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Housing benefits
Hi there. Basically, I applied for housing benefits to help me pay my rent whilst I look for a job after finishing university. Anyhow, to help me live and as a gift for passing my degree my parents gave me some money (around £2000), but this money didnt arrive until after I had applied. I've got to go see someone at the…
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Any advice welcome re name to put on property
I am just about to buy a flat, I already have a property and am going to put it in my daughter's name. She is single at the moment but if she got married and it didn't work out, as sadly so many don't these days (no I am not a pessimist) I do not want 'him' to gain from all my hard work. If I keep it in my name obviously I…
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Do you think they have found something else?
How long after a second viewing is somebody likely to put an offer in? We had a second viewing last Saturday, but they did say they had more properties to view. When the EA called them last week they were still thinking about it. Do you think this was the polite way of saying they have found something else?
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Can I afford this property?
Hi there, I was wondering if you could help? I've seen a BEAUTIFUL property to rent, but am wondering whether the landlord would decide I don't earn enough to rent it? Basic info is: Rent of £1,250 per month. Bills on top (utilities, tax, tv, phone etc) I estimate at £330 / month. I have a salary of £45k and take home…
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mortgage to buy land?
We have seen and would love to buy a plot of land with planning permission and a mobile home on it - currently we can lend 160k on a mortgage, however - the land, mobile home and costs to build the proposed house would cost 200k. (worth 250k when built) The plot is for sale for 130k. Is it possible at all to buy the plot…
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Help can anyone offer advice please! (first post)
Our buyer, a 25yr old FTB, has been quite unpredictable from the start. He couldn't decide between ours and one other house and proceeded to bid on both properties with ridiculously low offers in the hope one of us would crack first and make his decision for him! In the end he decided on ours and stopped bidding on the…
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stamp duty
Iknow that Stamp duty is abolished for first time buyers but how mush is normal stamp duty, sorry i cant seem to find anything.
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Moved out 2 months ago, now a bill from Housing Association
We recently sold 50% of a shared ownership property that we had with the housing association, we sold out share in full, they retained their 50% After a few days of moving out, we received a cheque from the housing association for rent and fees we had overpaid. Now, 2 months later, we have received a bill for the…
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Paying tax on rental income
Hi there, first time here, hope this is the right place. I am renting out my flat as I have relocated for work. Does anyone know or know have a site that tells me how to work out the income tax and when/how it should be paid? I'm covering the mortgage with the rent. Thanks in advance.
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Renting - Advice on various Admin Fees/Bond...
Good day, I was wanting some advice on just how far letting agencies can go in terms of fees and bonds etc. My wife is permanantly disabled and I claim carers allowance, housing benefit etc. We applied for a rented house that is a little over the alloted amount the council authority will pay, but we were willing to make up…
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Second home for children
My mother bought a second home in 1995 that I now live in She's 80 and scared of inheritance tax. She wants to transfer the ownership to me. Should we be seeing a solicitor or taxation expert for advice? I think there's a potential headache on the horizon to do with Indexation relief, taper relief and capital gains tax.…
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Query about releasing equity
Hi All I can't find a thread on this and hopefully I haven't annoyed someone by reposting a question that has already been asked....... I currently own my own house and have a mortgage on it. I have had it on the market now for about 9 months but as you know the market is stale...... I was visiting a friend who told me…
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Garden maintenance in a rented house
We live in a house with a garden that is surrounded by hedges/shaped trees that are over 10ft tall. They are in desperate need of a trim, the LL seems to think we should do it but I think it is classed as general maintenance and it is a massive job. The garden is on a mud slope so to climb a ladder with a hedge trimmer…
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Garden maintenance in a rented house
We live in a house with a large garden that is surrounded by hedges that are well over 10ft tall. Our tennancy agreement says "To keep the garden in the same condition and state of cultivation as it was in at the start of tenancy as stated in the inventory and to ensure the lawns and designated grass areas are kept…
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FTB buying with cash - advice please
Hi all, I've lived in Brighton for four years and am currently paying £625 rent per month for a one-bed flat in a nice area. Owch! And that is cheap for round here, apparently... My parents and I have decided to join financial forces - we have £180k to buy a similar flat outright, then I'll be paying a nominal 'mortgage'…
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Plz Help before i go insane
Can anyone advise me what to do please, we rented a house long term, he told us that it would be for about 10/15 years, so we felt quite secure in the knowledge, now i know that things and people's circumstances can change and in our case they have. To cut a long story short our landlord has had given us two months notice…
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Shared ownership?
Is this a good idea or something to avoid? For example http://www.findaproperty.com/displayprop.aspx?edid=00&salerent=0&pid=4777962 Would it be good for someone who cant get a mortgage but can afford the 50k to buy half the house?
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Boundary dispute
Can anyone tell me if my new neighbour wants to put a fence up right in front of my garage door which would prevent me from accessing the garage and also prevent me from opening my passenger door on my car as it would go to the fence, can he do this? It is stopping our access. Thanks
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Mortgage Monthly payments
Is there anywhere I can find out how much a mortgage will cost me without actually applying ? I'm due for some money as an inheritance and I want to know if using that as a deposiit would enable me to buy my own home. I currently pay £650 a month rent, and would like to know what sort of mortgage amount that would get me.
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Looking to escape London any thoughts - Quiet openminded
I am a single male in my early forties and have lived in London most of my Life except for periods when I briefly lived elsewhere. Basically I have had enough of the place, I am sure I don't need to expand on that. I have a good idea where I want to relocate to as I am single, no kids & Job can transfer pretty much…
