-
Land Searches FTB
its been over 3 weeks and my solicitor has said they still havent recieved them (south ribble area) Its a 20 year old property nothing special.. it seems a long time for the searches is this normal? or could they just be stalling as there behind in terms of workflow
-
Solicitor failed to register my house purchase with Land Registry
I have just found out (almost 3 months after completing) that my solicitor failed to register me as the new owner of my current property with the Land Registry. How do I now double-check that this has been properly done, what documentation should I ask to see? How serious a failing is it on their part? Thanks
-
Getting married - what difference will it make?
My partner and I bought a house last year as Tenants in Common (although we haven’t got round to drawing up a Declaration of how much each of us will own). We are now about to get married. What difference will this make to our house ownership? Neither of us have a will. We just want each other to inherit everything if the…
-
Buy Now or Later
The more we (me and partner) look at houses the more I'm in 2 minds. We've been looking at the very top end of our budget we can get a 3 bed house, but doing this we're making compromises on location or transport links etc. We were thinking 3 beds so we will be there for the long term, and we wouldn't outgrow it. However,…
-
Valuation today does this mean credit score OK??
I have applied for a mortgage with woolwich, through a broker. I recieved a text from e.surv today saying that the property is being valued today. Does this mean that we will have cleared credit scoring etc... Cheers
-
Changing Locks on Problem Tennants
Can anyone give any help/advice or just general comments to help some friends of mine........... They rented their house out in April – I had originally thought they had done this through an agency on a find only basis – but after talking to her just now – it was a private arrangement – a cousin of her neighbour – and her…
-
estate agent fees
Have got house for sale with 2 estate agents and have been approached by neighbour/friend who wants to buy my house and has not been introduced by either agent. He also has got his house on market with one of these agents. If we go ahead without telling agent will we be liable to pay fees to either of them. He approached…
-
Flats listed as house??
Hi all, I've been living in a flat for the last two years and I'm moving out in a weeks time. The flat is one of three that have been converted in a three storey Victorian house. My question surrounds the fact that as long as I've lived there the landlord has had it listed as one property, therefore all bills; council tax,…
-
Bad Smell - Damp - NHBC - Legal Action
Hi we are currently renting a property to a family who have reported a really bad smell and signs of damp coming through the ground and up the walls, we contact NHBC as we have about 6mths left of the 10 year cover and they are slowly investigating this with no success at present, this has been going on for several months…
-
Solicitors, Survey & Valuation
Hi I had my offer accepted the other day. I have sorted an AIP with YBS for a 5 year fixed which seemed reasonable and now getting to the hard part of things.... The first thing is around the valuation and survey. Is this done together by the same people? YBS have quoted £1400 for a Home Buyers Report - is this reasonable…
-
Help on a mutual exchange please
I am hoping to do a mutual exchange with someone i know.He lives alone in a 3 bedroom house and i have a 2 bedroom flat with my partner and 2 year old son.I have spoken to my H/A and they will allow him to have the 1 extra room but he is with a council and there are doubts as to whether we would be allowed the 1 extra…
-
Neighbours moved out but seems weird
On Tuesday our neighbour put up a "To Let" sign, within 24 hours they had moved out completely. Seems very odd, it is advertised privately for rent. A couple of blokes in dodgy looking Van's turned up to help them move out, but they did not appear to know our neighbours, as they introduced themselves to each other when…
-
Landlord-to-be being sued, can't move in
Hi guys, Basically, agreed (via a letting agent) to rent a place on a 12 month contract. It's a large house, which has recently been converted into two still fairly large flats. Signed contracts last night and was due to move in to one of the flats this evening. Just had a call from the estate agent saying that the…
-
Renting out a house help!!
I bought a house on a buy to let 4 years ago, and had the same tenants for 4 years paying me a rent of £425 a month. Unfortunately they gave notice 8 weeks ago, and moved out on the 23rd July The lettings agent are trying to get people in, but having no joy, even after dropping the rent to £400 a month Ive been told to…
-
Issues with landlord
I have just moved into a privately rented house. We were told to sign the inventory when we were picking up the keys, and that any issues could be reviewed when we did a second signing, within a week of moving in. In this time, we have noticed that the window in one of the bedrooms is cracked, which wasn't noted. The…
-
Mould and damp in flat
I moved into a studio flat which I rent from the council in February, and since then I have had no end of problems, rodents, damp, mould, leaks etc. I first got in touch with the council in March, and it is only now when I said I would take my compaints higher that a techinical officer is coming next week to view the…
-
Joint Mortgage -Problems
I dont know if anyone can give me advice. I bought a house with my partner in 2008, we now have 2 children together, he left us in August 2010,since then I have recieved only 4 payments for maintenance for the children and a pittance towards the mortgage. I have struggled to pay the mortgage so have gone back to work full…
-
New to renting - help!
Morning I wonder if anyone can help! me and my boyfriend are getting our first flat together. we live in east sussex and have a council tax band of A if that helps! We wewre wondering if anyone can help us with utility bill costs - so just gas electric water and CT each month if poss! we both work mon-fri, sometimes on a…
-
loan for mortgage deposit?
We want to buy our first house but are currently paying off some debt which is due to end early next year. We live in private rented and have two kids so haven't been able to save a deposit so i want to know if anyone has any advice? The plan was to get a loan when our debt has been paid off for around 10k which would…
-
Offers and Timescales
Hi I've seen a property for 200k. Its been on the market for over a year. My question is - I only want to pay 190k - prefer 185. What should I do with the offers and how long in between each one? I was thinking of starting around 165 thanks in advance guys
