-
Very damp house. Landlord not doing anything.
Hi all, Im grateful in advance of any advice that is offered that can help remedy my situation. Im currently privately renting an up and downstairs 3 bedroom house. About 2 hand a half years ago, I along with my neighbour notified my landlord that there was a burst pipe in the vacant house next door (terraced houses)…
-
First-Time Buyer: Reservation Made (In Principle)
Hi All, Just wondering if there is any advice anyone can give on first-time buying on New Build properties We have submitted a £500 deposit which won't be cashed until approval from Plumlife comes through Any tips on what will be coming up and how to overcome any problems? The property will be completed mid-December Cheers
-
Property Survey
Hi all, I have had my eye on a property i like for some time now. The house has been on and off the market for over 2 years now. About six months ago it was down as STC from the estate agent. However, the property is now back on the market. I know this could be for any number of reasons but i cant help think there is…
-
Need to leave current flat soon, but got HB issues
Hi everyone :) As posted in another section, I recently lost my job and as a result I will be forced to leave my current rented flat in a few months as I can no longer afford it. My problem is that as I am under 35 I am only entitled to 'Room Rate' HB, which for my area is £63.50 a week. I may not get JSA straight away as…
-
Going from bad to worse to nightmare
ok brief outline.. friends 6months assured tenancy signed 1st May 2012 end of tenancy 31st October 2012. tenancy deposit securely deposited with DPS by letting agent Octobers rent due out tommorow the 1st.....:eek::eek::eek::eek: she swung her legs out of bed and put her feet on the carpet and sploosh there had been a leak…
-
First time buyer. Moving in 2 weeks. Do I need to set up utility bills before moving?
Hi Guys, I am buying my first house and will be moving in 2 weeks time. I am currently living with my parents so have no bills to my name. I wanted to ask how do utility bills work when moving? Will I have gas, water and electricity when I move in or will I only have it if I have set it up before moving in? How does it…
-
Can I choose someone to sort out boiler and bill landlord
Hi All, Joined up today to post an ebay question and boiler goes :( so thought I'd post a question on here :( given the complication situation. I'm a tenant being evicted and relations with landlady are sour. My yearly gas safety inspection hasn't been done and I doubt she cares to do anything at all as I didn't go after…
-
Renting a house for the first time
Hi guys Me & 2 friends want to rent a house together. We all live in Exeter and thats where we are looking to rent a house. Basically, what are the best websites to use to search for houses? Do you recon £350 per month each will be enough for rent + bills? Any help really would be appreciated Thanks
-
Restrictive Covenants for free-hold property
Hi guys I'm purchasing a freehold new build from TW and found there is a clause of restriction on the title deed - "5.7 RESTRICTION – no disposition of the registered estate (other than a charge) by the proprietor of the registered estate is to be registered without a certificate signed by XYZ Property Management Ltd ..…
-
Would this be over stretching or safe enough?
Hi, newbie here. We are offering on a house at £250k, which is the top of our agreed budget. I was just hoping for some second opinions about how do-able the finances will be. We are in our late 20s, married with a new baby. I gross around £30k and my wife was on about £33k before maternity leave. She will be going back to…
-
Deposit not returned within 10 days & incorrect
Hi everyone Just looking for a bit of advice, My friend and I moved out of our flat at the start of September (contract ended 3rd September) and as I understand it the deposit had to be paid back within 10 days. After 10 days we still had not received it. After numerous emails and giving them our forwarding address twice…
-
Help with getting a Mortgage ?!?!
Hi all, I need a bit of advice as to why I may have been declined for a mothgage.... I have an experian score of 999 I have little borrowing (only upto £500) I am shown on my credit file as being on the electorial role, but not all the details are complete? ie no date of moving into or name listed? It only has partial…
-
Home Flipping with 2 Houses - Liable for Tax?
Hi All, Ok. Property tax question ================== Buy 2 homes. Home 1 requires a lot of refurbishment but good potential for profit. Home 2 is in reasonable condition. Use home 1 as a primary residence. Rent out home 2. Refurbish home 1 (over a period of months) and then sell to coincide with end of let of home 2. Move…
-
Selling a house without an agent
Hi guys My in laws are looking to sell their house without an Agency, just wondering if there is anyone on here that has ever done this, and what their experience was. First things first is the home report, trying to find a decent price. Reading on here, I have seen a few questions to ask the surveyor, such as are they on…
-
Key breaks in front door and tenant kicks down door - who's liable?
I was contacted today by one of my tenants who relayed the following: At 23:30 last night, Tenant #1 puts his key in the front door and it breaks. Tenant leaves for a friend's house to stay the night. At 02:00 this morning, Tenant #2 returns to the house with his girlfriend, to find the door cannot be opened. This tenant…
-
Rent Arrears/Notice of Posession
My landlord has been round today to serve notice for rent arrears which is he claiming go back to November last year. When I moved into the property in 2009 it was through a letting agent and all the rent was paid on time no arrears. He changed letting agents I'm led to believe in December 2010 I had no confirmation from…
-
Stamp Duty
Hi, just wondering if there is a way aroung paying stamp duty, for instance £128.000 offer accepted on property if the £124.500 and the remainder was payed separately would it be possible to do this.
-
My first foray into the property market
......................
-
Ground rent company charging us £100 to change mortgage lender
Hi everyone Just wondered if this is the norm and if we can avoid it again in the future. We've had our current house 3 years and we've come to the end of the fixed rate on the mortgage so shopped around for the best deal. The solicitor needed a copy of ID, utility bill and receipt of ground rent. We don't get receipts or…
-
Lodgers and Debt?
Hi all Can anyone advise me if I think that my lodger may be in debt if I have to organise a dissassocation thingy with them on a credit agency? I havent had any debt for at least 3-4 years but was recently turned down for a phone with no reasons given other than 'check its no-one else at your property' Also the other day…
