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Help, Murder in my rental property!!
I need advice, I don't know if I am obliged to do anything by law in this case, tenant murdered by her partner who was also a tenant. Any advice or assistance is appreciated!
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Buildings insurance for mortgage
Hi everybody. We are buying a new build which comes with the 10-year NHBC warranty and insurance cover. My question is (sorry if it's silly... new to all this :) ) - does this replace the buildings insurance that we have to have for a mortgage? i.e. having the above we don't have to take any buildings insurance? or are…
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buying a flat with cash, what survey to get?
hi, I find myself in a position now with an offer on a leasehold flat which has been accepted. As I will be making the purchase entirely in cash, and foregoing the need of a mortgage, can anyone offer me advice as to what kind (if any) of surveyancy should I get? I understand that there isnt a requirement for me to do so,…
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FTB: Is this property a real bargain?
Just eager to know the opinions of experts here. I have been keeping an eye on the properties where I work which is just outside Cardiff and I spend almost 2.5 hrs commuting everyday. The property below was priced at 79,990 couple of days ago but the price has now dropped down to £67,995.…
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Going from a 3 bed to 4 bed
Hi i'm a new user so please be gentle with me! I currently rent a 3 bed house with my partner and daughter and i childmind from home. We have only been in this property for 4 months as at the time it was the only one available to us. Where we live it is very rare 3 beds especially 4 beds come up. It is a lovely new build…
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How is building indemnity voided? How do you know?
Hiya, Sorry about all these questions! With regards to building indemnity how is it voided? Is it literally only if you call up the Building Control section to request information for Building Regs and Planning Permission?
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Can daughter buy our council house then rent it to me?
I dont know if this is the right place to post this so forgive me if its not. I rent my home off a housing association (was transferred from the council). The house has been adapted for my needs as I am disabled and cannot work, I receive housing benefit and DLA . I live with my two daughters the eldest works, the youngest…
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Holding deposit
Hi all, My fianc! and I viewed a flat just over a week ago and decided it was exactly what we wanted. We went to the letting agent, filled in the forms and paid a holding deposit of £300. They said they'd get back to us after "ringing our employers" to check if we worked where we said we do. I just wondered if anyone could…
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Some advice regarding a house
Due to poor information from MB, (family member). Was told at start we would get the 75k we wanted and a little more, turns out we can only get 63k, based on 23k pa wage, no other debt. We have to look at lower priced houses for sale. we have found this http://www.gspc.co.uk/property/172077/ what do people think of a…
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I think I've found it!
After viewing every properly in my search zone, I think I may have found one... well two actually. I need help to try and decide which one to put an offer on and how much! I can't post the links to RM just incase the vendors are MSEers too... so here goes for the two houses. House One - £470,000 (5 bed detached, double…
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Saxton, Leeds Advice needed
I bought a property (1bed apartment) off plan in 2008 in saxton leeds at £113,500. The development is 12months (completed April 2011 insetad of 2010) late I have already put down a 10% deposit some time ago. I had our valuation done on the propery which came back at a very low £90,000. This leaves me with a massive…
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Storage and Mice
I've just been looking at those ultrasonic deterrents on eBay. Does anyone know if they ACTUALLY work?
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Storage and Mice
To cut a long story short, we'll be moving twice in the forthcoming year. We're moving (temporarily) into a house that we previously rented out, and then getting it on the market straight as soon as we've redecorated and moved in. We'll then move again to the house that we want to stay at. However, to limit…
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First Month in New House - What Bills to pay?
Hi there, Move into our new home end of September and we know how much we need for the Mortgage and when that will come out but what bills do we pay on top? For example Water Rates, Council tax etc etc? Or do we pay these the following month? I dont want to miss something and then think arrgghhh didnt take that bill into…
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(un)reasonable rent increase?
For the second year running the agency on behalf of the landlord comes back with a proposal to increase rent by 20% arguing that they "can achieve" that level in the market. What are the strategies to counter that? The asking price is steep, and the property won't exactly be snapped up, especially in summer. For instance,…
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First time home buyer questions
I just read over the first time home buyers stickied threads but there still quite a few things that are unclear to me.. My husband and I are looking to buy are first house and have been searching online through sites like realtor and homepath, but were still trying to save money for a down payment and other costs we know…
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A couple of worries with our Tenancy Agreement
Hello, I would really appreciate some help about a contract I am set to sign with my flatmate, for a property in London. Apologies in advance for being so naive about things, but I'd rather be safe than sorry! There are a couple of points which we aren't sure are standard to include or not, and we're really worried that…
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keys on completion
Silly question but where do you pick up the keys from on completion day, is it the estate agents, solicitors, at the house or does it just depend what is decided locally?
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Compulsory purchase rights re: benefits
Can someone offer advice?. My parents had their house purchased by Liverpool City Council approx 2 years ago under a regeneration scheme as the houses were to be demolished. They were entitled to such things as home loss/disturbance payments etc on top of the current value for their property. At the age of 79 they…
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Pulling out of contract
Evening all, Just a quicky, we view a house with view to renting it and negotiated the rent down to £1100pcm. We have provided all of our details for referencing which has now gone through. Now we have recieved the tenancy agreement, which i returned with a number of alterations as i was not happy with some points (like…
