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Help with completion date
Not sure if this is a stupid question, we sold our flat to a FTB who lives with her parents, brought a house which is been sold as empty (deceased) So easy chain? ? I feel like I'm talking to brick walls!!! Spoke to my conveyancer about a date to move (as we also have a 3 month old baby so need to get sorted) he said spek…
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reposession advice.
I’ve moved to America and married a girl who lives and works here. I cannot rent out or sell my property and the payments are beginning to become a struggle. The property has been on the market for two years. I am considering declaring bankruptcy or ceasing to make any more mortgage payments so the house is repossessed. I…
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Really Stoopid Question on House Prices
Hi guys, Sorry to ask what may be a silly silly question, but why the hell are the news channels saying house prices are at an all time low when at the same time the road where I live is the same price it has always been :( We are looking to buy our rented apartment, but cannot believe there are 2 others up for sale at the…
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Conveyancing companies
Had offer acceted on house last week so now in process of looking for solicitor/conveyancing place. Had couple of quotes from local solicitors excluding the disbursements...One has quote £600 another £545 but couple of online ones quoting around £200(inc no sale no fee)this is a big difference so any feed back on the…
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House Renting
We have had our house up for sale for over 2yrs :-( now we are thinking of renting property and buying something else, but unsure where to start, we only have 5yrs of our current mortgage to run so we have equity in the property, we are also unsure of how to go about renting although a few people in work have approached me…
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One or two agents
I am coming to the end of my contract with my present estate agent and would like to put my house with another agent. I can't decide whether to have one or two as I would like to sell quickly. Apart from the extra cost would it be a bad thing having 2 agents?
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2nd charges of propertys
Good afternoon everyone, Can someone please advise me on the selling a property with a second charge? Due to a failed business I have approx 80k's worth of 2nd charge placed on the land/my interest in my home. My house is currently 10k in neg equity. I know this creditor (aka the bank) cannot for a sale, I also know the…
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Previous Owner's Possessions In House Two Months After Sale - Duty Of Care?
Next week it will be two months since I moved into my own home, yay! The house was a repossession. On the day of completion, one of the previous owners arrived at the front door asking what I intended to do with the items that had been left in the house - she was concerned I was going to chuck it all away. We exchanged…
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Selling main home to family member below market value
My husband and I are about to downsize and wish to sell our home (main home) to my daughter and her partner for below market value. i.e. market value £150,00 wish to sell at £100,00. What are the snags? - Capital gains tax ? Stamp duty ? We intend to use a solicitor to process this.
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Quick Sell House Companies
Hi there, any advice appreciated! I've been trying to sell my house for about 20 months now. Have reduced asking price from £410k to £380k some months ago. We had an offer in Jan below asking price but accepted for a quick sale, after nearly six months they pulled out!! I'm now wondering if its worth looking at the…
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Just about to exchange - Asbestos
Hiya We have nothing left outstanding but to exchange and complete on our house we are trying to buy for £190,000 (reduced from £199,950). We got our mortgage offer through last thursday and in the valuation report it mentioned asbestos. So we call an expert and he has just been round and said there is asbestos everywhere,…
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Advice on seperation and tenancy
First time poster and a little worried. I have recently seperated from my girlfriend and now staying in the house with my kids, the tenancy was originally taken out with her as the main tenant and me named on the lease. I am unemployed and the guarantor for the lease was my ex's former boss. I have no one who could take…
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Advice when buying a nearly new house?
Hi :) I'm looking at houses at the moment, and have my eye on a nice estate built in 2002. I like the idea of a reasonably, but not completely, new home. Is there anything I should look out for? If there is an NHBC certificate (they were built by Wimpey I believe) should I have the house checked out before it runs out in a…
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LL has unexpectedly died - we are subject to probate..help!
Hello all, Need a bit of info about how inheritance and probate works. This is not for me but involves me in the long run.. I will explain. We took on a dilapidated cottage on a country estate as a long term rent (renewed every twelve months) The agreement was via the landowner + Trustees and we were assured that the…
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Mortgage for Holiday Home with restricted use HELP
Help please. Hi everyone. Myself and my wife are both self employed, she's only recently self employed so does not yet have 1st years books. I have many years proof of income. Our plan has always been to not have a pension and instead invest in a holiday property, a pension that we can enjoy throughout our lifetime and so…
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Leasehold with a share of freehold
Myself and my girlfriend are considering purchasing a flat which is leasehold with a share of freehold. We currently rent the flat and the owner is willing to sell. We have agreed an asking price. There is currently 68 years left on the lease and the freehold is shared among the flat owners in the building. A share of the…
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Tenants in Common
I have split up with partner six months ago and I am still paying the mortgage. He is making every excuse under the sun why he cannot put the house on the market. He is still living in the house and I am renting as well as paying the mortgage on the house we own as tenants in common in equal shares. He offered me 25 per…
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are landlords liable for pest control costs?
hi there - I have a really quick landlord/tenant question im hoping someone might be able to advise me about... we are currently renting our top floor one bed flat and the tenants have mentioned they think there are mice. now, this is one of many things they have complained about in the month they have been in the property…
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Do I have to pay now?
Hi there, I'm renting a new property from 1.9.10 and the condition was that I pay 6mths upfront. All the references have gone thru and I just received a letter from the LA that subject to contract and landlord approving references my tenancy will start on 1.9.10 and to make an appointment to sign the contract on 1.9. which…
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Completing on Friday!
Hi Guys, thanks for your help in the past getting to the stage where we are completing on Friday! Are there any hints or tips i need to know for moving day to go smoothly or anything i can do right now? We are getting the keys from the vendors, so only thing i can think of is alarm codes etc. thanks in advance!
