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Credit Checks when renting
danii
Posts: 14 Forumite
I am looking to move in with my partner in October and I just wondered what credit checks will be done. I have access to my credit report and I have recently done a credit score which came out at 999 the higest I believe. However I do have some debt on a store card and a catologe. I pay on time every month and have never missed a payment for anything in my life, however I do only usually make the min payment is this going to affect my chances of being accepted?
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Comments
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I am looking to move in with my partner in October and I just wondered what credit checks will be done. I have access to my credit report and I have recently done a credit score which came out at 999 the higest I believe. However I do have some debt on a store card and a catologe. I pay on time every month and have never missed a payment for anything in my life, however I do only usually make the min payment is this going to affect my chances of being accepted?
No,you will be eminently acceptable!
They're really looking for evidence of unspent CCJs, huge unpaid debts you can't afford, defaulting on rent or credit cards, or general failure to manage your finances.
You clearly don't fit that profile, so don't worry.0
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