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Negotiating price reduction post survey
We're in the process of buying a 3 bed detached (Greater London) for 400k. Offer has been accepted, mortgage approved and survey done. Survey picked up a few minor things that need sorting in future but big item picked up is electrics require "upgrading". Took someone in the know to take a look at them and they have…
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we are so desperate - need your advice!!
Hello, just want to make it short. We bought a property , which is not on chain,back from Jan. but until now, the seller still got 2 document outstanding. we've been chasing our solicitor almost everyday, but could not make it go any further. The seller's solicitor said it is due to the delay of the local council. the…
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5 houses on the chain - confusion on who should start the process
Hi All, Thanks to all your great advice, our offer was orally accepted, with condition that it can be completed by end of Aug. They won't remove it from the market yet until we've booked our survey. Now the chain is complete, with 5 houses all together :( Very Scaring. Our sellers are going to rent, so we're the last one…
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The average 2 bed house price/deposit in London
The average house price and deposit in London i am looking to buy a rental property what capital will i need and is there websites i could use to learn more on renting property and making money with property
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Transfer of title deeds in Scotland
Hi Hoping someone can help me. My husband & I split 2 & a half years ago & only now has my husband agreed to get house & divorce etc.. sorted. He has agreed to let me buy him out privately (touching no equity from the house) & we have agreed on the sum of money, which I have saved. He has agreed that I can get him removed…
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Not enjoying this selling malarky!
Hi This is the first time we've sold a house and to be honest - it's not much fun is it?!? I'm very impatient and while I knew it was completely unrealistic to expect people to be banging our door down to buy the house, I thought we might have had a bit of interest! We put the house on the market 2 weeks ago ( I know...…
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Home Insurance Help!
Hi, I hope this is the right place to post and that someone can help me. First a little bit of background info. For the last few years I had been renting a house from my grandfather. My grandfather died last year and my mother has inherited the house which I rent. My mum has decided that I can continue living in the house…
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Disassociation from Tenant
I rented out my house to a supposed friend, who ran up debts at my address, I have now regained my home through the Courts, but despite returning letters to senders am still getting bailiff letters and new contracts for the previous tenant, he is now using the address to apply for extentions on his overdraft and taking a…
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Offer accepted, Chain complete... now what?
hi everyone, I'm a FTB, our offer was accepted by the vendor and we heard today that they have now had their offer accepted for a house. Our chain is now complete and we need to get moving with the rest of the process. We have a mortgage in principle, have a solicitor and can pretty much find a surveyor in the next 24hrs,…
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Opportunity to buy house
I have been renting my home for 6 years now at £700 a month, my landlord has told me he wants to sell the house soon and has offered me a chance to buy at £50,000 below valuation. The house is valued at approx £210,000 .How would the banks look on this if I approached them for a mortgage,what deposit would they require and…
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Notice & S21 Form from LA
Ok can someone clarify the S21 form please! We received a letter from our LA stating "Please find enclosed Notice requiring pocession in respect to the above property" Attached in an S21 form stating "After the end of the period of your tenancy which will next end after the expiration of 2 months from the service of this…
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What would you do???
Hi, We are in the process of buying a house and at the moment we feel are at our wits end. So...just want to know what would others do in our position. - Offer accepted in the first week of March. - Mortgage applied and got valuation done within 2.5 weeks. - Mortgage offer and solicitor ready on 30th March. Since then we…
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Power of Attorney?
Hello, I'm currently trying to sell a house that is in danger of being repossessed. To cut a long story short it was a bad investment and I just want to get rid before I lose too much money. At the moment I work long hours and hardly have any time to make the phone calls, meetings etc to sort it out, so I'm thinking of…
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Advise needed in relationship split with property
Hi Not sure if this is the correct thread to post this but here goes. I have just split with my partner of 7 years. We have a house together with both our names on the mortgage. I however have paid all the bills and mortgage from my salary whilst my x partner paid for the shopping one insurance cover and entertainment…
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Where can I report my ex-landlady?
I’m out of my tenancy and my useless ex-landlady is still withholding more than half our deposit. There’s no reason, she’s just full of false promises and the money never materialises. It’s currently going through the whole tenancy protection scheme process and is now with the independent adjudicator. I’m not that worried…
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Transfer of Equity - DIY?
Hi I'd like to transfer 50% of the equity of my house to my boyfriend. Is it possible to do it yourself? I've heard of people doing DIY Conveyancing. I don't have the faintest idea on where to get the forms etc. or what steps to follow. Can anyone give me any guidance or point me in the right direction? Many thanks
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Safestore online prices - when did they last change
Hi, Does anyone know when the Safestore online prices last changed, and if so do you have any evidence of this. My reason for asking, I have had a storage unit at Safestore for a couple of years, and the manager has been raising the prices regularly until I recently noticed how expensive it had become. I have now…
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ask for a price reduction after having the home buyer survey
Definitely need suggestions on how to bargain down the price when the survey found out the central heating system does not work. Here is a full picture: The house we are buying were on the market for 368K. No offer for almost two months, until we put an offer of 345K. The first offer was rejected, then we increased the…
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Selling a Home with Negative Equity
Hi Guys, hope you can help. Me and my wife have a 50% shared ownership mortgage. The house was worth £125,000, so we got a mortgage for £62,500 (50%). This was in 2008, just before the housing market collapsed. We got the house valued a couple of years ago, and had lost some of its value. Since then the market has not got…
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anyone had this happen to them!
Hi All I will try to keep as brief as poss.. We were due to exchange and complete on 20th May- we got to new destination (we were moving quite a distance) on said date and find out we cant exchange as people we are buying off owe 14K to builders for the extension that has been built. Nothing up to this point had been…
