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indemnity insurance when buying!!!!
Well me and girlfriend have saved up and are finally able to buy a flat, we found a really nice 1900 house which was split into 2 flats (ground floor and 1st) of which we are buying the ground floor. The person we are buying from has owned it for around 2 years and has said he had no issues when buying it but a week before…
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strange question...
I'm typing my house details into a website to get a vague valuation, but i don't know what it is, eg, terraced or whatever. It's a block of four houses in a square, with one house on each corner. So we're attached to the left and the back. I don't think it's a flat because we've got an upstairs and a downstairs. What would…
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Selling - electrical safety certificate
I'm just in the process of selling a flat. I had a HIP done as it went on the market before they were abolished. I have had some electrical work done since I bought it in 2006 and have a certificate for the work. What I can't work out is if I need to get an electrician round to "certify" the whole place in order to sell…
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Buying From BMV Company
Hi all, My parents are thinking of purchasing an investment property from a company called Broadgate Residential Investments. The deal seems pretty fair - a 3 bedroom house in Yorkshire which has had £27,500 knocked off the asking price of £125,000, it has sitting tennants who have been there for 6 years paying £550 per…
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Getting a postcode from Rightmove
Simple question really... On the Rightmove website is there anyway to pull off the postcode of the property you are looking at?
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Recommend me property management agency for small shared freehold
Howdy wise forum. I have part a shared freehold in Reading, there is 5 of us and tensions are rising slightly over who does what and responsibilites (our accounts submissions were late this year.) None of us really has any idea what we are doing and dispite it being reasonably simple (few shared bills, accounts to…
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Buying Abroad Problems
Hi, I have invested in 2 villas in Spain. The agreement was set up by a family friend at the time. They were supposed to have been built within 18mnths - 2 yrs but it has now been 6 years. I was supposed to have an interest payment every year but have only received one. I have been paying an extra £330 per month on my…
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Conveyancing - Help Please
Hi all, I've just obtained a conveyancing quote from a very local solicitor and wanted an outside opinion if something is glaringly wrong with it. Im not too fussed if something is a few quid more than the average but more so if something just overpriced dramatically etc. All prices below have inc VAT. Firms charge: £895…
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Vendors Stalling?
Sorry if this I seem like I'm over reacting but I'm a FTB and think the vendor of the property we're buying is deliberately stalling the purchase (though not sure why!). We were told when viewing the property the vendors had no chain and wanted to move quickly and we offered slightly higher than we otherwise would have…
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Holding fee paid, but the house is still a MESS!!!
Help! Ive never done this whole rent through an agency before. Ive lived in MOD property for the last 11 years. I found my dream home :) right outside the kids school so there is no way i can be late! Paid my holding fee of £400 to secure the property...don't all jump me but i did this beofre id veiwed the property. Its in…
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Shared Ownership
Hi Folks, My partner and I have been in a scheme for shared ownership for some time and following on from our first 'selection' of a property to view have since been to get our mortgage arranged. We therefore as a first step went to our personal account providers - HBOS. Due to the scheme they have separate T&Cs and after…
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mortgage offer withdrawn
hi there, this is a first for me but today I was told that my mortgage offer was withdrawn. We exchanged on 25th june and are due to complete on 30th july. My broker phoned today saying the withdrawal is due to my solicitor sending the bank the bankruptcy search, although I had signed to say that it had nothing ton do with…
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Buying an ex-council property
Hi there, We have seen a house that appears to be an ex-council property, for sale in our area and price range. It is far bigger, and has a better garden, than any other house we've seen at a comparable price. I am assuming it is a fifties/sixties built council house, although I am not 100% sure. The estate it is right on…
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Sell up and rent or stay put
Hi, I'm new to the forums and desperately looking for advice. We need to move to a bigger home as we currently live in a 2 bed flat. We have had the estate agents in to value and they average out at approx £139000 Our mortgage is £97000 and we have a horrible secured loan of £34000.If we managed to sell at £139000 or even…
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Estate Agents Fees When Renting
How much does it typically cost for admin fees etc when renting through an estate agents? What do they check? I have no debts but also no credit history as I have no catalogues or credit card.
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any expert skills for a new house (snagging)
Just bought a new house, any experts out there in terms of what to check for snagging etc, apart from the obvious visual things?
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Home Buyers Report or Building Survey
Hi All Looking to get a survey sorted on a property we are looking to buy, the house is 15years old, Not sure if to go for a Home Buyers Report or Building Survey. Any Advice would be super. Many Thanks:)
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Yet another question about rental deposits!!
Hi, We have just moved out of our flat, and to be honest, we were expecting a proportion of our deposit to be retained for some minor things- we had been there a few years and I guess some times accidents can just happen. Any way, the land lord wants £150 from us, mainly for a half inch tear in the sofa (which neither of…
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Buying off plan process?
Hi we have looked at a house that is not due to be completed till next March, what is the process financially if we decide to buy? I guess mortgage offers dont last that long and yet I think they talk about completing within a month? Can someone explain this in plain english to me please??? Thanks Catherine:j
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Rent to Homebuy help please
Hi I posted yesterday but no response so far. I am considering buying a flat via my Housing Assoc on this scheme - the only downside is the price is not negotiable. I can rent 100% for up to five years after which my tenancy will run out, unless I have bought at least25% share. I want to buy at some stage and have found a…
