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Moving mortgages from one house to another.
Hi, Just a quick question that I think will start to come up more as people try to hang onto their good base rate tracker mortgages (which will probably never be offered at such good rates again!) So - I have two properties at the moment, both mortgaged. 1: £150k mortgage at 1.49% (base + 0.99 tracker for life). Property…
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Pipes drained - how to reverse
Hey all, The house I'm buying had its pipes drained to prevent them from freezing whilst it started to get quite cold. The purchase should be about to complete soon. So I just wanted to ask when I get in, how do I do the reverse now? Basically, how do I get water flowing again and the boiler up and running? Is it as simple…
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House purchasing allowance- any info?
We are in the process of buying a house but the survery has thrown up some urgent work that needs completing on the house including damp proofing and rewiring. We have to get these done but cannot afford to do them as it will cost around £5,000. We considered renogiating but this will only reduce our deposit by around £750…
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our bin smashed a window-help
sorry not sure if this is quite the right place but couldn't see where else to put it. Our bin pick up is on thursday mornings and for various reasons we hadn't brought them in last night. It's the big flip top style bins btw. We're in a 1st floor flat and our stairwell goes straight out onto street so we were told to put…
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giving notice to end tenancy
Hi, we are currently on a month by month tenancy agreement, and pay our rent on the 14th of each month. We have being looking for a while for somewhere else to move to, and have found somewhere, and can move in on the 28th December. If we give our notice today, (or on the 28th November?) of 4 weeks - what would happen to…
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Sole agents expired
after 6 months on the market i think my sister has been very fair with her agent who had a four month tie in period she now wants to try elsewhere, it may be the market but change is good as rest and she did ask if they would go multi will other agent, they are asking an extra 1% to do so plus another 21days before this…
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As a leaseholder, do I have to pay for external works of my flat?
Me and my partner bought flat in Newham in 2007. Top floor flat.We replaced the windows in our flat, and did major repair in our flat ;like replaced all the heating system, floors, new kitchen and bathroom... Now Newham Homes, has arranged works to be carried out outside our flat; 1.Erection of access scaffolding 2.Window…
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unforvable surveyor report
Hi all, I am here to seek advice for a friend of mine. He is a FTB. He viewed about 15 properties finally set his heart on one. Sent the surveyor in for a comprehensive report which turned out not so good. The surveyor wrote on report the roof needs to be redone soon-ish, the wire needs to be redone etc etc which sound…
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Visiting vendor before putting in offer?
Hi folks, am a FTB in Scotland and looking for some advice. My partner & I have found the perfect house, got mortgage agreed, we've viewed the house already and it's spot on. We used to live in the house opposite, know the neighbours and the area already, and my partner even knows the vendor fairly well as she used to work…
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Selling to tenant
Is it normal in a contract for a letting agent to charge a fee if the tenant buys the property? In mine the agent (which also sells houses) charges there standard fee £999 +VAT. Not bad and i dont mind paying it, they did "find" the buyer after all!
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How to claim back deposit from DPS
As a landlord can I claim back the deposit held with the DPS for non payment of rent. Tenant left owing two months rent. I have written to him twice asking for the money, he has not replied. Thank you for any advice.
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Ripped off on my first house purchase
Hello all, my partner and I recently purchased our first brand new affordable house with the 106 aggreement. With this aggreement we pay 68% of the market value, and when we come to sell we get 68% of the sale price. We were very happy with this thought we could not loose. Unfortunately our timing was very bad, our first…
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Good time to buy?
I have found a perfect holiday home - reasonable price (but I'll need a mortgage - remortgage). Good condition but needs a little TLC. Not much. Its been vacant for 6-8 months. Its in a good location- and is adaptable with a bit of space round it (tarmaced though which will have to be dug up a bit) is it a good time to…
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Evicting vendor's tenants
hi everyone, i'm new to this forum. some advice please. i just brought a house. currently the vendor has a multi tenancy arrangment, there are 3 unconnected parties renting rooms in the property i think on a casual basis. my lender will not make a formal mortgage offer until there is some kind of notice of termination.…
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for londoners:where would you buy a house if you were a foreigner?
Hello all! I am Italian and I have 3 children who are 12, 8 , 6 year old. My husband and I do love London and we would like to buy a little house. We would use it for our holiday and let it when we are in our country. It would be an investment if we gain a fair rent. Moreover, it could be useful for our kids if they like…
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why is only the tenants that have to provide references?
Hi, We recently sold our property and temporaily moved into rented, as we are still looking for the next 'dream' house. Many circumstances meant we took a property that wasn't wonderful, just basic, but it had what we needed and more importantly, accepted our 5 beloved cats. After living there for a period of 2 months,…
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Reassurance please.
Hi, I just needed reassurance, we missed a phone call from our Estate agent earlier - they didn't call any of the other numbers they have for us, and the message just said to call them. (It was 5.24pm - they shut at 5.30pm). We are in the process of selling our house. We have been in this position before, then the buyer…
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Self Storage - what's cheapest?
Hi all, Sorry for posting in the home-buyers forum but couldn't find a better one and I see that other self-storage threads are here. But if I want to store stuff for 3-6 months, what's the cheapest option? It's not a lot of stuff - a number of small household appliances and books, no large appliances or furniture. I live…
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Valuation and Homebuyers Survey being done separately? Weird?
Has anyone ever heard of this, as it's certainly a new one on me? Buyer's surveyor turned up to inspect our house on Monday and spent 35 minutes here. I had assumed this was the Homebuyers survey our buyers had asked for, but it turned out to be just the valuation (never heard of a valuation taking 35 minutes before -…
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Debt Recovery for Money I don't owe
Hello, I recieved a letter at a flat that I let out from Moorcroft Debt Recovery saying "intent of litigation" that I owe Thames Water money. I have never lived in the flat so it's obviously one of my tenants. This is the first I know of this. What are my rights and what steps should I take. Thanks for you advice.
