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What type of survey do I need?
We're considering buying a converted pair of 100yr old 3 storey terraced houses... converted into 3 apartments/ flats with access to the upper two floors from an external staircase. There are cellars underneath with access externally at the rear though a single door. It's in a conservation area which limits the front of…
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DPS single claim arbitration problem
Sorry, this is a bit of a weird question but my brother's having problems with DPS arbitration and hopefully someone on here might know what to do. I'm afraid it's a bit of a long story. My brother rented a flat on an AST with two others. The landlord was rather strange and after 18 months they moved out last October. Due…
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reallymoving ratings
Hi Reading good reports on MSE about reallymoving.com I went ahead and booked a surveyor to look at a prospective purchase. It surprised me that the search results on reallymoving are accompanied by a star rating, which don't seem to lead anywhere. ***** (rating based on 15 reviews) So 5 stars out of 5 seems good - or is…
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Rent arrears and court help
I really need some help my old lanlord served my notice so I left a month early then the date i was given when I left I owed £1000 in arrears the lanlord kept my deposit so I now owe 400 I have left and not paid him but I keep recieving emails (nasty ones) saying he wants the money and that I need to pay for all the mould…
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Inventory Signing Query
Hi, We are moving into rented (1st time) and the Estate Agent is expecting us to go tomorrow into their office to sign the inventory and rental contract. The inventory has apparently been done a few days ago. Is it the 'done thing' to go and sign a 'blind' inventory? So i'm asking would it be out of order / better to agree…
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Spammer deception
Click Spam on this thread https://forums.moneysavingexpert.com/discussion/2565677 It appears that the spammer has worked out that people think they have clicked spam if he just reposts his original spam again once it has been spam clicked out.
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repossesion buying problem
i am in the process of buying a repossesion, i am at the stage where i am ready to exchange contracts but have been told that i cant yet because the old owner will not sign the contracts and so the solicitors have applied for a court order. ive not had much luck getting any info from the agent. i just dont understand why…
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timber framed house?
Hello How do i know if a house is timber framed or not. The one im about to look at has bricks on the left hand external wall, but on the front of the house under the windows it has cladding? Would the estate agents know and do they have to tell me if i ask them. Do they cost more on house insurance,. Do they loose much…
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British Heart Foundation furniture donation query
I am hopefully going to be moving soon and have a quick question. Does anyone know if the British Heart Foundation collect furniture donations in the evenings / at weekends or is it only 9 - 5 Monday to Friday? I know I could get this question answered by ringing them tomorrow but I'm hoping that someone here knows the…
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Land Registry don't believe us!
Had a phone call from our solicitor today saying the land registry are refusing to transfer the property we bought April 9th into our names, as they don't believe the boundary on the plans we sent is correct? The last time the property was conveyed was 1955... So we just sent the 1955 plans in and they have been rejected?…
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Moving between houses and capital gains tax
Hello I know I'm probably worrying over nothing but... We have been living at our current (OLD) property for 4 years. We will complete on our NEW house next week. two weeks later the sale on the OLD property will go through. Essentially we will own two houses for two weeks. Will we be liable for any capital gains tax on…
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selling my house
when i bought this house 11 years ago it already had a conservatory on it but no planning permission does it matter now as its been up for so long as i might be selling up
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Renting a private flat with a dog?
Nigh on impossible?
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Selling and Ending a Mortgage
Put plainly, what is the process/fees of selling a house? I and my ex are look to sell my house. I am not and (more importantly) not wanting to buying again and I'm sure she doesn't currently want to either. The house was 112K when we bought 4 years ago and valued at £115-110k currently (probably towards the lesser) -…
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Shall I buy or pull out..
I'm currently in the process of buying my first home with a 15% deposit, the survey on the property was carried out today and it's all running smoothly (touch wood) anyway after reading a story on a website on the housing market crashing how true is this, because I don't want to buy now and then in a few years time my…
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Buying house with owner's mortgage shortfall
The house we would like to buy is being sold by a couple who have separated. They bought in 2007 and now they are selling they have a large shortfall due to the asking price being 45k lower than they paid. I believe their mortgage company must approve any offers but wondered if anyone has any experience of this situation.…
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Shared Ownership help
Hey, We've just been offered a flat in a shared ownership new build scheme in Central London - the sales person has told us that the properties have recently been re-valued and gone up by £10k - should we just take their word for this? I presume we can ask for the valuation proof. Is it worth bartering with them, ie trying…
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NEED to sell
Hi Our flat has been on the market for 7 weeks, we have already dropped the price, was valued at 85k, we have dropped to 79,995 (Scottish property), we have only had one viewing. We have seen a property (new build) we really, really want however, we don't want to pay a holding fee until we sell ours. We are thinking of…
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Debt-ridden property for sale - who will get paid first?
Hi again evryone - thins never ends! I have an Interim Charging Order on a flat (due to unreturned deposit) which is currently under offer. It's literally just been registered with the LR and with advice from people on MSE I went into the estate agents today asking if they'd forward on letters for the buyer's and vendor's…
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Some advice on Lloyds Assurity scheme, please
:o I'm sorry but I have posted this on a couple of boards because I wasn't sure which was most appropriate :o Apologies in advance, but I may well be asking some stupid, obvious questions here born out of naivety. <Bit of boring, possibly irrelevent, background information here> My husband and I are in our mid thirties,…
