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Bad experience with the world's worst letting agents!
Hi, I could do with some advice please. My husband and I have rented houses for the past 8 years. We have always been (we feel) exemplary tenants, paying our rent and bills on time, causing no social disturbance and leaving the property in 100% tip-top condition. I have had a landlady become quite weepy on me and thank me…
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Seen a home but its it mortgagable?
Hi, i'am a first time buyer in Scotland and i've finally seen a house I like but it needs a lot of work, most of it is d!cor, but also needs a new kitchen and bathroom (both are dated) and new windows and exterior door as windows are old wooden sash type and front door is of same age. On the home report there are a lot of…
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House survey results Damp?
So we have received our survey back with a few things that need looking at. The main one is dampness which i hadn't visually picked up when i checked it out. Is there anything i can do to check this out further myself before getting specialists in? i.e anything worth looking for other than feeling the wall. They suspect…
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Stamp Duty - Shared ownership
Hi, Bit confused with the stamp duty for the shared ownership property.... I got 25% share of a flat valued at 140K in 2008. Last week I valued my flat again as I was thinking to sell to move to new property.. The new RICS valuation is 125K. If I buy rest of 75% share to get full hold of the property, will I have to pay…
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Short-lease house - how much is the freehold likely to cost?
We're looking at a small 2-bed terraced house with only 27 years left on the lease. Working backwards, and looking at old maps, I think it must originally have been built in 1915 and sold on a 125-year lease. It's in Birmingham and similar freehold houses nearby are selling for around £80-85K at the moment - though this…
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When to start viewing?
Please forgive this basic question but we're having trouble agreeing on this in our household. Our house goes on the market next week. In the meantime we live in another city and are in a rental. When can/should we start viewing properties? We don't want to annoy the local estate agents by viewing when we're not in a…
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Help with renting house
Hi, hope this is in the right place. Just need some advice, no negative comments please. Due to marriage breakdown, I moved into a refuge in January. I found a place to rent near my Mother and got the first months rent money together. I moved in Easter Weekend. I got a basic agreement With him about the house, thinking…
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Is this a terrace.
A block of 3 houses, the one in the middle is classed as terrace but are the ones either side semi detached or terrace. Just wondered if it is any different with it only being a block of 3 and not a complete row.
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Consent to let charge, £1,250 per annum!!
I have just been given "consent to let" from my lovely mortgage company who then informed me the "admin fee / charge" would be £1,250. I said "presumably this is a one-off" and they said "no, it will be an annual charge" assuming each year they have the decency to approve me letting out my house year on year. Over £100 a…
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Landlords and Disabled Tenants
I'm asking on behalf of my friend. She is 6 months into a 24 months tenancy all rent up to date. Since starting tenancy she has had an operation on her knee which failed and is on the waiting list for a knee replacement which doesn't look like bieng able to be done within this tenancy timeframe. Local HAssoc has offered…
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What should be included in conveyancing costs
Hi, I'm currently getting quotes from conveyancers/solicitors and each quote seems to list different searches and I'm not sure whats normal and what I should be looking out for. For example, one mentions the chancel search, others don't (I've read up on this and understand what it is, sort of, but don't understand why its…
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Buying Repossessed Property
I'm interested in a repossessed property that’s been stripped of fixtures and fittings. All wiring/heating pipework in place. My electricians & plumbers have estimated £10k of remedial works to make the property habitable. Property on the market for £220k. £50k deposit. No other debt. Which lenders could I approach for a…
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Landlord/Letting Agents breach of tenancy agreement
I apologise if this thread is already elsewhere! If it is please could someone point me in the right direction? If not, here goes... I rent a property through a well-known letting agents and have done since September 2011. Originally I signed a 12 month tenancy agreement and then in Sept 2012 I signed for a further 12…
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Solicitor - Bankruptcy Search?
Hi All, We are in the process of buying our 1st home and are reviewing all the items being delivered by the convenyancer. It got me wondering where do the solicitor's check for bankrupt clients? Is there a database of all past bankruptcies? Do they check your credit record or just the insolvency register? Or do they…
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'Partially Furnished' rental property
Am looking at renting this property with my girlfriend. It is the first time we have lived together and looking at this area to rent first with the potential of buying in the future I'm not allowed to post the link buts its 26 Castleton templepatrick, n.ireland and can be found on property pal We have viewed the property…
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Neighbours' flat for sale - what do you think of the price?
Hi, I'm planning to sell my flat and buy a house closer to work. I don't want to take out a huge mortgage, so I'm saving up a large deposit before putting my flat on the market. I will have a suitable deposit within the next 12 months. One of the flats on my estate which is almost identical to mine has just been put up for…
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N208 form help
Does anyone here have any experience in submitting an N208 form with respect to getting an unprotected deposit back? I am confused about the actual process of submitting the form, there is the following: You must fill in the heading of the form to indicate whether you want the claim to be issued in a county court or in the…
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Buying a flat on or near top floor
Hello, I've been presented with the opportunity to buy a flat on the top floor of an appartment block in Hackney, London. It's cash only (due to the fact its on the 18th floor) which I can just afford as when I sell the 50% of my current flat + savings I just cover it. I just wondered if there are any cons to buying a flat…
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Removing a non-accessible garage - impact on value?
Hi all, There is a garage in the backyard that is not accessible anymore. There was a shared driveway that has been split up and fenced by the two properties sharing it. The survey came out saying it has asbestos roof and is breaking. Does it bring down the value of the property? If yes, by how much appx? Does £1000 seem a…
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Transfer requisitions
Hello, we've just been told that the following stage in our house buying process is complete: "transfer of requisitions on title to sellers solicitor". Can anybody tell me what that means?? Also what next step might be? Thanks
