-
How to set seling price?
Hi, my house has been valued at £83000. now I dont know what to set the asking price at. The estate agent said offers over £77000 but I cannot accept any offers less than £80000. Can anyone offer any advice? ps my husband says we should ask for offers over £82000 and I have my mum telling me to put it on at fixed price…
-
Tenant on Housing Benefit
Hi, please could you give me some GENTLE and constructive advice please, I am still very delicate physically, mentally and emotionally. I had to move out of my house and because I couldn't sell it I put it up for rent with a letting agent - a national company with multiple branches. They found me a tenant - single mum with…
-
Must all tenants sign agreement
Hi all This is the second time I've typed this now, stupid internet, anyway... must all tenants of a property sign the agreement? My OH and I aren't the most stable of couples (don't comment on that! save it for the !!!!!y thread) and its very likely my OH would up and leave. Now while I'm the sole income and tenant, must…
-
Council Tax Rebanding what Martin doesn't tell you!!
I successfully appealed against my Council Tax Banding and was refunded £3,000, yes that is what I wrote £3,000. This meant a saving of about £300 a year. There are only two houses in our street that are exactly the same. They went to tribunal and had their band reduced from an F to an E. Thus using this info, and the…
-
Choosing an estate agent
hi looking to put my house on the marker asap. had a couple of agents out with diff fees -house vakued about 80k scotland allen and harries want £299+ vat (marketing fee) 7 £1080 on completion....that includes home report goodfellow want about £150 more all in. got countrywide coming tommorrow, there is also a small local…
-
Should I apply for housing benefit for rented property?
Hello all, after some advice really! I'm due to move into a new rented flat on Friday with my partner. We are moving to a new town as there are no opportunities where we currently live. We both have degrees but after 3 years graduated we still have pub jobs. My partner has a job lined up for the move as he could transfer…
-
Equity Advice
Hello all, we'd appreciate some advice. My girlfriend are currently saving for a deposit towards buying a house. Because of some (now historical) bad credit on her behalf we'll be getting a mortgage in my name only. We intend to draw up a legal agreement to protect her investment should we break up (this is very romantic I…
-
Someone please explain these comments from Solicitor "Good Leasehold" & "underlease"
Hi all We are shortly due to complete the purchase of a local terraced House. However, today we have received a letter from our solicitor which quite frankly sounds a bit scary. Can somebody please read the comments and vexplain them to us? Thanks all. The title is registered at H.M. Land Registry with Good Leasehold…
-
Mortgages - Fixed or Variable
All, I'm a first time buyer and have placed an offer on a property I like. I've spoken informally with a Financial Advisor in order to obtain a Mortgage in Principal but haven't sat down or discusss things any further with him. I was just wondering if anyone has any friendly advice out there as to whether given the current…
-
Transferring ownership from joint to sole name.
Hi Everyone At the moment I have a 'hypothetical' question, but I am hoping that someone here may be able to help. I own a house jointly with my ex, and want to put the house into my name only. Having spent some time online today and looking at the figures I anticipate being able to attract a mortgage to do so, but not…
-
Having a massive breakdown involving rented flat.
Hi all. This is going to likely be a long, all over the place post, so sorry in advance. I rented the flat I'm in with a friend about 13 months ago now, and it's the first flat I've ever actually rented. I made the mistake of going with the first flat I saw in my price range. I felt I had to rush into it, as at home,…
-
Boiler cover for landlord
Can anyone recommend e decent cover for boiler for rental property.. looked at Homeserve £24.77 per month and seems good cover as covers all sorts but they dont seem to have happy customers.. Just want a decent company that wont try and rip us off to give peace of mind should anything go wrong... Tall order probably!! TIA
-
Question about the new changes to social housing
Hi I am an existing council tenant (have been so since April 11) and we are currently living in a 2 bedroom council house. We have a 3yr old boy and a 5 month old girl. When my son reaches 7 years old we will be able to put in for a transfer to a 3 bedroomed house. Will that mean we would then come under the new rules (ie…
-
From Residential to Buy to Let??
Hi There, Looking for some advice... I currently have a 2 year fixed residential mortgage with Ulster Bank ( 1 yr left) for approx 75k on a property that is worth around 130k in todays market. My boyfriend has just recently bought a property and I am keen to move in with him and rent out my own property. Would it be best…
-
Renting or Sell property when leaving UK?
Hi, I was hoping for some advice regarding whether we should think of renting our house if we can't sell our home or just keep dropping the price until it sells. 6 months ago I had a baby and we also bought our first home. At the time my husband and I obviously thought we were doing the right thing but since then I am…
-
Find us a home for £85k!
When we have sold our Spanish house we intend to buy a property in the UK. We think we know where we are going to buy, but just as a matter of interest, what else can people come up with for £85k or less? There may be a property/area out there that we have never thought of! Essentials: at least two bedrooms and if a flat…
-
When to put an offer? And how much?
We are planning to buy our first home soon and we've been actively looking.. We found a property that is lovely and is around 10-15 min walk to 2 BR stations. The asking price is £280k. I looked up on Zoopla for sold prices and found that the property next door (same size) was sold for £245k in June 2010. Though the…
-
Funny addresses!
Having just read a thread where two funny addresses were mentioned - Midgehole and Bell End - I thought it might be fun to start a thread on the funny addresses MSE-ers had come across/lived at ;) Apologies if this has been done before! My DH was once booked to do a survey on a property in Emsworth, Hampshire that had the…
-
Share of Freehold?
We are looking at a flat which has a share of freehold. Before we put an offer in on the property, are there any questions we should be asking regarding the freehold? I'm not too sure how a share of freehold works and whether it will affect my mortgage application yet (we already have a mortgage agreed but it was for a…
-
Homebuy help
Morning All I was wondering if someone could help. I have property that im enquiring about selling. Now at this stage i own 75% of the property as I did a mychoice home scheme where an housing association paid the other 25% and then when i sell the property they get 25% of whatever its worth unless i pay back bits of it…
