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Renting - admin fee
I may be moving to a house which is no damage deposit, first month half price rent and a admin fee of £250. I spoke to the agents and said about my bad credit history but that I have always paid my rent and can prove that and they said as long as I'm honest it shouldn't be a problem - should I pay the admin fee and hope…
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Moving house - prepayment meter
Hi I had a ppm fitted at my rented house due to debts, I am looking to move house and want to know if the letting agency will withhold my deposit because of the ppm ? Are they allowed to do that ? I called scottish power who refused to move it and said new tenant would have to have a credit check and pay a removal fee.
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First Time Buyers with an Offer
Hi all, I'm very new to all this and are not really sure how long buying a house takes. I have done a lot of homework so think I have an idea of what actually happens but not the time scale. We viewed a property Tuesday night and put an offer in Wednesday morning. This was accepted and they said that they would take it off…
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Extractor fan in bathroom, safety query
Just wondering if anyone knows how extractor fans should be wired up? I posted a thread previously stating it's wired up so when you turn on the shower the fan comes on automatically. Anyway I've had an electrician out and he said it shouldn't be really, and he asked my partner where the fuse box was and said the shower…
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Deposit protection
Hi all, My family moved out of a property on 15th March (rented via a letting agency) as the owner said he had decided to sell up. We did some painting work during our tenancy after we had got verbal permission from the LA. At the checkout the owner turned up and was furious that some rooms had been painted, it seems…
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Broken en-suite in rented property
Hi All, Hope this is the right place for my question. After a bit of advice. Moved into a rented property about 6 weeks ago - 2 bedrooms, one with en-suite and a bathroom. Everything had been going fine up until the last bank holiday weekend when the knob that turned the en-suite shower on/off snapped off having gotten…
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Can you buy 100% of shared ownership flat? or choose the minimum?
Hello, I've been researching about this scheme but cannot find the answer, basically I was wondering if you could buy 100% of a shared ownership flat straight away, without stair casing? (the reason for this would be that sometimes the price of the whole shared ownership flat is slightly less than those offered in the…
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extended lease 4yrs ago .. now offered to purchase freehold
Hi, I am the owner of a leasehold flat which consists of 2 other flats so 3 in total worth approx 250k each today .. when we moved in 4 years ago there was an option to either buy the lease for around 6k or extend for the same price we extended as not everyone could afford to buy freehold Now the landlord who is a private…
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Advice Please
Tell me what you think. The scenario...... My tenants have been with me just over a year - nice young family, rent always paid on time, no problems. They supplied their own furniture, cooker and washing machine when they moved in, that was what they wanted. Their cooker broke, so they bought a new one, unfortunately when…
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increase in rent
for those that have rented their property for a number of years, how much has the rent gone up say each year or during your rental period. After the first year the landlord put the rent up by £30 per month which is fair and now the second year he has put it up by £270.00 per month. I have refered it to the rent assement…
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Can I buy my parents house
My parents are in their 70's and have an interest only mortgage with no repayment vehicle. I only found this out recently. Their house is worth around £215,000 with an outstanding mortgage of £136,000. My husband and I would like to buy their house for £136,000 and would need a mortgage of 80% LTV to do this. They would…
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Can I buy out my Dads share of a property?
My parents split up about 3 years ago and finalised their divorce in recent weeks. Subsequently my partner, daughter and I moved into my parents property and have been paying rent (the mortgage) for about 2 years. My Dad wants to sell the property and release his share of funds, my Mum however isn't particularly bothered…
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What questions should I ask/what should I look for - renting
I am going to start looking at properties to rent. What questions should I ask and is there anything I should look for at the property? Also, if I were to rent somewhere, is it ok to change the locks or do you have to get permission from the Landlord?
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Structural problems?
I rent out a property, bought in 2005 with a mortgage. The area is known for historic movement as the houses were built on coal/sand mines. Built circa 1890. 2 bed stone semi. 2 years ago I re-mortgaged, the surveyor queried movement and recommended a structural engineers report before allowing the mortgage to be offered.…
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How to proceed following issues in Home Buyers Report
Hello, We're FTB who have had an offer accepted on a Victorian end terrace and have just had the home buyers report back. There were quite a few outcome 3 issues identified in the report, no deal breakers, but we're a little unsure as to how to proceed and would welcome some advice. Apparently there is evidence of rising…
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Leasehold query when buying a house
We are currently buying a new house, however there is one issue outstanding before our Solicitor will allow us to exchange.. At the front of the property is a small strip of land - the drive goes over it and a small section with shrubs that are owned by the LA and leased to the owner of the house for a sum of 5 shillings…
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Should the vendor have informed me about a leak?
I have just bought a flat, which, upon completion was left in a real grotty state. The place was so filthy we had to hire professional cleaners with steaming equipment. Anyway, whilst they were there they were told by the workers on the flat beneath that there was water coming down the wall of their kitchen. The vendor had…
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A little confused about survey/valuation/homebuyers report
Hi guys, I've read some conflicting info online about this... Basically we've had an offer accepted, have found out today our mortgage application was approved, instructed solicitors... My confusion is the survey part. The lender, HSBC, do 3 "levels" of survey: * Standard Valuation * Home buyers Report * Full building…
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What kind of time scales should I be expecting?
I have guesstimated the first week of July as a possible completion date, is this realistic?
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FTB - Offer Accepted conditional on seller finding place to live
Hi all, Looking for some guidance. We've had an offer accepted on a house subject to seller finding suitable place to live. We are FTBs so are quite flexible but we don't want to be hanging around forever before moving (as increases possibility of it falling through/gazumping etc.) We also need to give 2 month notice on…
