-
How to get out of rent contract early??
Hi, I'd really appreciate some help and advice. Last weekend our house was burgled while we were away for the weekend,all entertainment equipment was taken and also personal things from our bedroom.Naturally my fianc!e is devastated and distraught, she wants to move out asap and I'm not happy leaving her, my 2 1/2 year old…
-
Housing !!! rent
Hi guys, Does anyone know how much a housing association will set their % of take home pay for max rent? Is it 30%. Im currently paying 40% privately and have applied housing !!! house because we cant afford to live while paying 40%. Just trying to work out what they will think is paying too much?
-
FTB requiring advice on deposit?
Hi all, just looking for a bit of advice and hoping someone can tell me what to do! My partner and I are FTBs. We have an AIP through a mortgage broker and have been agreed a mortgage of £90,000 with a deposit of £40,000. £20,000 of the deposit is mine/ours and £20,000 is from my mum. So far things are going smoothly & we…
-
Timber/damp survey
Just after some advice on the above as there is much confusion here about this at present. Our mortgage valuation came back with the boxes for woodworm & rising damp ticked. In the comments box it says: "Instruct a specialist contractor to inspect the whole property and report on the condition of all timbers including the…
-
Wales help to buy/new buy schemes
Hello I am after some advice please? The newbuy scheme I have read is no longer being introduced in Wales? Is this correct. I have tried to find out if there will be support for people in Wales looking to buy a new build? We are looking to move home as we have outgrown our current one and thought the newbuy scheme would be…
-
Van + Driver hire
Hi, I'm about to pack up my flat and put it into storage as I'm moving abroad for at least a year, and I'm looking for a van and driver to move my furniture/boxes. Last year when I was moving into the flat, I considered the same option, but ended up renting a van and driving it myself. I won't have the time to do that this…
-
House Buying and Permitted Development
Hi Everyone, Hope some of you may be able to help me, i am currently in the position of buying somewhere which has a seperate double garage with a bedroom above it that is insulated and finalised. I think they had it for guests. The unit is completely seperate to the house and on my enquiries it turns out they built it…
-
Buying a log home / cabin vs a traditional home
Has anyone bought one? You can get a home for around £50k. Far as I see, you can live in them 10 months out of a year. Are there any negatives? Why don't people buy these instead of city homes? £50k is the price of a deposit in London so you can buy a log home and be debt free. No council tax but I guess water/electric…
-
court date from council help
Hi hope someone can give me a bit advice please.got a letter through the post on thursday in regards to a court date for council looking for possession of our house.I knew we had arrears but we were paying £20 per week extra on our rent to cover this....my question is is it to late to sort this out before it gets to…
-
first offer - how much to offer?
Hi Im new to the board, My girlfriend and I are looking to buy first house listed at 225k. What is a reasonable first offer? Seller is moving to coast and has part exchanged house so builders are responsible for negotiation of selling fee. Thanks Sam
-
Buying - how long now?
Hi all, We are buying a house - been through the ups nd downs and looks like the sale is finally progressing.... We have the mortgage offer and the solicitor will start the searches tomorrow.... How long should I expect things to take from here until completion? I asked the solicitor about how long searches usually take…
-
There is a problem with my home security system. Should I have to pay for a service c
Hello, everyone! This is my first time posting. I hope I'm in the correct forum. The alarm goes off when I open the front door even though the system is unarmed. I called the company & they told me that I would have to pay for someone to come look at it? Can they charge for this?
-
Your first home - first impressions?
Hi When you were a FTB, and you viewed what was to be your first home - what was your first impression of the house? Did you have a 'wow' moment, and knew there and then that it was the place for you, or was it more of a case of 'I could make this work'? I'm a FTB, but haven't yet been 'wowed' by anywhere - I've found one…
-
Help to buy discounts
Hi all I am currently looking at a new build home. However I was informed by the sales person that house builders are unable to offer any discounts off the list price on this scheme. Apparently it is a requirement by the government. Does anyone know if this is true, or just sales spiel? Thanks
-
Short assured tenancy - scotland
Firstly, apologies for covering this topic again. My question is, How + When can I legally / correctly issue a tenant with a new tenacy agreement? As I wish to make changes to the current one (fixed term ends on 21ST June) The scottish Government website states : "If your landlord offers you a new short assured tenancy…
-
What is the value of my land!
I own a small parcel of land (approx 1/3 of an acre) which is rough agriculturlal land. Without boring you to death with the details; it is land locked ,with neither pedestrian or vehicle access. I have had it valued by an agent who says it is worth between £5000-£20000 ( not much help I hear you cry!) I have been…
-
Government Help to Buy Scheme
We are 70/65 years old, and own our ex-council 3-bedroomed house and would like to downsize to a 1 or 2 bedroomed property. Ex-local authority properties do not seem to command such good prices as privately-built properties, and it is doubtful that we would be able to buy a privately-built property in our area (East…
-
Estate agency fees/contract
Looking to go on the market soon, what are the typical fees i feel 1-2% should be the norm and a contract 6 weeks? What have other people found to be the norm in their area?
-
Shared ownership maximum share
Hi guys I have been offered a shared ownership property which I have to accept by tomorrow, so an urgent answer would be much appreciated. The housing agency are offering me 65% share of the flat and I want to buy 70%. I have a mortgage decision in principle for 70% already. And because of my large deposit amount I get a…
-
communal garden making private
I currently have a garden that is split in half with my neighbour. He has the front part and I have the back part. I want to look to try and buy his part from him as then I would have a private garden which I would believe would make my apartment worth more. However, I don't know how to value this land. Would I ask an…
