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Can vendor pull out and keep dep. if we're late completing?
We have had an offer accepted on a repossession - exchange is set for 28th June and completion a week later on 5th July The vendor (an asset management company) wanted completion much earlier but our funds aren't available until Sat 2nd July, and they refuse to exchange more than a week before completion. The estate agent…
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Freehold Rent Charge
Hi guys im intrested in buying a house in manchester just had a look at the land registery website its showing a yearly rentcharge of £20 dated 1903. how do i know if the rent is paid up to date? and is there a way of redeeming it? thanks
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No houses for sale where I want to buy
Hi everyone, I'm looking for some advice. Basically I have seen the dream road for me - geeky I know. Unfortunately houses rarely come up for sale. After research I have found that just 3 have come up in the last 5 years. My DH and I are living in his house and have our heart set on this one specific location for lots of…
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some advice, what would you do....?
Hi folks, Ok, so got mortgage in place done full application. They have come back only willing to give me £63000, when first they said i could possibly get £78000. Viewed a house at £74000. So we offered the £70000, was knocked back. Phoned the sellers EA's and said the offers on the table. EA said "never know few weeks…
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Is this classed as an illegal method of avoiding stamp duty?
Is it legitimate to buy a house for a set price (just below the next stamp duty level) and paying the vendors estate agent fees? Cheers
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Name of association for letting agents ??
Hi Can someone give me the name of the association that a letting agent has to be a member of please. Or several :j Thanks
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eviction if benefits arent sorted
im a newbie to the forum so please be gentle. We live in a housing association house and had paid rent on it. However my mum left a few months ago and we were told we could claim housing benefit because my dad had no income. So we applied for it back in February. We received a phonecall from our housing association today…
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First Time Buyer Help
Hi, first post so please be gentle. I am a FTB, buying a repossesion in cash (inheritance). I have instructed solicitors to beging proceedings to hopefully move asap. 1) I have declined to have the environmental, mining and flood searches as I didnt see the point in all honesty. (Is this ok or daft considering its another…
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Sell up or stay put?
Good afternoon! I’ve been reading various posts on this forum today and I’m now having second thoughts about our current plan to try & move house this year. I didn’t realise quite how awful the market is L We don’t need to move - the house is big enough for the two of us, we like the location and it’s recently been…
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Mortgages for old house requiring complete renovation
Hello, My brother is looking at purchasing an old house in 12 acres of land. The house is stone built and requires complete renovation. In this situation, where the current house has very little value (but will obviously gain value when renovated), does a mortgage company only lend based upon the value of the land? e.g £8k…
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to buy or not to buy?
My first post!:grinheart We can afford a 1 or 2 bedroom flat in Acton, London. Does anyone have any advice should we buy or wait a few years and stay renting? Thanku x x
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Management Company / Service Charge Questions
I finally completed (26th May) on a leasehold flat; 997 years remaining on the lease. It was a nightmare process as the management company had gone insolvent; complicated further by someone with an interest in 6 of the 18 flats who set up an 'ad hoc' management/maintenance company but have no legal covernance. I therefore…
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insecure door - landlord won't replace
I have a licence for a property at present that I share with three others. We all have separate agreements, its termed a licence - I am unsure whether in reality it is actually a lease as it refers to the Landlord and Tenant Act throughout. However most bills are included in the rent and there is a weekly cleaner fort he…
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'sweet justice' - house repo'd in error(not mine!), so customers repo the bank!
only in america..! http://uk.finance.yahoo.com/news/-Sweet-justice-wronged-yahoofinanceuk-246365240.html video link (from above item)- http://link.brightcove.com/services/player/bcpid34830125001?bckey=AQ%7E%7E,AAAAB_xxr4E%7E,KlXoaM3qDg45myEW5EEZs3qW_eVNLS6g&bctid=975232488001 Back in 2009 Warren Nyerges — a retired…
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Moving out of rented property
I am going to be moving out of my rented property next month and was wondering what could affect the deposit not being paid back. I rent from an established estate agents. I paid One months rent as deposit to the landlord deposit scheme. The property will be checked and I was wondering what they check for and what could…
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House of Multiple occupancy question
Hi All, I live in a HMO in a very large Victorian house. The landlady lives on the ground floor and some of the first with her family (Five then they are all back from Uni etc) The tenants live on the rest of the first and second floors (7 of us in total 2 couples and 3 singles) we have a shared kitchen living room and two…
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Gas safety certificate - required or not ?
I rent a property where there is a gas supply to the property but it is not used. Everything is run on electric. In fact, the only gas appliance is a fire sealed behind a fireguard that I never intend to use. The agent is happy get someone to undertake a safety inspection but it would require me to rearrange furniture and…
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Agency messing me around
Short and sweet i've attempted to see 8 properties over the last two weeks, got appointment times from agency etc but 6 have used some stupid excuse as to why they can't show it on the day and time they have arranged. Can't get access i don't think you will like it tennant not playing ball Is this normal? because to be…
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Rent a Room - Refused by Bank
I've had a mate living in my spare room for a couple of years now, and recently changed banks so had to speak to the mortgage company. Whilst I was on the phone i asked them if they needed any paperwork sorting for my lodger, which they said they'd send out. this morning i've had a letter from them refusing my application…
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White or Magnolia Walls??
We're completely redecorating a modern house with a view to getting it sold - quickly. Would you paint the walls white (some consider this too stark) or magnolia? (some consider that magnolia has had its day once again). Opinions, please.
