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Losing sleep!!!! Capital gains or not
Please Heeeelp I haven't slept in 48 hours. I received a horrid letter from the tax man warning me to "co-operate". Basically he wants info on properties I have bought/sold, dates etc etc. In 1992 I bought a house to live in. In 2004 I wanted to downsize, so put house up for sale. No buyers. I borrowed on the first house…
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Previous owner left v. dangerous boiler...
Finally completed on a repo purchase earlier this week and everything is looking good. But we uncovered one major prob with the boiler which made me think it was a pretty good thing that the previous owner was repossessed, particularly because he was renting the place out. After the electricity was reconnected, we got a…
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Independent Estate Agent or National?
My opinion from what I hear is always independent over nationals. What does anyone else think? Can someone advise which is better. I have heard that some national agents farm you out to very expensive 'hidden charge' lawyers for the conveyancing, almost implying you have to use them or your offer will not be accepted or…
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Converted flat build in 1920 ? What survey ?
I am in the process of buying a converted flat. The house was built in 1920. Excuse my lack of knowledge, but is this the norm with victorian converted houses in London ? (seems quite old to me). The exterior structure seems ok to me. I did take my time when viewing, but then again I am no expert. I have organised a…
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Would you live 300m from a motorway?
I went to look at a place today that's pretty good apart from being 300m from a motorway. That's actually a reasonable distance - it's several streets of houses away. Noise levels weren't too high. I just wonder whether it would bug me. Clearly 100s of people in the estate don't find it too bad. I have been spending 2…
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Due to complete today but........
Hello, first time seller due to a death in the family. We were due to complete today but they buyer can't get insurance on the house. She has had all the surveys done and there is nothing structural or faults with the house, although there is a small crack on the outside wall. Due to this crack the insurance company won't…
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Indemnity Insurance for FTB
Hi I'm hoping someone will be able to give me an answer to this! The house my partner and I are buying doesnt have a completion certificate for the extension so our sols are asking the vendor to sort our indemnity insurance. My question is: How long does the indemnity insurance last for? Is it for a set period of time i.e.…
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Volume house builders really aren't all that good IMO.
I've been looking at a few new build options. I'm not a fan of new build - I'd rather wait for an area to settle down and see how it turns out. One thing I've noticed is that the site layouts always have a few obvious mistakes on them. It strikes me as slightly shoddy really. This one is great though:…
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Poor layout of houses....
I do sometimes wonder how much effort developers put into adapting their standard templates to fit a development. For example, today I went to look at a coach house on a development from the early 1990s. Standard 3 garage design, 1 garage for the coach house and the accomodation is essentially a 2 bed flat over the…
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Landlord moved agencies - new agency aren't taking our money!
Hi there Has anyone any advice here please? My landlord switched his rented properties over to a rival letting agent recently. We paid all our rent via standing order to LA number 1 for 18 months until the landlord moved agents four months ago. Since the move four months ago, I have contacted LA 2 about paying them the…
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Question for the EAs: your views on leafleting?
Hi all We're looking to buy a house and there is one road we are particularly keen on ... but nothing has come on the market there since early this year, even though there have been plenty of recent sales (with rising prices) in the neighbouring streets. I'm considering dropping notes in the doors on that road to see…
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Deduction from Mortgage
Hello We have just got our final invoice through from out solicitor for the purchase of our first house. There is a item on there called "Deduction from Mortgage" for £1025 we need to pay and I have no idea what this is. :confused: Can anyone with any legal mind please explain? Muchos Gracias
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Central heating and private landlord
Is it a requirement for private landlords to have central heating fitted in the properties they rent out?
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Deposit not protected and only partially returned... is there any point pursuing
Bear with me... as this is a bit of a long one, and might be fruitless anyway. 3 girls, A, B and C moved into a house in September 2006 and paid a deposit of one month's rent. A moved out in September 2007 and was told to get 1/3 deposit from new tenant D (me!). No new AST was signed was anyone, but all parties seemed…
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Management company ripped us off!
Hi ya all, We bought a 2-bed flat in April 08. We are among the first tenants moved in the development which have about 370 flats in total. The flats are selling very slowly and till now, I reckon only 30% of the flats are sold. We paid service charge for £800 last April to cover period till this March. After 6 month…
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HIP Help
Hi I am just about to market my house and I have found a firm on the internet called Fridays property lawyers, sounds good less than £500.00 for HIP and solicitors work (whatever they do) This is the first tome I have sold a proeprty so I dont really know what should happen. Does anyone have any experiance of this company…
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Loft space HELP!
Hi all, I'm in the first stages of buying a house but I have some questions I hope you can all help with. On viewing the property the vendor explained that the loft had been converted and used as a bedroom, however, no planning permission was sought because although it was used as a room the addition of stairs and two…
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House renovation - New central heating system
I'm not sure if this is the right place to post, but as I rarely venture out of the 'pure money' part of MSE, I don't know where else to post :o . I have recently bought my first home and it's a bit of a wreck. I currently have gas wall heaters in the bedrooms and a gas fire in the lounge. I got extra on the mortgage to do…
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Relocating to Hertfordshire
Hi all, I am after some guidance please. My company is relocating offices next year (September to be exact) and will be based in Hertfordshire (near PottersBar). I really do not know where to start and need some help getting my head around it all... Some background information;I currently live in Sutton, Surrey in a 2 Bed…
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Registered Freehold Name
I moved into a property 7 months ago where we have a shared freehold with our neighbours due to our bathroom being over the hallway ('floating freehold'). We have not registered our freehold at the moment as we have been in dispute with our neighbours regarding the title. Our neighbour only has his name on the freehold…
