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Homelet Guarantor application with default
Hi, My younger brother is a medicine student and requires a guarantor for his rent application with Homelet. Our parents don't qualify as they are expats and aren't official residents here anymore. I'm happy to be a guarantor, however I'm concerned about the credit check they perform. In fact, I'm not even sure they…
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Deposits, TDS and Estate Agents
Hi there everyone! I need some advice this evening please? My husband and I moved out of our rented property just over two weeks ago. We received a letter 13/14 days after we moved out to say that we were having £50 deducted from our deposit (registered with the TDS in England) for damage to 2 rooms - the kitchen and…
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Can't decide between these two houses!
Removed by OP
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Welfare Reform Act, making it difficult to move and take a job
The welfare reform Act is actually stopping me from moving to find work. According to the Act, I am eligible for a 3 bedroom house, this is because I have 3 children ages 11 (girl), 7 (boy), 3 (girl) and moving to a 3 bedroom house is not an issue. According to the Act, 2 different sexes under 10 can share a room, 2 of the…
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Help!! just had an offer on my house should i accept??
The house went on the market at £220k at the begining of May. There was no interest at all. Dropped the price to £209,950 last Wednesday and had the first viewing on Saturday. EA came with an offer of £197 I said no. Couple of hours ago he came back with an offer of £201. Buyer is an invester, cash buyer keen to proceed.…
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Moving out of rented soon
Hoping to get some advice on what's reasonable wear and tear and what should be repaired. 2 adults and 2 young children (2nd child born while in house) in a 4 bedroomed detached for 3.5 years. We commented on the inventory at length but we didn't make a copy and I can't remember everything that we wrote down on it. We have…
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Loan to value
Hi there I'm looking at buying my first house!! But have a wee problem any place I see that I can afford needs work doing 2 it! I have money saved for a deposit but if I use this for a deposit it leaves me no money to carry out the work!! I have seen a house that has been reduced 2 a fix price of £52000 but the home report…
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Shared student house - compulsary contents insurance
It gets better and better. Son is renting a four bed student house from September and has been told that he has to provide proof of contents insurance when he moves in. Not for his own belongings, but for the landlords. Is this usual? When I questioned the LA (as guarantor) he said it was part of their standard letting…
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Deposit return, how long can they take?
I rented an apartment from December 1st 2010 to April 31st 2012 (although I moved out on March 31st 2012). The deposit was £650. May 2: I emailed confirming that the keys have been returned to them and the apartment is now vacant May 3: Letting agent confirms they have the termination check arranged for May 4th and asks…
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Rental Income
Hello all, its been a while since I've posted, a matter a fact this forum helped a lot when I was buying my house. I managed to purchase my home in 2007. From 2010 I've in between jobs and right now I'm not working. I've decided to right my property and the bank is saying that I need to pay £100 extra each month because I…
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first viewing, tips please :)
Hi We have the first viewing on our house in 2 weeks time (been given plenty of notice lol) and would be really grateful for any hints or tips please as the person who is coming to see ours is also viewing a propery across the road which is exactly the same as our property.:beer:
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Missing garage keys (rented property).
Hiya all. We moved into a rented property around two months ago. At check-in the letting agent couldn't find the keys to the garage, but said they may have them at the office. A few weeks later (having had bigger issues to hassle them about, such as lack of hot water - to be fair they did fix that at least) I called in at…
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Oven busted - Cant't contact landlord, advice needed!
Hi guys, need some advice! I rent privately and have been in the house about 3 and a half years. In that time I have paid monthly and always on time. Never had any problems with the place so have not really had much need to speak to the landlords (brother and sister own the place). The only time we talk is when the…
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Quick Question RE: Letting Agents
Due to move into our new house on friday, tenancy being signed friday morning. It is solely in my partners name, all credit checks and referencing completed 2 weeks ago. They knew that I was moving in prior to the application going in as it was me that they were dealing with. This afternoon they have called my partner…
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Investing in US property?
Hello there, A long shot, but does anyone know about investing in US property while not living there? I am a US citizen but haven't lived there since I was a teenager (so no credit history so far as I can tell). I have been living overseas, mainly in the UK and Israel and now in Uganda. I expect to be overseas for the…
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University accommodation pests - eligible for some money back?
I rent a private flat in a uni halls of residence which has had a few problems with pests over the past year. When I first moved in I had cockroaches in my kitchen for at least a month before the poison killed them off. Over the past week I've discovered I now have mice. I've seen one in both my kitchen and bedroom.…
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Maximising profit from sale of valuable land
Hi all, In the next year or so my elderly parents will be selling their house and the land around it. It's in a very in-demand area with a lot of developers keen to capitalise on the high prices (think along the lines of Sandbanks). It will undoubtedly attract developer interest however I'm nervous of just trusting the…
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Shared Ownership, is it a good idea?
Hi there, I am currently looking to purchase my first property but have limited funds. I was wondering if shared ownership is a good idea or is it not worth pursuing. If I got a normal mortgage the 10% deposit would leave me with no money. Is there anything our there where a 5% deposit is satisfactory? Thanks
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What would you do in my situation?
Hi all, hope you are well. I moved into my new rented apartment with my partner last week and having problems already :( We moved in Thursday to sort out an inventory etc and the fridge was missing it's bottom shelf and two of the freezer doors were broke, we asked for these to be replaced and this was marked down.…
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Split from ex - Tenants in common advice please!
Hi I would like some advice if possible please. I split with my ex & moved out of our joint mortgaged home. He carried on paying the mortgage for a few months & i continued to contribute (a verbal agreement i made when i left). Unbeknownst to me, he then changed the mortgage to interest only & rented it out - pocketing the…
