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What do you look at before viewing?
I aim to do a fair bit of research before deciding to view a property. Just curious what research others do before a viewing and if they think it was a good idea? I use the following before a viewing: The bee - How long has it been on the market? http://www.property-bee.com/ Google Maps (streetview) - What does the street…
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Lender refuses to approve mortgage can we appeal the decision? what the process?
Hi All, I am trying to purchase a house which has had a problem woith ist drains and some slight movements, structural enginners reports (2) have siad that there is unlikely any potentila for future movement. These reports and further information has been sent to the lender as requested as well as several insurnace…
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Bad credit-is it worth being added to mortgage?
My partner currently owns house with friends, the friends want to sell up and we are no considering taking over the mortgage. They have paid off 20% of the mortgage in 3 years and there is approx 79000 left to pay. I have a pretty poor credit rating though have spent last 9 mths improving it. My question is how likely will…
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First time Buyer and being gifted money
I am in the process of buying (hopefully) my first house and my parents are helping me with a deposit...They were thinking of helping me pay my mortgage for the first year., as in so much each month - not all in one go. they are allowed to gift a maximum of £3000 with out paying tax...Is that each or just between them…
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Advice about Assisted Living
I am not too sure if this is the right place to ask for advice, if not could some please move it. My son is 21 years old and has decided he would like to try and live an independent life. He has Aspergers Syndrome and has a part time casual job. He has always stayed at home and I have tried my best to make him as…
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What's wrong with our house?
Posted under a different username as I didn't want my other username linked to this post if that makes sense We're trying to sell our house and despite being on the market since January we've only had about 6 viewings. Everyone that's viewed has said the house is nice it's just too small (not much I can do about that!) I…
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Mortgage Newbie - Help Please..?
Hi, I'm a 22 year old single girl. I've been in full-time employment since I was 18, have been in the same job 2 years. It's not a great job, but I enjoy it and I'm working my way up the ranks of the company - My latest P60 shows I earnt £11,000 last year. Not great by any means. I'm currently living in a 2 bedroom flat…
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Indemnity Policy....Kindly advise us.
Dear all, We are First Time Buyers and our Completion date is on the 10th June 2011. We paid £250,000 for the house which we feel was the right price. The person who owned the house prior to the current owner built an extension (kitchen, bathroom & conservatory) most likely in the year 2004-2005. The current owner doesn’t…
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legal proceedings for deposit back
Hi, I have problems getting the deposit back from the landlord , the case is a bit complicated as the deposit gone missing between two landlords , and I intend to go for legal proceedings after 5 months of dealing without any result. can you plz help me find a solicitor ( if you know one in london ) who can conduct the…
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Recieving money for buying share of property
I currently live with a partner and we own 62.84% and 37.16% of the property respectively. In order to become 50-50 equal owners, my partner is planning to give me 12.84% of the current market value (as per a formal agreement we made when buying). My question is, how would this money be viewed in terms of tax, etc? It's…
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Simple question
Hello everyone - first time poster here... I lost my wallet and have been the victim of identity fraud. My rent was due on the 1st June but because of a lack of funds the standing order didn't go out. I'm still getting things sorted with my bank and while I'm not sure how long it's going to take I will have alternative…
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Advice from Landlords needed.
Hi all, Quick query! I'm hoping to rent a house on a private estate, apart from the fact that it's really beautiful (former Gatehouse) it would solve all of our problems in that, being part of a private manor house estate, there are no plans to sell it ever. Therefore giving the children as much of a childhood in the same…
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Tenant damage or wear and tear?
Hello! I need a landlords/legal perspective on this please. Are the following damage or wear and tear: 1) Sash window broken - the strings that work the weight mechanism that keeps the window open have rotted/worn out 2) Stone tiles on bathroom floor have cracked 3) Oven has stopped heating up, it is electric, the grill…
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Landlord withholding desosit -HELP
Not sure if anyone can help me. Rented a room from a friend of a friend back in Feb. All very casual, and we agreed a 12 week period. My FOAF originally said that she'd draw up a temporary letting contract (as she runs a company that does this), although nothing was forthcoming. I offered to put down a month's rent as…
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20% off, stamp duty paid and full upgrade- plus full (lowered) value part ex
That is what I want from Bellway. Am I living in a dream world?
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New Build
Can anyone tell me whats included in the price of a new build. I have seen a house I like but hubby says that would be base price and not the finished cost I am now very confused.
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Looking for a Lawyer - Buying a flat
Hi My partner and I are looking for a lawyer as to finalise a our purchase. We are buying a shared ownership property in London. Does anyone have any contacts/advice to follow? Thanks in advance
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stuck - do i sell?
in brief: (!) split up with partner over a year ago. i have stayed in our house with our 2 very young children,we have a joint mortgage. he still pays over half of mortgage, although never been a father to kids and only sees them around once every 2 weeks. time has come to cut ties and sell. but valuation on house is 18…
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Buying a share in a property
A relative wants to pay off their mortgage and I have offered to give them the money in return for a 25% share of their flat. They then intend to move abroad and we wish to rent out the property and receive income in our respective 75% / 25% share. Will I be liable to pay Stamp Duty on the 25% share?
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Estate Agents
My Mum died 6 weeks ago and stupidly we put her bungalow on the Market with an Estate Agent whilst we were very emotional and not really taking things in. Stupidly we allowed ourselves to be tied into the Agent for 12 weeks and have had nothing but problems with them. For example, they dropped the price on Rightmove…
