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House selling question
Sorry in advance for daft question ....scenario is... If a house is tied into a contract with an estate agent but they don't find a buyer the seller of the house does themselves ( someone they know ) in this instance is commission still payable to the estate agent ( the contact does not mention this scenario ) Thanks in…
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Chasing Conveyancing solicitors
Hi, Just a bit of advice required. We are FTB's and require a completion date for the beginning of September as we are moving out of our rental property and will effectively be homeless if we dont complete by middle of Septemeber at the latest. (we were given notice on our rental whilst in process of buying) We are hoping…
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Impact of public transport on house prices
Hello fellow MSE-ers. In a post a week or so ago someone wrote that shortly after they'd moved to an area (Colchester or Chelmsford I think) the local train service to London materially declined as in express services were withdrawn. Then, after last night's East Croydon debacle (link below for those who didn't hear about…
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couple split. who gets deposit??
im looking for some advice for my neice.. her and her BF have split up and he has left and gone back to live with his parents, he has stated he will not pay anymore bill for the flat inc the rent BUT when the deposit is refunded he is expecting ALL of it as it was paid from his bank but in HER name? questions: 1. is he…
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House Buying - Rules of Thumb
I've seen and heard a few useful rules of thumb around various forums, anm thought it might be a useful thread on here Two in particular: -If you're not embarassed by your first offer, it's too high! -Buy the worst house in a good street, not the best house in a bad street Any more?
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Range of advice/Opinons required please
Hello, Need impartial advice if you dont mind. Currently own house in area "a" shall we say. 103,500 mortgage on a 113,000 house. Dont be fooled though have no official equity as have a £14k unsecured loan with mortgage provider to cover the difference and debt we had at the time. Mortgage is 5 years old and passed the…
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Service Charge Help!
Hi I am in a tricky situation, have just got divorced and am waiting for my financial settlement to come through.. its not much but enough to pay off my debt, that is if my ex husband pays it! I have a court order for the finances but it cant be enforced until he fails to pay which he has 6months to do.. Problem is I have…
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Contract Renewal and pull out clause
Hello. I have been living one year in a property and now I am about to sign a renewal contract. The problem is that it is not a renewal contract. It is exactly the same contract I signed a year ago. In that contract I am renting the property for another 12 months with no right to cancel it. Should I ask for a proper…
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Homebuyer survey
The survey on a flat I'm buying is due to be carried out today by the mortgage company nominated surveyeurs. I received a leaflet yesterday to explain what the survey covers and I'm now slightly confused. The leaflet seems to explain what it doesn't cover rather than what the survey will highlight. No looking under carpets…
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Urgent help required!!
Hi all, Please help, I accepted an offer on my house over a month ago but the sale is being held up on my end. My ex-husband is still on the mortgage and on top of that, has has a court order adding his personal loan of over £20,000 onto the house too. I only became aware of this when the solicitors dealing with the sale…
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Neighbour's van has blocked in our garage
Hiya, It's not a massive issue but we've just moved into our house and one of the reasons we bought it was because it had a garage. The garage is accessible by an alleyway that backs onto our road and the road next to us. It is not owned by anybody at all. So my OH went away for two weeks and put the car in the garage as…
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Mis-selling...how about mis-buying!
My neighbour and his wife are both in their late 80s and have a bungalow on the sea-front worth about £275K. About 13 years ago, they sold out to an equity purchase company and were given a lump sum of only £12K, receive a payment of about £2.5K per year until they die or leave and still retain 18% of the value of the…
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Council charging for work not done - 5 years late!
Today I received a bill from the council for over £2,500 for refurbishment to our block of 10 terraced houses. The work was done between 2004 and 2007! To make matters worse most of the breakdown of the bill details work that was not done on my house. I remember the council putting up scaffolding and painting the windows…
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Tax implications on renting property
Hi, I am looking to rent my house out as it is struggling to sell at the moment and I need to move due to expanding family (I am getting consent to let). I am going to rent myself for the time being. The question is can I pay the rental income into my partners account so it is income for her and not me (although I own the…
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help..wanting to buy to rent...
Hi there, im 22 and am looking to save up enough money to put a deposit down on a house (around 70-80,000) and then rent it out, how straight forward is this, and ideally, how much of a deposit would i need to make to make it worthwhile and sucessful? (i am not intending on getting my own house for at least 3/4 years so it…
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Sharing / sub letting and rental income question
Hi all, I'm renting an apartment with four bedrooms, living in one and renting out the other three (the landlord is fine with this). I pay the landlord a fixed amount each month regardless of whether rooms are empty. The other tenants pay me rent. Effectively I am just taking their money and using it to pay the rent and…
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not signed tenancy agreement
Please can someone help, I have been renting a property for 2 and a half years, and i renewed my tenancy in January 2010, when it arrived at Christmas 2010 for renenwal for this year, I didnt have the money to pay for it, so I didnt sign my renewal for this year,and then just forgot about it. I am now wishing to leave, so…
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House swap advice
Hello, I'm hoping some of you can help us. A quick overview of our situation. We currently own a two bedroom flat which we bought at almost the height of the market for 75k. We had it valued for part exchange last year at 65 & 62k. The mortgage is currently at around 67k so based on those figures we are in negative equity.…
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Finding problems after you move into new home...
I'm in the middle of selling my property and buying another and someone mentioned that you have 7 days to find any problems with the new property once you have moved in. I'm not sure I believe this and can't find any reference online to it. Anyone got any idea? Also the properties are in Scotland if the laws are different…
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please property bee this for me
can some nice person property bee this for me please . thnaks http://www.rightmove.co.uk/property-for-sale/property-33828545.html?utm_content=ealertsmoredetails&utm_medium=email&utm_source=emailupdates&utm_campaign=emailupdatesjun11&utm_term=buying&sc_id=4306721
