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I have found the deeds to a property I sold 8 years ago!
Help! After having a good clearout I have come across a large envelope containing the deeds to a property I sold 8 years ago! I now remember the solicitor sending them to me when I bought that house in 2000. But I obviously was never asked about them when I sold the property. They have been in the bottom of a box in the…
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Should I be their guarantor?
My sister and her boyfriend of 4 years are in the process of renting their first place together and I've been helping them at viewings etc to give them a bit of confidence. (They've both been living with respective parents up until now) They've found their dream flat and have started proceedings with the agent to secure…
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How easy is it to get a mortgage with previously bad credit history?
If bad credit supposedly drops off your credit report in 6 years does than mean by that time my credit rating would be back to normal? Would I then have the same chance of being accepted for a mortgage as someone who has never gotten into debt? Sorry just realised I've posted this on the wrong board! I'll ask here anyway
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Flat rented - unfair room prices
Hi My girlfriend has just moved into a 2 bedroom flat which she was quite happy with. She's going to paying £313 per month for a fairly small room with a single bed and no desk (she's a nursing student) but it's a nice little flat in a good location. She's not quite so happy now as she has discovered that the girl in the…
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FTB- How much
Hi everyone, Been watching the website for ages now and as i am getting close to buying a house might be able to contribute something :) I am hoping people can help though. Me and my fiancee are currently saving for a house and we have about 9k saved up. We decided to start having a look at what was avaliable and the…
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Breaking 12month Tenancy
I need some advice I moved to Nottingham for my job last Thursday and on the day I moved in I got a phone call to say my office was being closed and all jobs moved to Manchester! Had I known this this 4 days earlier I would of just moved to Manchester. Anyhow I don't really want to leave my company as too many benifits and…
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Evicting my lodger
A bit of background. I took in a lodger in November 2009 under the rent a room scheme and she signed a 6 month tenancy agreement. During this time she paid her rent in full each month. She moved out in May 2010 as she had been offered a job in another part of the country. The job fell through, she had no-where else to go…
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Alternative ways of putting together a deposit..
Just wondering if anyone can come up with any bright ideas... I have a rental property (160k) which I don't want to/can't afford to sell. LTV is 75% and bank won't allow me to extend borrowing as they won't go to more than 75% on a rental property. I'm currently renting elsewhere (another town altogether) and have found a…
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1 Year tennancy agreement end on the?
Hi, I am renting and took out a contract on the 27/08/09 and the contract is for 1 year (not 12 months not x days) Hence my move out date is on the 27/08/10 I said. However the agency send me a cheeky email today saying that I need to move out on the 26/08/10 Who is right? Me I hope?
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what order do things happen?
hi there I hope someone can help. We are in process of house buying. Offer accepted, mortgage application in, solicitor engaged. We are first time buyers. We have today had the letter from the mortgage company asking for proof of income/ID etc. We have also had a letter from the solicitor asking for £350 to cover search…
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buying a house direct from owner
has anyone done it, whats the proceedure and top tips tips cheers
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question to sellers and moan about useless estate agents
ignore this
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Paying 2 mortgages?? AAAAARRGGHH
Hi There, My partner owns a flat on his own which we would like to sell, we had the valuer out today and we'll probably be up for sale by the end of the week, but obviously with the market being as crap as it is at the moment we have no idea how long it will take to sell. Together we have just bought a house, although I am…
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New Home Mortgages Helpline...dodgy?
Hi, We've agreed a sales price to buy a new build with Bellway Homes. Apparently it is their policy to refer customers to them (New Homes Mortgages Helpline) to see if they can source us a better mortgage deal. Having spent a whole day running around town, we finally decided to go with the Principality Building…
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No Gas Compliance Certificate
Hoping for some advice regarding a gas compliance certificate. We had a boiler installed in Feb 2007 and the fitter filled out a page in the back of the book which came with the boiler with his details etc. We are currently selling the house and the solicitor has asked for the certificate. I had already taken the book with…
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Indemnity Insurance?
Hi there Viewed a house recently where the back garden (a small patio) doesn't actually 'belong' to the property. It is a sectioned off bit of the communal garden, which is owned by one of the houses in the row. The vendor said they have indemnity insurance for this, and that they had had no issues with the land in the…
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Council avoiding responsibility for Subsidence caused by their tree - please help
Firstly, i have spent quite a while looking across several pages of existing threads for this information - i haven't just been lazy and posted a new one, whilst some existing ones were similar (and helpful) none addressed this point. A small extenstion to the front of my house has been affected by subsidence caused by…
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Where to buy a property in London
I'm a first-time-buyer looking to buy in London and trying to work out where the best places are to invest in property in London. I'd prefer to be North or East if possible but at this stage I'm open to suggestions if it means the value of the property is likely to sky-rocket in years to come. Areas I've heard may be good…
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Ground rent and maintenance.
My situation has come to a standstill so I'm lookinmg for advice on the following. Thanks in advance! Approx three years ago the managment company on my flat sent a letter out with a plan to get the communal areas painted and modernised (new light fittings etc). As it's only a small block, all six flat owners got together…
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Shorthold Tenancy - Notice Period
Once the initial period (i.e. 6/12 months) is finished, and it goes onto a month by month rolling contract where the tenants have to give 1 months notice to move out, does this notice have to coincide with the rent period (i.e. the rent is payable monthly on the 15th, so would you have to give 1 months notice on/before…
