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Where to put funds from sale of property.
I have a buyer for my property and if it does not fall through (I expect it will) I am going to stay at my parents while while I look for a vacant property. My question is where to put the funds from the sale where it will earn some interest but I can get immediate access for when I purchase. I could find a place to move…
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Exchange question
Simple question... When you exchange contracts do you need to be there? We have already signed contract and paid deposit so it's all ready.
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House v Shares
Sell my house for £250.000, buy other house for £250,000, OR purchase other house for £170.000, invest remainder of money in shares. Heard that last year shares outpaced house prices. Would like some suggestions please. many thanks.
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Housing Association
Hi, dont know if this is the right part to post this but we rent our flat from the local housing association, there are 4 flats in the block, two on the 1st floor and two on the ground. We live on the ground floor, just myself and my Husband, no kids, the other couple on the ground floor have one child who is 10 years old,…
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I cant sell my house - any advice?
Hi Our house (Edwardian 3 bed semi) has been on the market for 7 weeks and has had 30 viewings, but alas it remains unsold. We had one offer at £225k but they ended up with more to spend so withdrew the offer and spent £50k more on a property. Direct feedback from house hunters and from the agent suggests that most people…
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£45 for new 6 month tenancy! No assured tenancy
I have been in my rented property for a year, I originally have a 12 month tenancy agreement, which I was happy to agree to. One month before my tenancy was due to expire, I was sent a letter by my letting agent asking if I wanted to resign for a year or six months, due to a lot going on in my life I didn't hesitate in…
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Completion of Land Transaction Return??
Is one of these necessary when you are exempt from Stamp duty due to SDLT relief for first time buyers? First post so cheers for all the other amazing info available here. :)
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Deposits - how do you save?
I've just seen on another thread how much deposits people have saved and are aiming for and I'm quite shocked to see how much people are saving :eek: I think one was at 70'000! :T I don't mean this to sound offensive or rude really sorry if it comes across this way :o its just that I've been hoping to start saving for a…
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really need advice here
Hi all, can i ask your advice as my son and his partner split up in . December of 2010.Last week he was sent a demand by our council for £1392.55 overpayment of housing benefit.When we called in to ask why it came to light that my sons ex- partner had been receiving the money into her account all the time.They insist my…
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what does 'by tacit relocation' mean?
There is an estate in the area I would like to buy a house and it is being sold off seperately as lots. There are 2 lodge houses at the entrance of the land and I would be interested in one of them and a paddock at the side of the house. The listing is not particularly detailed but says that there are tenants in it with an…
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Add a name to title deeds
Hi I'm wanting to add a name to the title deeds on a property my wife and I have. At present the mortgage and title deeds are in her name only. We're about to switch mortgages and will probably add my name to the mortgage, therefore I also want to be on the deeds. It's a property we don't live in, and is valued below £125k…
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Selling house in negative equity
Hi all, We have been trying to sell our home for about 18 months now. The reason is because we had a business debt secured against the house. Well the the business went under last year and so the bank obviously want their money. They are now getting a tad impatient! We think we have a possible buyer, but he is talking…
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Home Owners Protection Insurance
I'm in the middle of buying my first property, a leasehold flat. I keep getting 'offers' from my conveyancing solicitors for other services they provide. Last week it was for writing a will. Not taken up as I get a free will writing service through my union at work. This week it's home owners protection insurance. This…
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Frequency of rent payments
We moved into our house on 8th August. I assumed the rent would be due on 8th of each month, but recently discovered that it is due every four weeks. Is this a normal set-up? My calculations show that I will be paying rent 13 times per year, whereas my wage is paid to me 12 times per year. It's almost as if I'm paying for…
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Private Renting and Deposit.
Hmmm so where on earth do i start? I first rented the 2 bed property back in septmeber 2008. I went with an agent who just found tenents but left all the deposit and things to the landlady. So basically they told me once they rented the property they have nothing more to do with it at all. At first i got on famously with…
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Renting with slight bad credit history
Hi everyone My girlfriend and I are going to be renting a place together, we found somewhere through an agency and put down a holding deposit. They started to run the credit checks, now im pretty sure I will be ok since i've never had any credit good or bad plus i've rented by myself in the past. My girlfriend on the other…
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Buy to let insurance help
I am about to exchange on a property this week and have been getting quotes for insurance. I am having difficulty since I don't have a tenant immediately, however I didn't own the property so how could I be expected to have a tenant on day one of ownership? The quotes I have had have been from £212 to £480. Do any…
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Pest control in rented flat
Hi all, I'm extremely embarassed but I have just discovered I have an infestation of bed bugs. Please do not think me or my flat dirty as neither are and having searched the internet this has nothing to do with having bed bugs. I have only been in my rented flat less than 3 months and have had bites since moving in. I have…
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Builders Gone into liquidation
Hi, I am currently buying a repossesed house. The deadline to complete was 4 weeks ago now. The house im buying is freehold however the development has a lease with covenants. My solicitor is having trouble obtaining the management info as the builder has gone into liquidation. She is concerned that there may be a service…
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drawbacks of leasehold property?
Could anyone advise me please about the pros and cons of buying a leasehold property? I've seen a property I like but the vendor won't budge on asking price although it's been on the market for 18 months without any interest or price reduction. It's leasehold which does put me off a bit. Vendor says apart from the ground…
