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Is this a terrace.

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A block of 3 houses, the one in the middle is classed as terrace but are the ones either side semi detached or terrace. Just wondered if it is any different with it only being a block of 3 and not a complete row.
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  • BitterAndTwisted
    BitterAndTwisted Posts: 22,492 Forumite
    10,000 Posts Combo Breaker
    The ones on either side could be called semis or end-of-terraces. I don't think it matter what they are called really, it's more about where they are and what they look like
  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    If it's more than two in a row of houses it's a terrace. Householders at each end of a block of three might like to think they have semis, but they're still at the end of a terrace row.
    .................:)....I'm smiling because I have no idea what's going on ...:)
  • and terraced houses are dearer to insure as you could burn down several properties
  • tim123456789
    tim123456789 Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    and terraced houses are dearer to insure as you could burn down several properties

    ITYF it's because building an infill is more exensive than with open access.

    Your insurance has no liabiliy for next door's property
  • mysk_girl
    mysk_girl Posts: 804 Forumite
    Part of the Furniture Combo Breaker
    I'm end of a row of 5 and our insurances classes us as end-terrace. I don't think I'd be pretentious enough to describe us as semi detached, to me that implies 2 houses only.
  • ShALLaX
    ShALLaX Posts: 119 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    ITYF it's because building an infill is more exensive than with open access.

    Your insurance has no liabiliy for next door's property

    Surely it's also down to the possibility of your neighbour burning your house down, in which case you'll have to claim off of your own insurance due to no fault of your own.
  • googler
    googler Posts: 16,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Semi-detached implies a half of a detached property, in the same way that a semicircle is half of a circle.

    The building as a whole is detached from others, and each half of the building is a semi-detached house.

    Three or more houses is a terrace, and the end houses are no longer semi-detached. Even if the end houses could be described as semi-detached in the sense of being partially detached, then every end-terrace house, on whatever length of terrace, would share the same definition, and that just doesn't happen....
  • googler
    googler Posts: 16,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    daniel80 wrote: »
    Just wondered if it is any different with it only being a block of 3 and not a complete row.

    At what point does it become a 'complete' row?

    Five houses? Seven? Nine? Eleven?
  • ShALLaX
    ShALLaX Posts: 119 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    googler wrote: »
    At what point does it become a 'complete' row?

    Five houses? Seven? Nine? Eleven?

    Twelve. :)
  • addyboy1982
    addyboy1982 Posts: 134 Forumite
    Debt-free and Proud!
    I'm at the end of a terrace of four and would describe mine as end of terrace and definitely not semi-detached for the reasons outlined above.
    EX-DFW, NOW AN MFW!! O/S Mortgage = £71004 on 12/01/13 Overpaid 2013 = £1000 :eek:
    Balance now = £69155 :D MFD at start = 30/11/2033 now 31/03/2033

    DEBT-FREE ROLL OF HONOUR MEMBER #734:money: "PROUD TO HAVE DEALT WITH MY DEBTS" :cool:
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