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Estate agent says we need to give one month's notice, Shelter say we don't. Help!
Hello all, nice to be here, My girlfriend and I have been in an assured shorthold tenancy with our estate agent for the last 5 months now. The tenancy is 6 months, and we want to move out as soon as the fixed term ends. I looked it up and found that I was under no legal obligation to give notice. I must add at this point…
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Sloooow conveyancing
Just a bit of a vent really. We had an offer accepted on a house on 18th june, no chain, we're ftb, seller is moving in with partner, and still no exchange let alone completion date. Conveyancer is not even attempting to give me a date, just says it will take as long as it takes. Had a bit of a glitch with mortgage offer-…
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Landlord Issues
Hi Guys, I'm looking for some advice on my current situation with a private landlord. We have been private renting a house through a direct agreement with the owner (no letting agents involved) for a year and a half now. The landlords own several properties in the town, all of which are leased under the same circumstances.…
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Deposit?
Hi Guys, We have a house move coming up in about 6 weeks to a bigger, and more expensive house. Do I need to have money available at the point of contract exchange in terms of a deposit? If so, how much is it likely to be? I have only purchased a house once before, and I required the deposit for the mortgage lender only.…
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cohabiting
Hi, can anyone help with following ? My girlfriend, who has recently moved in, wants to invest some of her savings into my house. The house is in my name and I have a large amount of equity in it.. We both want to ensure we are protected should we split up. We both understand living together agreements and cohabiting…
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Letting Agency deductions...
Can a letting agency make deduction from deposit for late payment of rent? they wish to make £40 deduction for 5 period were rent was paid late. so £200.00 from a £400 deposit.
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land registry - time scale
Hello everyone, Ok moving into my first home and in a chain with 3 other people. the last person in the chain needed to register there land for the first time and send off all the paper work off. there then was a problem, on plan there is a footpath at the side of the property that is showing running into a bit of the…
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Return of deposit - useless letting agent!
Hi there, The quick question is: how long after the end of a tenancy must the deposit be returned if undisputed, and is there anything I can do about the letting agent's uselessness or anyone I can report them to?! I rented a house for 6 months and moved out at the end of the tenancy on 31st July. My landlord instructed…
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Renting flat to housing benefit applicant
Hello everyone We are renting out our flat and had someone round yesterday to view it. They seemed okay. (Man and his daughter). He said that he was on top-up housing benefit. He does work but needs a top up to afford the rent. Does anyone rent to people on housing benefit? What are the things to consider (if any?) We will…
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Extension of the lease - Now or later?
Hi all. I've got a bit of a dilemma, and I am wondering what to do. I am currently in the middle of buying a flat. When I first queried the time left on the lease, I was initially told 102 years. However, a month or two down the line, the paperwork has come through, and it tells me there is only 89 years left. I have…
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They accepted the offer!
So I posted on Monday about when to put in a second offer, we did do it on the Tuesday for a tiny bit over 10% less than the asking price, and they have accepted it!!! We thought we would have to go back with one more but tried our luck. We managed to secure it for £338500 with an asking price of £375000. So after the…
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Fix up or sell as is?
I live in a small mid-terrace Victorian 2-bed house in Ipswich which I purchased for 70K in 2002. Whilst I’ve managed to pay off the mortgage the property is in a state of very bad repair. The house would need a complete refurbishment; new roof, wiring, plastering, flooring, kitchen and so on. How would I go about deciding…
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Rent deposit bond
hi there can anyone give me some info on how the rent deposit bond scheme works?:)
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Neighbours complained, Landlord tells me i cant exercise in my own home...
When we moved in we had a lovely couple downstairs who were nice and polite, considerate and generally very nice. Couple months into our tenancy some new tenants moved in and Since then its been nothing but trouble! 1. Within two weeks they broke their front window in some sort of domestic argument causing a lot of…
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Credit Checks when renting
I am looking to move in with my partner in October and I just wondered what credit checks will be done. I have access to my credit report and I have recently done a credit score which came out at 999 the higest I believe. However I do have some debt on a store card and a catologe. I pay on time every month and have never…
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First Offer help!
Hi I know theres lots of these questions floating about, so sorry for yet another one! My partner and i have found a house we really like and are off today to meet a mortgage broker to discuss mortgages available to us. The hose we like is for sale at 120k (well, 119, 950) and has only been for sale for a week. We liked it…
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how did people transfer their deposit?
An anti-Natwest rant!! Natwest have caused me nothing but headache since I started a mortgage process with them. Got completion date from solicitor today for Tuesday and was soooo excited. Got online to transfer deposit to solicitor and online banking told me that I couldn't transfer more than 10k a day. Rang telephone…
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Proof of Income
Hi, My OH and I are full time employees (rather than self employed) and we wondered at what stage in a mortgage do you need to show proof of income? At the beginning, middle, exchange? Thanks
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Rent including bills... now I got a council tax bill !
:mad: I have rented a crappy flat privately in april as I had to move urgently. It's garage converted into a flat and when I signed the contract the landlord said it's including all bills, except electricity on a payg meter. He is charging me £90 a month for council tax (I have this in writting on the contract). Now, 4…
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can 2 people (same sex) live in a 1 bedroom flat?
I've been trying to understand the policy for social housing. it seems that two people that are not a couple, a single parent and daughter of 17, cannot live in a 1 bedroom flat. two single beds can easily fit in the room, and the flat in general is quite large. Is it just a guideline that only a couple can live in a 1…