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Advice needed on buying a house for a relative to 'rent'
hello, am new to all this forum-business so please bear with me :) My mum needs to move and has an amount of savings but not enough to purchase a home. She also probably wouldn't get offered much of a mortgage because of her age and pension arrangements. Therefore, my sister and I are wondering whether the best course of…
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Post sale survey advice please
I'm in need of some advice please. Bought a house in November - had a full survey done which showed a couple of isseues we had resolved before purchase. It now seems we may have a structural problem with a crack in the masonry at the corner of the house which may require a chunk of expensiveness to repair. This is…
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signing over an inhereted house
my mum inherited her sons house 2 years ago after he died, its been up for sale ever since, its worth around £100,000 My mum lives in a council house and does not want her situation to change she is 80, if she declared the house she would have to pay full council Tax and rent etc etc .... Can she sign the house over to me(…
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Deposit Dispute - I'm a tenant, do I have a right to dispute this...?
Hi All. I have recently checked out of my house. It was a new build, but we lived there for two years. Here is the landlords summary of the damage: Two bedrooms upstairs - both rooms had a black mark the size a 10pence piece on the carpets. I could have scraped them up with a knife and sponge. Landlord has charged me £60…
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Lloyds Mortgage - Conveyancy Fee?
Apologies i posted this in the wrong section! Should have been in the mortgages section!
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what do you think is going on with this seller?
We found a house that we liked and ticked all the boxes.It was on for 190k,we put a cheeky offer of 165k and ended up upping it up to 180k (yes, I know...:o) (details can be found here https://forums.moneysavingexpert.com/discussion/4002891). Last offer was about over 10 days ago, seller said she would 'consider' it.…
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Architect Fees
hello, my house is an end terraced, I'm thinking of extending the whole length which works out to 10m x 3m. This involves making a doorway from my original lounge to enter the newly extended two rooms. how much should an architect charge for his services? Many thanks.
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Confused re Capital Gains Tax
Morning everyone. I wonder if someone would be kind enough to clarify something for me? Last year my dad who was the main carer for my mum passed away. I gave up my job and moved North to look after mum 24/7 she has Alzheimer's and is disabled. I let my house in London to my friend at a reduced rent enough to cover my…
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buying in london for £225k
Is it possible to buy a 3 bed freehold house in London in a nice area? We are just starting our search as we are expecting our property to be under offer shortly. OH and me are reasonably opened minded about location as we dont need to be in any particular location for work or school. Ideally 2 receptions and a rear garden…
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Asbestos in ceilings?
Hi all, We've had our survey back and it states there may be asbestos in the ceilings of the property (1935 terrace). This is something we're concerned about and given that the kitchen ceiling shows obvious signs of a previous leak from the bathroom above (now fixed, but marked the ceiling and slightly bowed), it will need…
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cant sell my house but want to move, whats options?
Ok guys bit about me, i (me, wife 3 kids) have been living in current house since approx 2007, is now worth maybe 20k less than i payed for it, however i have been making overpayments when i can, and now have maybe 50k in equity. i also have a buy to let which i bought in december last year, put down 25%, this is rented…
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Rented flat sold with vacant possession.
Hi all, I rent a bedsit in an HMO flat, managed by a LA. The flat was on the market for some time, we (the tenants) knew that and were asked to be at home a few times for viewings, etc. As I wrote in an earlier thread, it was listed at an auction a few months back but wasn't sold. Surprisingly though, a few weeks ago we…
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Uni halls or flat dilemma - which would be best?
Ok, I'm about to start my 4th year at uni in September, and last year was the first year of the new halls, and the monthly payment for them was £560 for a single room in a cluster of 5 ensuite rooms, with the 5 of us sharing a kitchen. I felt for what I got, the price was a little too high added to the fact my course ended…
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Private Renting Swap ?
Hey just a quick question.... I currently live in a private rented house.... Was wondering if I could find a friend or family who could take over the remaining amount on my lease would I be able to move out? Therefore the estate agent could switch the name on the lease or ? Or if I could find someone who wanted my house…
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Building survey advice
We have had a building survey done on a house we were planning to purchase, it's come back and isn't great. It mentions isolated progressive subsidence due to poor foundations in the garage and outbuildings at the rear of the house, issues with the roof flashings, chimney ventilations and new central heating, issues with…
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Privately built new build development?
I currently live with my parents, however, my boyfriend and I have been looking at buying somewhere since the beginning of the year and have yet to find something. I spotted a construction site near my parents house recently and intrigued I had a look on the local councils planning section and found work started in…
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Stuff left behind by the last owner
We moved to our new house last week. There are a few things left there by the last owner. I guess these are ours now? Tins of paint in the garage, some pot plants... But then there are things that were offered to us for sale on the Fixtures and Fittings list - which we decided not to buy. There's a manky carpet that we…
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Renting out a room for the Olympics
Hi, I'm sure this will have been covered somewhere on this site already, I've had a search though and I can't find anything so hopefully someone here can point me in the right direction. I live in the east end of London and it seems that we will have a bedroom free over the Olympics, can anyone recommend a channel through…
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Advice on buying a house
Hi There I am looking for some helpful financial advice on the best way to buy a bigger home with minimum risk to us, we have no debt at the moment, I understand I would have to borrow some money (mortgage etc) to achieve our aim, or is there another way I am wondering? Here are our circumstances * We own our house approx…
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Implications of renting out or selling part of a house.
Hi, I'm thinking of purchasing a property which comprises a house with separate converted basement flat. The basement flat has its own front door and no internal access to the main house above. The basement flat is currently rented out by the current owner on a short term let which will end on purchase. The freehold to the…