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Just wondering
We are about to make an offer on a house which was built in 2007 (or at least completed then), would you get a full structural survey done on it?
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New Build Purchase
We've had our house on the market for a few months with not much interest. At the weekend we signed up to Bellway's express mover scheme and buy Tuesday they said they had a buyer for us. All of the terms are acceptable to us, the only complication is that the new house won't be finished until September. The buyer for ours…
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limited condition survey or homebuyer survey
We found a house we really like and we're going to see it for the second time this afternoon. If we still like it, we'll put an offer in. It is a little terraced cottage - wooden beams and a cast iron fireplace - very pretty but also quite old. It looks very well kept inside but we're a bit concerned about the roof -…
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Putting title deeds in child's name
Hi all, My mother is purchasing a property with 100% cash, so no mortgage. We are buying a property in london, which we are thinking of putting in my name to avoid the stamp duty and take advantage of the new first time buyers s.d threshold of £250,000 - also to take advantage of future CGT. I am over 18 Only problem is…
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Financing a new property before selling current property
I appreciate the likely answer is wait until my property is sold but I thought it worth looking into just in case there is a way... We have a house not yet on the market one EA has valued it at 630K We have a mortgage of 410K outstanding on this house We have 70K savings We have 2 flats one worth approx 250K and one worth…
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Agent Fees for Selling to Tenants
Hi Jut a bit of a survey really - I wonderd if there were any landlords out there that could tell us what they have been charged or have tried to be charged by a letting agent for selling the property to a tenant. Our agent is attempting to charge us 1.5% for selling to the tenants who approached the agent to ask if we…
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What should a 21yr old life priorities be?
Hi I'm wondering if people can give me advice and challenge my thinking of life. I thought this was the best place for this post:) I've always been a saver and in last 2 years, I've been thinking about purchasing a house in greater London(Where i live with parents). I'm 21 at the moment on a placement with one more left of…
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Furniture in house I bought
Hi does anyone know off hand whether the seller of a house is obliged to remove all their stuff? I.e. old furniture and stuff the buyer does not want. Thanks very much in advance
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to sell or not to sell, that is the question
i am currently thinking about putting my house on the market. the reason being i could do with downsizing now my fledgelings have left the nest and potentially i can get rid of the mortgage! fors / againsts i may not get back what i paid 4 years ago will still be able to buy smaller house and get rid of mortgage currently…
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90% Mortgage Nightmare!
Hi, I have a frustrating situation which i'm sure many people have been in and need a bit of help and advice... Basically, me and my boyfriend have been lucky enough to get our hands on a 10% deposit on a house for £125000. We've been quite picky with what kind of house we're looking for and have found one that is perfect.…
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new garage - costs
The house we are buying has a stand alone garage on the side of the property that is virtually falling over :) not a pretty sight we are going to demolish it ASAP and rebuild, however i'm considering attatching it to the house on the side and if possible putting a toilet(cloakroom type thing) and the washer in there.…
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Rental Increase Query
Just looking for a bit of advice if possible. We are currently renting and have been in the property for 18months. Our initial 6month contract ended and we have continued on a monthly roll-on. The agreement was set-up by an agent but we now deal directly with the landlord. We have just been informed that they want to…
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Land Registry Question
Hi Guys! Just a quickie - I bought my house back in August 09 and I've noticed there's still no update on the land registry list I get emailed from mouseprice once a month. Should I be concerned about this or is it nothing to worry about? Cheers! :)
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what can I request in house negotiations?
I am currently negotiating buying a house, however me and the vendor are stuck £5,000 apart and neither of us will move. I am willing to meet halfway or somewhere thereabouts, but am unwilling to give more money without getting something back....and that's where I am not sure, what can I ask for back? The house is derelict…
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HIP - problem with water analysis
Hi, hope someone can advise. We're hoping to put in an offer on a repossed house today...but I am just reading the HIP which I received last night and in the Thames Water Drainage and Water search question 23 says "The analysis confirmed that the tests failed to meet the standards of the 2000 Regulations or the 2001…
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first step on the housing ladder for the future.
It has been a tumultuous couple of years for my family with the passing of my mother from cancer and myself and 3 siblings have been left a sizable inheritance in the region of 400k (i'm grateful she worked so hard to give us such an easy start to life but wish she lived long enough to enjoy the fruits of her labour) The…
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New build developer pulls out?
I am currently in negotiations with a builder over a new build 4 bed detached. I reserved the house at 190k, however found out that two similar properties in the development were sold for 180k. We told the developer this and they firstly agreed then declined when we requested written confirmation. They are now saying that…