House buying, renting & selling

Discussion List

• Survey Report / Property Valuation & Insurance

  I'm in the process of buying a property built in the 50's. The mortgage lenders carried out a valuation and valued the property at £157,000 rising to £161,000 on completion of their suggested works, I had originally offered £160,000. They said that there was cracking and suspected movement to the bays and that this and…

• closed bid

  Hi new to all this. have found a house I am interested in buying a house valued at £95000 been on the market for 3 weeks. Went to put an offer in today and told there is another party interested. It has been put to closed bid have to put an offer in by Monday. Obviously dont know what the other buyers will offer. They have…

• Bristol areas - Bradley Stoke, Yate, Downend

  Hi, I've been looking at properties in Bradley Stoke area of Bristol on Rightmove. I noticed the Bristol Finton Airport is close. Do people who live in the area have too much noise from the airport? Is the airport traffic busy? Bradley Stoke doesn't seem to feature in any lists of "rough areas of Bristol" - would you say…

• Help me value my house (pls!)...

  I've been waivering about buying a Hometrack report for my house to obtain it's value but I'm not sure about it all. The house is in a pretty unique setting (waterfront) and not sure that is taken into consideration when valuing etc - I have looked at other sites like Zoopla but again not sure about the values.... Is…

• Estate agent doesn't remove 'Sold' sign

  Hi, We completed early October, moved in and I have asked EA several times to remove 'Sold' sign from our front yard since then. No response though. Can I just bin the thing or does the EA have some rights as to how long a sold sign can remain on sold properties? Thanks Wheezy

• TR2 form - where do I sign?

  We're finally due to complete on Monday and I'm in a hurry to get the final bits and pieces signed and sealed. Looking at the 3 pages of the TR2, I can see where my witness is meant to sign but not a space for me. Could anyone tell me where I should sign? I don't want to do this wrong and delay the whole process while they…

• House selling legalities

  Hello all I wanted to find someone who might have an answer or know where to find an answer for my question. Is there a lowest legal price for selling a property? Let's assume no other company would be negatively affected by this transaction, eg; no mortgage and no other debts secured on the house. Just one person who…

• 100% Mortgages

  Good morning. I am in a situation where my wife and I have been renting for a few years and now need to buy. We have no deposit but really need to get out of the rent situation before the house prices rocket. I know that before recession set in, 100% mortgages were available. Are they back? If so, where do you recommend we…

• House valuation under offer

  W've just had our valuation report (used for the mortgage) come back 16k under our offer price. We love this house, but with the valuation as it is I think it just pushes us over what we can afford. Im a bit frustrated because houses have sold in the past for 10-20k more than we're offering. Is it common at the moment for…

• How Long Left

  Anyone on here with experience of watching a new build go up? House I am buying is currently under construction. As of yesterday they had completed all the floor work. Pipes in, fully concreted and all earth put to the level where the "house" starts. So it should now be a case of the brick work starting properly. The…

• Buyer delaying exchanging until completion

  Is this normal? Our buyer assumes she will exchange and complete on the same day to avoid paying the 10% deposit. We don't really want that much deposit, but want her to exchange so that the deal is sealed - we're supposed to be moving in a fortnight and as a natural worrier, I want to know for sure it's going through.…

• Found the Best Kitchen Ever!!

  Just check this out: http://www.rightmove.co.uk/property-for-sale/property-13836228.html Kitchen: 18'6" (5.64m) max x 4'1" (1.24m) max

• selling/buying/renting/doing nothing angst.

  I'm in a bit of a quandary really. I bought a 1 bed flat 3.5 years ago and have lived in it since then. I love the location, it has great views over a communal garden, loads of open space and is conveniently located. However, there was a really miserable 6 month patch last year when an idiot moved into one of the flats and…

• can i sue my council for mould in my place

  hi all me and my partner live in a converted house to a flat, we have the bottom floor, and there is one floor above us, so just like a house last year we had mould in the house all winter and autumn long, now guess what, recently it is back, i have been having allergic reactions lately, but i dont know why, but apparently…

• After house valuation what are the next steps?

  Evening, I'm looking to move house, the properties i'm looking at are around £20k extra on my mortgage (based on my valuation matching other similar properties on my road) Once i've had my house valued, and put it up on the market would I then ring my current mortgage provider and ask them to provide me an agreement in…

• renting out house for a year while abroad

  I have been offered a post abroad related to my job and I am planning to move next february (for a year) I have a 5 year fixed mortgage with nationwide and have never had any problems with repayments. I plan to rent the house out to a friend for the year i am away. Will nationwide approve me renting the house out ( i will…

• Council flat possibly being sub-let- how can we find out?

  My Grandmother lives in the upstairs flat in a property very similar to this one http://www.homesandproperty.co.uk/sale/yorkshire-and-the-humber/south-yorkshire/bawtry/2-bedroom-flat-sale/18340-4699348.html In the summer the downstairs neighbour, a council tenant died. Some new people (a young couple) have moved in and…

• Building Regs indemnity insurance

  I know there are a number of threads related to this type of indemnity insurance, but couldn't find one to quite answer my question. Had the mortgage valuation back on a house I'm byuing, and it states that a wall has been removed between the lounge and dining room, and the report says that it assumes all local authority…

• When to expect surveyor

  Hello Accepted an offer on our house just over two weeks ago, and just wondered when to expect the survey. No word of it yet - eek. Also, what does the surveyor look for (it's an '80s house)? Thanks!

• Extending the lease before purchase

  Hello, A property we are interested in has a shortish lease of 79 years. The vendor has indicated that they would be willing to begin the process of extending it before selling (thus getting around the 2 year rule). Is this easy to do? Or does it add time and money onto the buying process? Has anyone had a similar…