easy blah blah. Now realise total mistake and they are USELESS!)…
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Building Regulation Compliance Certificates
Hi I'm currently 5 weeks into the purchase of a house, all pretty much ready for exchange until 1. the searches through back one fail, a contaminated land issue (nearby timber yard) and 2. sols requested building regs certificates needed and not appearing from seller. Up to now ive been understanding with some of the…
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Contaminated land - re-valuation required
I am purchasing a flat. My mortgage application with the lender went through very quickly, credit check and valuation all done within a week. After an environmental search carried out by my solicitors, the property has been flagged up to be within 25m meters of contaminated land. The lender was notified nearly 4 weeks ago…
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EA Moan - In-house Finance!
Just need a quick rant :mad: We've accepted an offer on our flat so are now in the position to move once we've seen a suitable house. The offer is from a BTL investor with no chain. Having been badgered by Sequence Homes (Fox & Sons) constantly since we first marketed our property with another EA, I finally gave into them…
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Pestering Mortgage Broker?
My partner and I are FTBs. Three weeks ago we put in an offer on a 2 bed flat and had it accepted immediately. So far everything is going smoothly - pretty much everything has been done on the solicitor's end and they've even got the contracts through from the vendors solicitors but I'm starting to feel like the mortgage…
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Guarenteed rent
Hi all, my first post on the house buying/renting board so hello. Me and my fianc! are soon to be moving house and have decided to rent out our old property. We have come across these guaranteed rent schemes, one in particular from a reputable estate agent with a local office and local knowledge. I had an appointment with…
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Restrictive Covenants
Is it possible for a seller to put a restrictive covenant on land preventing the buyer from objecting to future planning applications on neighbouring land that remains in the sellers possession?
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First time buyers, started using Country Wide but having doubts..
Hiya We have started to use a Country Wide broker and yesterday we got our MIP and a detailed list of what we can expect all the fees to be. They sounded a bit high to me so I did my usual homework over at MSE.. only to find CW are apparently horrible/slow at conveyancing. So I'm thinking we should back the heck away.. so…
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Seller doesn't have a solicitor
I'm buying a property (offer accepted, valuation done, just about to start searches, etc.), and I've just been informed by my solicitor that the seller is acting in person instead of hiring their own solicitor. Apparently this is a big problem for my solicitor, as they are refusing to deal with the seller directly,…
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FTB problem just before exchange - panic stations!
Hi, sorry for the somewhat rambling thread, but I'm in a bit of a panic and need some reassurance. The whole buying process is a nightmare - and 90% LTV is a myth! Background of buying process so far: - My husband and I currently in rented, will be on periodic tenancy from 5th June. Mortgage will be in my sole name as his…
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Do I need to inform private landlord about new baby?
We have been renting our house from a private landlord through an agency since last August. We already have 2 children but have a new baby due next month. We don't hear from the landlord as he now lives a long way away and apart from an inspection in January we don't tend to see the agent, so it's not come up in…
